M.P.D. Community Federal Credit Union

Headquarters: Nashville, Tennessee
Charter: Credit Union
Assets: $41.0M
Fed district: Atlanta

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 30, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
M.P.D. Community Federal Credit Union: $25
M.P.D. Community Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
M.P.D. Community Federal Credit Union: $3
M.P.D. Community Federal Credit Union: $3
U.S. median: no median
Stop Payment
M.P.D. Community Federal Credit Union: $25
M.P.D. Community Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 30, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from M.P.D. Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure (Within 6 Months of Opening Date)$5
Abandoned Property report processing fee$25
Inactive Account Fee (per Month)$12
per month
Account Reconciliation & Research (per Hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement/Mail Fee 1st/2nd/3rd Occurrences$10

Overdraft & NSF

Any Negotiable Item Returned Non-Sufficient Funds/Uncollectable$25
per item

ATM & Card

Foreign ATM Usage Fee$3

Check Services

Credit Union Corporate Check Payable to a Third Party (free with Secure Rewards Checking)$5
Stop Payment$25
per item
Photocopy (Share Draft/Checking Item)$5

Cash & Deposit

Coin Counting fee (free with Secure Rewards Checking) (audience not stated, treated as personal)5%($5 minimum)

Account Services

Notary (Members) (free with Secure Rewards Checking)$5
Not compared: Charged per document; comparison unavailable
per document
Notary (Non-Member Only)$25
Legal Process Fee (e.g. Attachment, Levy, Garnishment) per Occurrence$150
per item
Subordination Agreement$150
Temporary Lien Fee$15
per item
Written Verification of Deposit$10

Lending Fees

Late Payment Fee (10 or More Days Late) Excluding VISA Classic Credit Card and First Mortgage$30
Mortgage Loan Late Fee (audience not stated, treated as personal)5%
UCC Filing Fee: Cost +$5

Retirement & IRA

IRA Transfer Fee (to another institution)$25

Gift & Prepaid Cards

Visa Gift Card (per Card)$3.50
per item

Other Fees

Statement Copies or History Printout (per Page)$10
Not compared: Charged per page; comparison unavailable
per page
Set 4 Class loan application fee$30
Skip-A-Pay Fee$60

Fee	Amount	Basis	Note
Account Maintenance
Account Closure (Within 6 Months of Opening Date)	$5	Not stated	None
Abandoned Property report processing fee	$25	Not stated	None
Inactive Account Fee (per Month)	$12	per month	None
Account Reconciliation & Research (per Hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement/Mail Fee 1st/2nd/3rd Occurrences	$10	Not stated	None
Overdraft & NSF
Any Negotiable Item Returned Non-Sufficient Funds/Uncollectable	$25	per item	None
ATM & Card
Foreign ATM Usage Fee	$3	Not stated	None
Check Services
Credit Union Corporate Check Payable to a Third Party (free with Secure Rewards Checking)	$5	Not stated	None
Stop Payment	$25	per item	None
Photocopy (Share Draft/Checking Item)	$5	Not stated	None
Cash & Deposit
Coin Counting fee (free with Secure Rewards Checking) (audience not stated, treated as personal)	5%($5 minimum)	Not stated	None
Account Services
Notary (Members) (free with Secure Rewards Checking)	$5Not compared: Charged per document; comparison unavailable	per document	None
Notary (Non-Member Only)	$25	Not stated	None
Legal Process Fee (e.g. Attachment, Levy, Garnishment) per Occurrence	$150	per item	None
Subordination Agreement	$150	Not stated	None
Temporary Lien Fee	$15	per item	None
Written Verification of Deposit	$10	Not stated	None
Lending Fees
Late Payment Fee (10 or More Days Late) Excluding VISA Classic Credit Card and First Mortgage	$30	Not stated	None
Mortgage Loan Late Fee (audience not stated, treated as personal)	5%	Not stated	None
UCC Filing Fee: Cost +	$5	Not stated	None
Retirement & IRA
IRA Transfer Fee (to another institution)	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Card (per Card)	$3.50	per item	None
Other Fees
Statement Copies or History Printout (per Page)	$10Not compared: Charged per page; comparison unavailable	per page	None
Set 4 Class loan application fee	$30	Not stated	None
Skip-A-Pay Fee	$60	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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