Homefield Federal Credit Union

Headquarters: North Grafton, Massachusetts
Charter: Credit Union
Assets: $170.4M
Fed district: Boston

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Homefield Federal Credit Union: $5 to $30
Homefield Federal Credit Union: $5 to $30
U.S. median: no median
NSF / Returned Item
Compared at $17.50, the middle of its prices
Homefield Federal Credit Union: $5 to $30
Homefield Federal Credit Union: $5 to $30
U.S. median: no median
Non-Network ATM
Homefield Federal Credit Union: $2
Homefield Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Homefield Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormancy Fee (Monthly After 6 Months)$10
per month
Quick Research Fee (Requests Taking Less than 1/2 Hour – Existing Members)$10
Research Fee, Existing Member (Per Hour with 1 Hour Minimum)$40
Not compared: Charged per hour; comparison unavailable
per hour
Research Fee, Non-Member (Per Hour with 1 Hour Minimum)$50
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Transaction Fee (Money Market Checking)$10

Overdraft & NSF

Courtesy Pay Item Paid / OD Charge$30
Courtesy Pay Item Paid / OD Charge 18/65 Account$5
NSF Charge$30
NSF Charge 18/65 Account$5
Transfer Fee (Overdraft Sweep from Share)$5

ATM & Card

Foreign ATM Withdrawal Fee$2
Replacement Card Fee$15

Wire Transfers

Outgoing Domestic Wire Fee$30
Incoming Domestic Wire Fee$5
Incoming Foreign Wire Fee$10

Check Services

Check Disbursed Fee (Official Check)$5
Check Disbursed Fee (Money Order)$3
Money Order/Official Check Stop Payment Order Fee$25
Stop Payment Fee$30
Starter Checks (4/Sheet)$5
per item
Check Cashing, non-member (per item)$5
per item
Check Copy (Per Item)$5
per item

Cash & Deposit

Coin Counting (Non-Members)10%
Coin Counting (Non-Members) (audience not stated, treated as personal)10%
Returned Deposit Item$7.14

Account Services

10×10 Annual Rent$170
per year
3×10 Annual Rent$70
per year
3×5 Annual Rent$50
per year
5×10 Annual Rent$90
per year
5×5 Annual Rent$60
per year
Drilling Fee$100
Not compared: Box drilling or key fee
Lost Key Fee$25
Not compared: Box drilling or key fee
Monthly Late Fee$5
Not compared: Monthly charge, not annual
per month
Levy Fee$50

Retirement & IRA

IRA Outgoing Transfer Fee$50

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Dormancy Fee (Monthly After 6 Months)	$10	per month	None
Quick Research Fee (Requests Taking Less than 1/2 Hour – Existing Members)	$10	Not stated	None
Research Fee, Existing Member (Per Hour with 1 Hour Minimum)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Research Fee, Non-Member (Per Hour with 1 Hour Minimum)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Transaction Fee (Money Market Checking)	$10	Not stated	None
Overdraft & NSF
Courtesy Pay Item Paid / OD Charge	$30	Not stated	None
Courtesy Pay Item Paid / OD Charge 18/65 Account	$5	Not stated	None
NSF Charge	$30	Not stated	None
NSF Charge 18/65 Account	$5	Not stated	None
Transfer Fee (Overdraft Sweep from Share)	$5	Not stated	None
ATM & Card
Foreign ATM Withdrawal Fee	$2	Not stated	None
Replacement Card Fee	$15	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$30	Not stated	None
Incoming Domestic Wire Fee	$5	Not stated	None
Incoming Foreign Wire Fee	$10	Not stated	None
Check Services
Check Disbursed Fee (Official Check)	$5	Not stated	None
Check Disbursed Fee (Money Order)	$3	Not stated	None
Money Order/Official Check Stop Payment Order Fee	$25	Not stated	None
Stop Payment Fee	$30	Not stated	None
Starter Checks (4/Sheet)	$5	per item	None
Check Cashing, non-member (per item)	$5	per item	None
Check Copy (Per Item)	$5	per item	None
Cash & Deposit
Coin Counting (Non-Members)	10%	Not stated	None
Coin Counting (Non-Members) (audience not stated, treated as personal)	10%	Not stated	None
Returned Deposit Item	$7.14	Not stated	None
Account Services
10×10 Annual Rent	$170	per year	None
3×10 Annual Rent	$70	per year	None
3×5 Annual Rent	$50	per year	None
5×10 Annual Rent	$90	per year	None
5×5 Annual Rent	$60	per year	None
Drilling Fee	$100Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Monthly Late Fee	$5Not compared: Monthly charge, not annual	per month	None
Levy Fee	$50	Not stated	None
Retirement & IRA
IRA Outgoing Transfer Fee	$50	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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