Community Resource Federal Credit Union

Headquarters: Baytown, Texas
Charter: Credit Union
Assets: $929.5M
Fed district: Dallas

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8.50, the middle of its prices
Community Resource Federal Credit Union: $7 to $10
Community Resource Federal Credit Union: $7 to $10
U.S. median: no median
Overdraft (OD)
Community Resource Federal Credit Union: $29.50
Community Resource Federal Credit Union: $29.50
U.S. median: no median
NSF / Returned Item
Community Resource Federal Credit Union: $29.50
Community Resource Federal Credit Union: $29.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Community Resource Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Monthly service charge (audience not stated, treated as personal)$7
per month
Monthly Service Charge$10
per month
Monthly Service Charge (average daily balance falls below $500) (audience not stated, treated as personal)$10
per month
Close Account within 90 Days$10
Inactivity Fee$5
per month
Debit Card Dispute Denial Fee$30
per item
Research and Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
per item
Bad Address$5
per month

Overdraft & NSF

Courtesy Pay$29.50
per item
Courtesy Pay Fee$29.50
Non-sufficient Funds (NSF)$29.50
per item

ATM & Card

ATM /Debit Card Services$1
Balance Inquiry/Transfers @ other ATM’s$5
Replacement Debit Cards$5

Wire Transfers

Wire Transfers Outgoing$15
per item
Wire Transfer - International Outgoing Wires$45

Check Services

Cashiers Checks$3
per item
Money Orders$1.50
per item
Stop Payment Order$29.50
per item
Temporary Checks (8)$2
Check Cashing2%
per day
Paid Check Copies$5

Cash & Deposit

Returned Deposit Item$25

Account Services

3 Drill Fee Per Instance, Per Key Replacement Fee (audience not stated, treated as personal)$350
Not compared: Box drilling or key fee
per item
Box Size 10” x 10”$90
per year
Box Size 2” x 10”$30
per year
Box Size 2” x 5”$20
per year
Box Size 5” x 10”$50
per year
Box Size 5” x 5”$25
per year
Drill Fee Per Instance$200
Not compared: Box drilling or key fee
per item
Drill Fee Per Instance and Per Key Replacement Fee$350
Not compared: Box drilling or key fee
per item
Safe Deposit Box Size 10” x 10” (audience not stated, treated as personal)$90
per year
Safe Deposit Box Size 2” x 10” (audience not stated, treated as personal)$30
per year
Safe Deposit Box Size 2” x 5” (audience not stated, treated as personal)$20
per year
Safe Deposit Box Size 5” x 10” (audience not stated, treated as personal)$50
per year
Safe Deposit Box Size 5” x 5” (audience not stated, treated as personal)$25
per year
Garnishments$25
Levies$25

Lending Fees

Late charge$25

Gift & Prepaid Cards

VISA Gift Card$3.95
per item

Other Fees

Fax Services$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services | $1.00 per page
Statement Copies$5
per item
Skip a Pay$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Monthly service charge (audience not stated, treated as personal)	$7	per month	None
Monthly Service Charge	$10	per month	None
Monthly Service Charge (average daily balance falls below $500) (audience not stated, treated as personal)	$10	per month	None
Close Account within 90 Days	$10	Not stated	None
Inactivity Fee	$5	per month	None
Debit Card Dispute Denial Fee	$30	per item	None
Research and Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	per item	None
Bad Address	$5	per month	None
Overdraft & NSF
Courtesy Pay	$29.50	per item	None
Courtesy Pay Fee	$29.50	Not stated	None
Non-sufficient Funds (NSF)	$29.50	per item	None
ATM & Card
ATM /Debit Card Services	$1	Not stated	None
Balance Inquiry/Transfers @ other ATM’s	$5	Not stated	None
Replacement Debit Cards	$5	Not stated	None
Wire Transfers
Wire Transfers Outgoing	$15	per item	None
Wire Transfer - International Outgoing Wires	$45	Not stated	None
Check Services
Cashiers Checks	$3	per item	None
Money Orders	$1.50	per item	None
Stop Payment Order	$29.50	per item	None
Temporary Checks (8)	$2	Not stated	None
Check Cashing	2%	per day	None
Paid Check Copies	$5	Not stated	None
Cash & Deposit
Returned Deposit Item	$25	Not stated	None
Account Services
3 Drill Fee Per Instance, Per Key Replacement Fee (audience not stated, treated as personal)	$350Not compared: Box drilling or key fee	per item	None
Box Size 10” x 10”	$90	per year	None
Box Size 2” x 10”	$30	per year	None
Box Size 2” x 5”	$20	per year	None
Box Size 5” x 10”	$50	per year	None
Box Size 5” x 5”	$25	per year	None
Drill Fee Per Instance	$200Not compared: Box drilling or key fee	per item	None
Drill Fee Per Instance and Per Key Replacement Fee	$350Not compared: Box drilling or key fee	per item	None
Safe Deposit Box Size 10” x 10” (audience not stated, treated as personal)	$90	per year	None
Safe Deposit Box Size 2” x 10” (audience not stated, treated as personal)	$30	per year	None
Safe Deposit Box Size 2” x 5” (audience not stated, treated as personal)	$20	per year	None
Safe Deposit Box Size 5” x 10” (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box Size 5” x 5” (audience not stated, treated as personal)	$25	per year	None
Garnishments	$25	Not stated	None
Levies	$25	Not stated	None
Lending Fees
Late charge	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3.95	per item	None
Other Fees
Fax Services	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services \| $1.00 per page
Statement Copies	$5	per item	None
Skip a Pay	$25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly Service Charge$10
per month
Close Account within 90 Days$10
Inactivity Fee$5
per month
Debit Card Dispute Denial Fee$30
per item
Research and Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
per item
Bad Address$5
per month

Overdraft & NSF

Courtesy Pay$29.50
per item
Non-sufficient Funds (NSF)$29.50
per item

ATM & Card

ATM /Debit Card Services$1
ATM/Debit Check Card Services Withdrawals @ other ATMs$1
Balance Inquiry/Transfers @ other ATM’s$0.50
Balance Inquiry/Transfers @ other ATM’s$5
Replacement Debit Cards$5

Wire Transfers

Wire Transfers Outgoing$15
per item
Wire Transfer - International Outgoing Wires$45

Check Services

Cashier's Check$3
per item
Cashiers Checks$3
per item
Money Orders$1.50
per item
Stop Payment Order$29.50
per item
Temporary Checks (8)$2
Check Cashing2%
per day
Paid Check Copies$5

Cash & Deposit

Returned Deposit Item$25

Account Services

Box Size 10” x 10”$90
per year
Box Size 2” x 10”$30
per year
Box Size 2” x 5”$20
per year
Box Size 5” x 10”$50
per year
Box Size 5” x 5”$25
per year
Drill Fee Per Instance$200
Not compared: Box drilling or key fee
per item
Drill Fee Per Instance and Per Key Replacement Fee$350
Not compared: Box drilling or key fee
per item
Garnishments$25
Levies$25

Lending Fees

Late charge$25

Gift & Prepaid Cards

VISA Gift Card$3.95
per item

Other Fees

Fax Services$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services | $1.00 per page
Statement Copies$5
per item
Skip a Pay$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$10	per month	None
Close Account within 90 Days	$10	Not stated	None
Inactivity Fee	$5	per month	None
Debit Card Dispute Denial Fee	$30	per item	None
Research and Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	per item	None
Bad Address	$5	per month	None
Overdraft & NSF
Courtesy Pay	$29.50	per item	None
Non-sufficient Funds (NSF)	$29.50	per item	None
ATM & Card
ATM /Debit Card Services	$1	Not stated	None
ATM/Debit Check Card Services Withdrawals @ other ATMs	$1	Not stated	None
Balance Inquiry/Transfers @ other ATM’s	$0.50	Not stated	None
Balance Inquiry/Transfers @ other ATM’s	$5	Not stated	None
Replacement Debit Cards	$5	Not stated	None
Wire Transfers
Wire Transfers Outgoing	$15	per item	None
Wire Transfer - International Outgoing Wires	$45	Not stated	None
Check Services
Cashier's Check	$3	per item	None
Cashiers Checks	$3	per item	None
Money Orders	$1.50	per item	None
Stop Payment Order	$29.50	per item	None
Temporary Checks (8)	$2	Not stated	None
Check Cashing	2%	per day	None
Paid Check Copies	$5	Not stated	None
Cash & Deposit
Returned Deposit Item	$25	Not stated	None
Account Services
Box Size 10” x 10”	$90	per year	None
Box Size 2” x 10”	$30	per year	None
Box Size 2” x 5”	$20	per year	None
Box Size 5” x 10”	$50	per year	None
Box Size 5” x 5”	$25	per year	None
Drill Fee Per Instance	$200Not compared: Box drilling or key fee	per item	None
Drill Fee Per Instance and Per Key Replacement Fee	$350Not compared: Box drilling or key fee	per item	None
Garnishments	$25	Not stated	None
Levies	$25	Not stated	None
Lending Fees
Late charge	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3.95	per item	None
Other Fees
Fax Services	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services \| $1.00 per page
Statement Copies	$5	per item	None
Skip a Pay	$25	per item	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Community Resource Federal Credit Union's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8.50, the middle of its prices
Community Resource Federal Credit Union: $7 to $10
Community Resource Federal Credit Union: $7 to $10
U.S. median: no median
Overdraft (OD)
Community Resource Federal Credit Union: $29.50
Community Resource Federal Credit Union: $29.50
U.S. median: no median
NSF / Returned Item
Community Resource Federal Credit Union: $29.50
Community Resource Federal Credit Union: $29.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Community Resource Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Monthly service charge (audience not stated, treated as personal)$7
per month
Monthly Service Charge$10
per month
Monthly Service Charge (average daily balance falls below $500) (audience not stated, treated as personal)$10
per month
Close Account within 90 Days$10
Inactivity Fee$5
per month
Debit Card Dispute Denial Fee$30
per item
Research and Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
per item
Bad Address$5
per month

Overdraft & NSF

Courtesy Pay$29.50
per item
Courtesy Pay Fee$29.50
Non-sufficient Funds (NSF)$29.50
per item

ATM & Card

ATM /Debit Card Services$1
Balance Inquiry/Transfers @ other ATM’s$5
Replacement Debit Cards$5

Wire Transfers

Wire Transfers Outgoing$15
per item
Wire Transfer - International Outgoing Wires$45

Check Services

Cashiers Checks$3
per item
Money Orders$1.50
per item
Stop Payment Order$29.50
per item
Temporary Checks (8)$2
Check Cashing2%
per day
Paid Check Copies$5

Cash & Deposit

Returned Deposit Item$25

Account Services

3 Drill Fee Per Instance, Per Key Replacement Fee (audience not stated, treated as personal)$350
Not compared: Box drilling or key fee
per item
Box Size 10” x 10”$90
per year
Box Size 2” x 10”$30
per year
Box Size 2” x 5”$20
per year
Box Size 5” x 10”$50
per year
Box Size 5” x 5”$25
per year
Drill Fee Per Instance$200
Not compared: Box drilling or key fee
per item
Drill Fee Per Instance and Per Key Replacement Fee$350
Not compared: Box drilling or key fee
per item
Safe Deposit Box Size 10” x 10” (audience not stated, treated as personal)$90
per year
Safe Deposit Box Size 2” x 10” (audience not stated, treated as personal)$30
per year
Safe Deposit Box Size 2” x 5” (audience not stated, treated as personal)$20
per year
Safe Deposit Box Size 5” x 10” (audience not stated, treated as personal)$50
per year
Safe Deposit Box Size 5” x 5” (audience not stated, treated as personal)$25
per year
Garnishments$25
Levies$25

Lending Fees

Late charge$25

Gift & Prepaid Cards

VISA Gift Card$3.95
per item

Other Fees

Fax Services$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services | $1.00 per page
Statement Copies$5
per item
Skip a Pay$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Monthly service charge (audience not stated, treated as personal)	$7	per month	None
Monthly Service Charge	$10	per month	None
Monthly Service Charge (average daily balance falls below $500) (audience not stated, treated as personal)	$10	per month	None
Close Account within 90 Days	$10	Not stated	None
Inactivity Fee	$5	per month	None
Debit Card Dispute Denial Fee	$30	per item	None
Research and Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	per item	None
Bad Address	$5	per month	None
Overdraft & NSF
Courtesy Pay	$29.50	per item	None
Courtesy Pay Fee	$29.50	Not stated	None
Non-sufficient Funds (NSF)	$29.50	per item	None
ATM & Card
ATM /Debit Card Services	$1	Not stated	None
Balance Inquiry/Transfers @ other ATM’s	$5	Not stated	None
Replacement Debit Cards	$5	Not stated	None
Wire Transfers
Wire Transfers Outgoing	$15	per item	None
Wire Transfer - International Outgoing Wires	$45	Not stated	None
Check Services
Cashiers Checks	$3	per item	None
Money Orders	$1.50	per item	None
Stop Payment Order	$29.50	per item	None
Temporary Checks (8)	$2	Not stated	None
Check Cashing	2%	per day	None
Paid Check Copies	$5	Not stated	None
Cash & Deposit
Returned Deposit Item	$25	Not stated	None
Account Services
3 Drill Fee Per Instance, Per Key Replacement Fee (audience not stated, treated as personal)	$350Not compared: Box drilling or key fee	per item	None
Box Size 10” x 10”	$90	per year	None
Box Size 2” x 10”	$30	per year	None
Box Size 2” x 5”	$20	per year	None
Box Size 5” x 10”	$50	per year	None
Box Size 5” x 5”	$25	per year	None
Drill Fee Per Instance	$200Not compared: Box drilling or key fee	per item	None
Drill Fee Per Instance and Per Key Replacement Fee	$350Not compared: Box drilling or key fee	per item	None
Safe Deposit Box Size 10” x 10” (audience not stated, treated as personal)	$90	per year	None
Safe Deposit Box Size 2” x 10” (audience not stated, treated as personal)	$30	per year	None
Safe Deposit Box Size 2” x 5” (audience not stated, treated as personal)	$20	per year	None
Safe Deposit Box Size 5” x 10” (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box Size 5” x 5” (audience not stated, treated as personal)	$25	per year	None
Garnishments	$25	Not stated	None
Levies	$25	Not stated	None
Lending Fees
Late charge	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3.95	per item	None
Other Fees
Fax Services	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services \| $1.00 per page
Statement Copies	$5	per item	None
Skip a Pay	$25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly Service Charge$10
per month
Close Account within 90 Days$10
Inactivity Fee$5
per month
Debit Card Dispute Denial Fee$30
per item
Research and Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
per item
Bad Address$5
per month

Overdraft & NSF

Courtesy Pay$29.50
per item
Non-sufficient Funds (NSF)$29.50
per item

ATM & Card

ATM /Debit Card Services$1
ATM/Debit Check Card Services Withdrawals @ other ATMs$1
Balance Inquiry/Transfers @ other ATM’s$0.50
Balance Inquiry/Transfers @ other ATM’s$5
Replacement Debit Cards$5

Wire Transfers

Wire Transfers Outgoing$15
per item
Wire Transfer - International Outgoing Wires$45

Check Services

Cashier's Check$3
per item
Cashiers Checks$3
per item
Money Orders$1.50
per item
Stop Payment Order$29.50
per item
Temporary Checks (8)$2
Check Cashing2%
per day
Paid Check Copies$5

Cash & Deposit

Returned Deposit Item$25

Account Services

Box Size 10” x 10”$90
per year
Box Size 2” x 10”$30
per year
Box Size 2” x 5”$20
per year
Box Size 5” x 10”$50
per year
Box Size 5” x 5”$25
per year
Drill Fee Per Instance$200
Not compared: Box drilling or key fee
per item
Drill Fee Per Instance and Per Key Replacement Fee$350
Not compared: Box drilling or key fee
per item
Garnishments$25
Levies$25

Lending Fees

Late charge$25

Gift & Prepaid Cards

VISA Gift Card$3.95
per item

Other Fees

Fax Services$1
Not compared: Charged per page; comparison unavailable
per page · Fax Services | $1.00 per page
Statement Copies$5
per item
Skip a Pay$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$10	per month	None
Close Account within 90 Days	$10	Not stated	None
Inactivity Fee	$5	per month	None
Debit Card Dispute Denial Fee	$30	per item	None
Research and Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	per item	None
Bad Address	$5	per month	None
Overdraft & NSF
Courtesy Pay	$29.50	per item	None
Non-sufficient Funds (NSF)	$29.50	per item	None
ATM & Card
ATM /Debit Card Services	$1	Not stated	None
ATM/Debit Check Card Services Withdrawals @ other ATMs	$1	Not stated	None
Balance Inquiry/Transfers @ other ATM’s	$0.50	Not stated	None
Balance Inquiry/Transfers @ other ATM’s	$5	Not stated	None
Replacement Debit Cards	$5	Not stated	None
Wire Transfers
Wire Transfers Outgoing	$15	per item	None
Wire Transfer - International Outgoing Wires	$45	Not stated	None
Check Services
Cashier's Check	$3	per item	None
Cashiers Checks	$3	per item	None
Money Orders	$1.50	per item	None
Stop Payment Order	$29.50	per item	None
Temporary Checks (8)	$2	Not stated	None
Check Cashing	2%	per day	None
Paid Check Copies	$5	Not stated	None
Cash & Deposit
Returned Deposit Item	$25	Not stated	None
Account Services
Box Size 10” x 10”	$90	per year	None
Box Size 2” x 10”	$30	per year	None
Box Size 2” x 5”	$20	per year	None
Box Size 5” x 10”	$50	per year	None
Box Size 5” x 5”	$25	per year	None
Drill Fee Per Instance	$200Not compared: Box drilling or key fee	per item	None
Drill Fee Per Instance and Per Key Replacement Fee	$350Not compared: Box drilling or key fee	per item	None
Garnishments	$25	Not stated	None
Levies	$25	Not stated	None
Lending Fees
Late charge	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3.95	per item	None
Other Fees
Fax Services	$1Not compared: Charged per page; comparison unavailable	per page	Fax Services \| $1.00 per page
Statement Copies	$5	per item	None
Skip a Pay	$25	per item	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.