Eastman Federal Credit Union

Headquarters: Kingsport, Tennessee
Charter: Credit Union
Assets: $10.2B
Fed district: Atlanta

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Eastman Federal Credit Union: $30
Eastman Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Eastman Federal Credit Union: $30
Eastman Federal Credit Union: $30
U.S. median: no median
Stop Payment
Eastman Federal Credit Union: $30
Eastman Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Eastman Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee$10
per month
Account balancing assistance$15
Not compared: Charged per hour; comparison unavailable
per hour
Account research$15
Not compared: Daily charge, not per item
per day
Returned statement fee$5

Overdraft & NSF

Insufficient funds fee - paid$30
per item
Premium overdraft fee$30
per item
Insufficient funds fee - unpaid$30
per item

ATM & Card

Debit/Credit card replacement fee$7
per item
Debit/Credit replacement fee (Rush Order)$30
per item

Wire Transfers

Wire transfer–foreign wire transfer-outgoing$55
per item

Check Services

Stop payments$30
per item
Copy of check$3
per item

Digital & Electronic

Bill payNo charge

Account Services

Safe deposit box drilling fee$95
Not compared: Box drilling or key fee
Safe deposit box late payment fee$10
Not compared: Monthly charge, not annual
per month
Garnishment and levy$100
per item
Written verification of deposit or mortgage$10

Other Fees

Overnight Mail Delivery Fee$25
Copies of tax documents$1
Not compared: Charged per page; comparison unavailable
per page
Photocopy of statement$5

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$10	per month	None
Account balancing assistance	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account research	$15Not compared: Daily charge, not per item	per day	None
Returned statement fee	$5	Not stated	None
Overdraft & NSF
Insufficient funds fee - paid	$30	per item	None
Premium overdraft fee	$30	per item	None
Insufficient funds fee - unpaid	$30	per item	None
ATM & Card
Debit/Credit card replacement fee	$7	per item	None
Debit/Credit replacement fee (Rush Order)	$30	per item	None
Wire Transfers
Wire transfer–foreign wire transfer-outgoing	$55	per item	None
Check Services
Stop payments	$30	per item	None
Copy of check	$3	per item	None
Digital & Electronic
Bill pay	No charge	Not stated	None
Account Services
Safe deposit box drilling fee	$95Not compared: Box drilling or key fee	Not stated	None
Safe deposit box late payment fee	$10Not compared: Monthly charge, not annual	per month	None
Garnishment and levy	$100	per item	None
Written verification of deposit or mortgage	$10	Not stated	None
Other Fees
Overnight Mail Delivery Fee	$25	Not stated	None
Copies of tax documents	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopy of statement	$5	Not stated	None

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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