25 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 3, 2026
Call-report figures are for Community Resource Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Community Resource Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 3, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $2.1M in Q2 2026, 3.6% above the same quarter a year earlier ($2.0M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $8.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 3.7% from Q3 2025 to Q2 2026, to $2.1M.
$2.1M
Community Resource Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Community Resource Federal Credit Union · $930M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Community Resource Federal Credit Union(this institution) | Baytown, TX | $930M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Abnb Federal Credit Union | Chesapeake, VA | $914M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Campus Federal Credit Union | Baton Rouge, LA | $936M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cedar Point Federal Credit Union | Lexington Park, MD | $906M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Certified Federal Credit Union | El Monte, CA | $925M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community Choice Federal Credit Union | Johnston, IA | $923M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Community First Federal Credit Union | Santa Rosa, CA | $921M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Day Air Federal Credit Union | Kettering, OH | $909M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Fortera Federal Credit Union | Clarksville, TN | $947M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gather Federal Credit Union | Lihue, HI | $934M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Granite Federal Credit Union | Salt Lake City, UT | $918M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Greenwood Federal Credit Union | Warwick, RI | $957M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Hoosier Hills Federal Credit Union | Bedford, IN | $938M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Houston Federal Credit Union | Sugar Land, TX | $952M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Members First Federal Credit Union | Midland, MI | $905M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Merced School Employees Federal Credit Union | Merced, CA | $899M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| N C P D Federal Credit Union | Plainview, NY | $909M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Numark Federal Credit Union | Joliet, IL | $932M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Nutmeg State Financial Federal Credit Union | Rocky Hill, CT | $916M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Oklahoma'S Federal Credit Union | Oklahoma City, OK | $954M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Qualstar Federal Credit Union | Bothell, WA | $939M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sun Community Federal Credit Union | El Centro, CA | $896M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Sun East Federal Credit Union | Aston, PA | $909M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Texas Bay Federal Credit Union | Houston, TX | $905M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Tlc Community Federal Credit Union | Adrian, MI | $950M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| True Community Federal Credit Union | Jackson, MI | $955M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $8.50, the middle of its two prices, against a peer median of $7.50 among 11 publishing peers.
Its two checking prices are $7 and $10.
$8.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Community Resource Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.1M | +$68K | +3.3% |
| Q1 2026 | $2.0M | −$168K | −7.6% |
| Q4 2025 | $2.2M | +$19K | +0.9% |
| Q3 2025 | $2.2M | +$154K | +7.6% |
| Q2 2025 | $2.0M | −$48K | −2.3% |
| Q1 2025 | $2.1M | −$137K | −6.2% |
| Q4 2024 | $2.2M | +$401K | +22.1% |
| Q3 2024 | $1.8M | −$112K | −5.8% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Community Resource Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per month
per item
per hour
per item
per month
per item
per year
per year
per year
per year
per year
per item
per item
per year
per year
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Interest Checking Monthly service charge (audience not stated, treated as personal) | $7 | per month | None |
| Monthly Service Charge | $10 | per month | None |
| Monthly Service Charge (average daily balance falls below $500) (audience not stated, treated as personal) | $10 | per month | None |
| Close Account within 90 Days | $10 | Not stated | None |
| Inactivity Fee | $5 | per month | None |
| Debit Card Dispute Denial Fee | $30 | per item | None |
| Research and Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $2 | per item | None |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay | $29.50 | per item | None |
| Courtesy Pay Fee | $29.50 | Not stated | None |
| Non-sufficient Funds (NSF) | $29.50 | per item | None |
ATM & Card | |||
| ATM /Debit Card Services | $1 | Not stated | None |
| Balance Inquiry/Transfers @ other ATM’s | $5 | Not stated | None |
| Replacement Debit Cards | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfers Outgoing | $15 | per item | None |
| Wire Transfer - International Outgoing Wires | $45 | Not stated | None |
Check Services | |||
| Cashiers Checks | $3 | per item | None |
| Money Orders | $1.50 | per item | None |
| Stop Payment Order | $29.50 | per item | None |
| Temporary Checks (8) | $2 | Not stated | None |
| Check Cashing | 2% | per day | None |
| Paid Check Copies | $5 | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Item | $25 | Not stated | None |
Account Services | |||
| 3 Drill Fee Per Instance, Per Key Replacement Fee (audience not stated, treated as personal) | $350Not compared: Box drilling or key fee | per item | None |
| Box Size 10” x 10” | $90 | per year | None |
| Box Size 2” x 10” | $30 | per year | None |
| Box Size 2” x 5” | $20 | per year | None |
| Box Size 5” x 10” | $50 | per year | None |
| Box Size 5” x 5” | $25 | per year | None |
| Drill Fee Per Instance | $200Not compared: Box drilling or key fee | per item | None |
| Drill Fee Per Instance and Per Key Replacement Fee | $350Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box Size 10” x 10” (audience not stated, treated as personal) | $90 | per year | None |
| Safe Deposit Box Size 2” x 10” (audience not stated, treated as personal) | $30 | per year | None |
| Safe Deposit Box Size 2” x 5” (audience not stated, treated as personal) | $20 | per year | None |
| Safe Deposit Box Size 5” x 10” (audience not stated, treated as personal) | $50 | per year | None |
| Safe Deposit Box Size 5” x 5” (audience not stated, treated as personal) | $25 | per year | None |
| Garnishments | $25 | Not stated | None |
| Levies | $25 | Not stated | None |
Lending Fees | |||
| Late charge | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card | $3.95 | per item | None |
Other Fees | |||
| Fax Services | $1Not compared: Charged per page; comparison unavailable | per page | Fax Services | $1.00 per page |
| Statement Copies | $5 | per item | None |
| Skip a Pay | $25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per year
per year
per year
per year
per year
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge | $10 | per month | None |
| Close Account within 90 Days | $10 | Not stated | None |
| Inactivity Fee | $5 | per month | None |
| Debit Card Dispute Denial Fee | $30 | per item | None |
| Research and Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $2 | per item | None |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay | $29.50 | per item | None |
| Non-sufficient Funds (NSF) | $29.50 | per item | None |
ATM & Card | |||
| ATM /Debit Card Services | $1 | Not stated | None |
| ATM/Debit Check Card Services Withdrawals @ other ATMs | $1 | Not stated | None |
| Balance Inquiry/Transfers @ other ATM’s | $0.50 | Not stated | None |
| Balance Inquiry/Transfers @ other ATM’s | $5 | Not stated | None |
| Replacement Debit Cards | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfers Outgoing | $15 | per item | None |
| Wire Transfer - International Outgoing Wires | $45 | Not stated | None |
Check Services | |||
| Cashier's Check | $3 | per item | None |
| Cashiers Checks | $3 | per item | None |
| Money Orders | $1.50 | per item | None |
| Stop Payment Order | $29.50 | per item | None |
| Temporary Checks (8) | $2 | Not stated | None |
| Check Cashing | 2% | per day | None |
| Paid Check Copies | $5 | Not stated | None |
Cash & Deposit | |||
| Returned Deposit Item | $25 | Not stated | None |
Account Services | |||
| Box Size 10” x 10” | $90 | per year | None |
| Box Size 2” x 10” | $30 | per year | None |
| Box Size 2” x 5” | $20 | per year | None |
| Box Size 5” x 10” | $50 | per year | None |
| Box Size 5” x 5” | $25 | per year | None |
| Drill Fee Per Instance | $200Not compared: Box drilling or key fee | per item | None |
| Drill Fee Per Instance and Per Key Replacement Fee | $350Not compared: Box drilling or key fee | per item | None |
| Garnishments | $25 | Not stated | None |
| Levies | $25 | Not stated | None |
Lending Fees | |||
| Late charge | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card | $3.95 | per item | None |
Other Fees | |||
| Fax Services | $1Not compared: Charged per page; comparison unavailable | per page | Fax Services | $1.00 per page |
| Statement Copies | $5 | per item | None |
| Skip a Pay | $25 | per item | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.