Compared with Texas
8 of 25
compared fees are above the median.
11 below, 6 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
74th percentile; peer median 7.9%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Texas median
of 25 compared; 11 below, 6 about the same
See the feesFee schedule read Nov 3, 2026
Call-report figures are for Community Resource Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 569 credit unions with $300M to $1B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Texas median | Published fees above the Texas median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Community Resource Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 3, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 11% of revenue, above the 7.9% median of 569 credit unions with $300M to $1B in assets (74th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $2.1M in Q2 2026, 3.6% above the same quarter a year earlier ($2.0M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
8 of 25 compared published fees sit above the Texas median; 11 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Texas medians for fees published by banks and credit unions.
Non-Network ATM
Compared at $3, the middle of its prices
Monthly Maintenance
Compared at $8.50, the middle of its prices
Overdraft (OD)
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 3.7% from Q3 2025 to Q2 2026, to $2.1M. Its share of revenue, 11%, is above the 7.9% median for credit unions with $300M to $1B in assets.
$2.1M
Community Resource Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 569 credit unions with $300M to $1B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Non-network ATM: Listed at $1 to $5; we compare the midpoint. Monthly maintenance: Listed at $7 to $10; we compare the midpoint.
Community Resource Federal Credit Union · $930M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Community Resource Federal Credit Union(this institution) | Baytown, TX | $930M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Abnb Federal Credit Union | Chesapeake, VA | $914M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Campus Federal Credit Union | Baton Rouge, LA | $936M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cedar Point Federal Credit Union | Lexington Park, MD | $906M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Certified Federal Credit Union | El Monte, CA | $925M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community Choice Federal Credit Union | Johnston, IA | $923M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Community First Federal Credit Union | Santa Rosa, CA | $921M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Day Air Federal Credit Union | Kettering, OH | $909M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Fortera Federal Credit Union | Clarksville, TN | $947M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gather Federal Credit Union | Lihue, HI | $934M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Granite Federal Credit Union | Salt Lake City, UT | $918M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Greenwood Federal Credit Union | Warwick, RI | $957M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Hoosier Hills Federal Credit Union | Bedford, IN | $938M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Houston Federal Credit Union | Sugar Land, TX | $952M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Members First Federal Credit Union | Midland, MI | $905M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Merced School Employees Federal Credit Union | Merced, CA | $899M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| N C P D Federal Credit Union | Plainview, NY | $909M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Numark Federal Credit Union | Joliet, IL | $932M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Nutmeg State Financial Federal Credit Union | Rocky Hill, CT | $916M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Oklahoma'S Federal Credit Union | Oklahoma City, OK | $954M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Qualstar Federal Credit Union | Bothell, WA | $939M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sun Community Federal Credit Union | El Centro, CA | $896M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Sun East Federal Credit Union | Aston, PA | $909M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Texas Bay Federal Credit Union | Houston, TX | $905M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Tlc Community Federal Credit Union | Adrian, MI | $950M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| True Community Federal Credit Union | Jackson, MI | $955M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $8.50, the middle of its two prices, against a peer median of $7.50 among 11 publishing peers.
Its two checking prices are $7 and $10.
$8.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Community Resource Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.1M | +$68K | +3.3% |
| Q1 2026 | $2.0M | −$168K | −7.6% |
| Q4 2025 | $2.2M | +$19K | +0.9% |
| Q3 2025 | $2.2M | +$154K | +7.6% |
| Q2 2025 | $2.0M | −$48K | −2.3% |
| Q1 2025 | $2.1M | −$137K | −6.2% |
| Q4 2024 | $2.2M | +$401K | +22.1% |
| Q3 2024 | $1.8M | −$112K | −5.8% |
Financial cohort: 570 credit unions with $300M to $1B in assets filing for Q2 2026; 569 reported a share above 0% and are counted, Community Resource Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Community Resource Federal Credit Union by share.
Amounts from Community Resource Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Interest Checking Monthly service charge (audience not stated, treated as personal) | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Charge | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Charge (average daily balance falls below $500) (audience not stated, treated as personal) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Close Account within 90 Days | $10Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Inactivity Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Debit Card Dispute Denial Fee | $30Above the U.S. middle 50% ($7 to $25 nationally) | per item | None |
| Research and Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $2Inside the U.S. middle 50% ($2 to $4.98 nationally) | per item | None |
| Bad Address | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Courtesy Pay | $29.50Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Courtesy Pay Fee | $29.50Inside the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Non-sufficient Funds (NSF) | $29.50Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
ATM & Card | |||
| ATM /Debit Card Services | $1Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Balance Inquiry/Transfers @ other ATM’s | $5Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Replacement Debit Cards | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfers Outgoing | $15Below the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Wire Transfer - International Outgoing Wires | $45Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Cashiers Checks | $3Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Money Orders | $1.50Below the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Stop Payment Order | $29.50Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Temporary Checks (8) | $2Inside the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Cashing | 2% | per day | None |
| Paid Check Copies | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Item | $25Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| 3 Drill Fee Per Instance, Per Key Replacement Fee (audience not stated, treated as personal) | $350Not compared: Box drilling or key fee | per item | None |
| Box Size 10” x 10” | $90Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Box Size 2” x 10” | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Box Size 2” x 5” | $20Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Box Size 5” x 10” | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Box Size 5” x 5” | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Drill Fee Per Instance | $200Not compared: Box drilling or key fee | per item | None |
| Drill Fee Per Instance and Per Key Replacement Fee | $350Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box Size 10” x 10” (audience not stated, treated as personal) | $90Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Size 2” x 10” (audience not stated, treated as personal) | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Size 2” x 5” (audience not stated, treated as personal) | $20Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Size 5” x 10” (audience not stated, treated as personal) | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box Size 5” x 5” (audience not stated, treated as personal) | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Garnishments | $25Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Levies | $25Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Lending Fees | |||
| Late charge | $25Inside the U.S. middle 50% ($15 to $25 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card | $3.95Inside the U.S. middle 50% ($3 to $4.95 nationally) | per item | None |
Other Fees | |||
| Fax Services | $1Not compared: Charged per page; comparison unavailable | per page | Fax Services | $1.00 per page |
| Statement Copies | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Skip a Pay | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per item
per hour
per item
per month
per item
per item
per item
per item
per day
per year
per year
per year
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Close Account within 90 Days | $10Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Inactivity Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Debit Card Dispute Denial Fee | $30Above the U.S. middle 50% ($7 to $25 nationally) | per item | None |
| Research and Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $2Inside the U.S. middle 50% ($2 to $4.98 nationally) | per item | None |
| Bad Address | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Courtesy Pay | $29.50Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Non-sufficient Funds (NSF) | $29.50Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
ATM & Card | |||
| ATM /Debit Card Services | $1Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM/Debit Check Card Services Withdrawals @ other ATMs | $1 | Not stated | None |
| Balance Inquiry/Transfers @ other ATM’s | $0.50 | Not stated | None |
| Balance Inquiry/Transfers @ other ATM’s | $5Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Replacement Debit Cards | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfers Outgoing | $15Below the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Wire Transfer - International Outgoing Wires | $45Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Cashier's Check | $3 | per item | None |
| Cashiers Checks | $3Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Money Orders | $1.50Below the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Stop Payment Order | $29.50Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Temporary Checks (8) | $2Inside the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Cashing | 2% | per day | None |
| Paid Check Copies | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Item | $25Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Box Size 10” x 10” | $90Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Box Size 2” x 10” | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Box Size 2” x 5” | $20Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Box Size 5” x 10” | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Box Size 5” x 5” | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Drill Fee Per Instance | $200Not compared: Box drilling or key fee | per item | None |
| Drill Fee Per Instance and Per Key Replacement Fee | $350Not compared: Box drilling or key fee | per item | None |
| Garnishments | $25Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Levies | $25Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Lending Fees | |||
| Late charge | $25Inside the U.S. middle 50% ($15 to $25 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card | $3.95Inside the U.S. middle 50% ($3 to $4.95 nationally) | per item | None |
Other Fees | |||
| Fax Services | $1Not compared: Charged per page; comparison unavailable | per page | Fax Services | $1.00 per page |
| Statement Copies | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Skip a Pay | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Community Resource Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
10 offices in 1 state (June 30, 2026)
Each dot is one office.
4 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Baytown, TX | 6 |
| Atascocita, TX | 1 |
| Crosby, TX | 1 |
| Mont Belvieu, TX | 1 |
| New Caney, TX | 1 |
Largest competitors nearby
Local market: Harris and Chambers counties, TX, around its headquarters.
| 149 in its local market | Deposit share |
|---|---|
| JPMorgan Chase Bank, National Association | 53.1% |
| Wells Fargo Bank, National Association | 11.2% |
| Bank of America, National Association | 6.2% |
| Zions Bancorporation, N.A. | 3.2% |
| PNC Bank, National Association | 2.6% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.