18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from St. Jean'S Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour · Account Research (per hour) | $50.00
per page · Account Research (per page) | $1.50
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge | No charge | per month | None |
| Low Balance Fee (Single Account Relationship & Balance Below $25) | $5 | per month | None |
| Account Research (per hour) | $50Not compared: Charged per hour; comparison unavailable | per hour | Account Research (per hour) | $50.00 |
| Account Research (per page) | $1.50Not compared: Charged per page; comparison unavailable | per page | Account Research (per page) | $1.50 |
| Copy of ATM / Debit Card Draft | $15 | Not stated | None |
Overdraft & NSF | |||
| Overdraft | $5 | per item | None |
| Overdraft Fee on Electronic Debit | $30 | Not stated | None |
| Online Banking - Returned Item Fee | $30 | Not stated | None |
| Return Item Fee (NSF, Insufficient Funds, Uncollected)+ | $30 | per item | None |
| Transfer Fee (Overdraft Transfer from a Deposit Source) | $5 | per item | None |
ATM & Card | |||
| ATM / Debit Card Denials | $1 | Not stated | None |
| ATM / Debit Card Inquiries - (Per Transaction after four (4) per month at foreign terminals) | $1 | per item | None |
| Withdrawal ATM Fee - (Per Transaction after four (4) per month at a foreign terminal) | $2 | per item | None |
| Replacement Cards | $25 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing Domestic | $30 | per item | None |
| Wire Transfers: Incoming Domestic | $10 | per item | None |
Check Services | |||
| Online Banking - Stop Payment | $25 | Not stated | None |
| Stop Payment on Electronic Debit | $25 | Not stated | None |
| Stop Payment Order (per check) | $25 | per item | None |
| Foreign Check Collection | $20 | Not stated | None |
| Photocopy of Check | No charge | Not stated | None |
Digital & Electronic | |||
| Online Banking - Bill Payment & Presentment | No charge | Not stated | None |
Cash & Deposit | |||
| Self-Service Coin Machine - Members | 3% | Not stated | None |
| Self-Service Coin Machine - Non-Members | 10% | Not stated | None |
Account Services | |||
| 10×10 Initial Fee and Annual Fee | $130 | per year | None |
| 3×10 Initial Fee and Annual Fee | $55 | per year | None |
| 3×5 Initial Fee and Annual Fee | $30 | per year | None |
| 5×10 Initial Fee and Annual Fee | $75 | per year | None |
| 5×5 Initial Fee and Annual Fee | $45 | per year | None |
| Notice of Government Levy | $50 | Not stated | None |
| Trustee Attachment | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee or Closeout Fee | $50 | Not stated | None |
Other Fees | |||
| Copy of Statement | $20 | Not stated | None |
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance Fee (MMF) | No charge | per month | None |
ATM & Card | |||
| ATM / Debit Card Denials | $1 | Not stated | None |
| ATM / Debit Card Inquiries | $1 | per item | None |
| Withdrawal ATM Fee | $2 | per item | None |
| Replacement Cards | $25 | Not stated | None |
Wire Transfers | |||
| Wire transfers: Outgoing Domestic | $30 | per item | None |
| Wire transfers: Incoming Domestic | $10 | per item | None |
| Wire transfers: Outgoing Foreign | $75 | per item | None |
| Wire transfers: Incoming Foreign | $25 | per item | None |
Check Services | |||
| Treasurer’s Check | $5 | Not stated | None |
| Money Order | $3 | Not stated | None |
| Stop Payment on Electronic Debit | $25 | Not stated | None |
| Stop Payment Order (per check) | $25 | per item | None |
| Treasurer’s Check Stop Payment | $25 | Not stated | None |
| Temporary Checks (limit of 6) | $1 | Not stated | None |
| Copy of Treasurer’s Check | $10 | Not stated | None |
| Photocopy of Check | No charge | Not stated | None |
Cash & Deposit | |||
| Self-Service Coin Machine - Members | 3% | Not stated | None |
| Self-Service Coin Machine - Non-Members | 10% | Not stated | None |
Account Services | |||
| 10×10 Initial Fee and Annual Fee | $130 | per year | None |
| 3×10 Initial Fee and Annual Fee | $55 | per year | None |
| 3×5 Initial Fee and Annual Fee | $30 | per year | None |
| 5×10 Initial Fee and Annual Fee | $75 | per year | None |
| 5×5 Initial Fee and Annual Fee | $45 | per year | None |
| Notice of Government Levy | $50 | Not stated | None |
| Trustee Attachment | $75 | Not stated | None |
Other Fees | |||
| Copy of Statement | $20 | Not stated | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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