Corner Stone Federal Credit Union

Headquarters: lancaster, Texas
Charter: Credit Union
Assets: $20.0M
Fed district: Dallas

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Regular Share Draft
Can be waived with a balance of $150 or more.
Corner Stone Federal Credit Union: $7
Corner Stone Federal Credit Union: $7
U.S. median: no median
Non-Network ATM
Corner Stone Federal Credit Union: $4
Corner Stone Federal Credit Union: $4
U.S. median: no median
Stop Payment
Corner Stone Federal Credit Union: $40
Corner Stone Federal Credit Union: $40
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Corner Stone Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$7
per month
Inactive Fee (Funds sent to TX Comptroller)$25
Account Reconciliation/Research (One hour minimum)$40
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Transfer Fee$7
per item

ATM & Card

ATM/Debit Withdrawal (CO-OP Free)$4
per transaction
ATM/Debit Card Replacement$15
per item
ATM/Debit Card Replacement 2 or more within 6 months$30
per item

Check Services

Cashiers Check$7
per item
Teller Check Withdrawal$7
per item
Money Orders$5
per item
Stop Payment Fee$40
per item
Temporary Checks$5
Check Cashing Fees with No Share Draft Accounts$5
Check Copy$7
per item

Digital & Electronic

Incoming/Outgoing Single ACH Origination$20
per item

Cash & Deposit

Coin Processing (Members under 18 exempt) (audience not stated, treated as personal)5%
Non-Sufficient Funds & Deposited Item Return Fee$45
per item

Account Services

Non Member Notary Fee 1st Signature$10
Garnishment Levy (Civil Only)$100

Lending Fees

Late Payment Fees (audience not stated, treated as personal)5%($25 minimum)

Retirement & IRA

Annual IRA Administration Fee$25
per year

Other Fees

Statement Copy$7

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$7	per month	None
Inactive Fee (Funds sent to TX Comptroller)	$25	Not stated	None
Account Reconciliation/Research (One hour minimum)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Transfer Fee	$7	per item	None
ATM & Card
ATM/Debit Withdrawal (CO-OP Free)	$4	per transaction	None
ATM/Debit Card Replacement	$15	per item	None
ATM/Debit Card Replacement 2 or more within 6 months	$30	per item	None
Check Services
Cashiers Check	$7	per item	None
Teller Check Withdrawal	$7	per item	None
Money Orders	$5	per item	None
Stop Payment Fee	$40	per item	None
Temporary Checks	$5	Not stated	None
Check Cashing Fees with No Share Draft Accounts	$5	Not stated	None
Check Copy	$7	per item	None
Digital & Electronic
Incoming/Outgoing Single ACH Origination	$20	per item	None
Cash & Deposit
Coin Processing (Members under 18 exempt) (audience not stated, treated as personal)	5%	Not stated	None
Non-Sufficient Funds & Deposited Item Return Fee	$45	per item	None
Account Services
Non Member Notary Fee 1st Signature	$10	Not stated	None
Garnishment Levy (Civil Only)	$100	Not stated	None
Lending Fees
Late Payment Fees (audience not stated, treated as personal)	5%($25 minimum)	Not stated	None
Retirement & IRA
Annual IRA Administration Fee	$25	per year	None
Other Fees
Statement Copy	$7	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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