18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026
Call-report figures are for St. Jean'S Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | St. Jean'S Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $210K in Q2 2026, 4.5% above the same quarter a year earlier ($201K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 16% from Q3 2025 to Q2 2026, to $210K.
$210K
St. Jean'S Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
St. Jean'S Federal Credit Union · $373M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| St. Jean'S Federal Credit Union(this institution) | lynn, MA | $373M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Abri Federal Credit Union | Romeoville, IL | $381M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Aero Federal Credit Union | Glendale, AZ | $364M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Allegiance Federal Credit Union | Oklahoma City, OK | $372M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| C-Plant Federal Credit Union | Paducah, KY | $366M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cardinal Credit Union, Inc. | Mentor, OH | $366M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Class Act Federal Credit Union | Louisville, KY | $365M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Capital Federal Credit Union | York, PA | $368M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Great Basin Federal Credit Union | Reno, NV | $373M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Great Northwest Federal Credit Union | Aberdeen, WA | $375M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| HUDSON RIVER COMMUNITY | Corinth, NY | $364M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ignite Federal Credit Union | Battle Creek, MI | $380M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Marshall Community Federal Credit Union | Marshall, MI | $372M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mass Bay Federal Credit Union | South Boston, MA | $367M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| My Federal Credit Union | Bloomington, MN | $366M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Panhandle Federal Credit Union | Panama City, FL | $368M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Pasadena Federal Credit Union | Pasadena, CA | $375M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peopleschoice Federal Credit Union | Biddeford, ME | $367M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Piedmont Advantage Credit Union | Winston Salem, NC | $368M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Prospera Federal Credit Union | Appleton, WI | $379M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Sea West Coast Guard Federal Credit Union | Oakland, CA | $378M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Signal Financial Federal Credit Union | Kensington, MD | $364M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Summit Federal Credit Union | Greensboro, NC | $369M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Sunbelt Federal Credit Union | Hattiesburg, MS | $366M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Waterbury Connecticut Teachers Federal Credit Union | Waterbury, CT | $365M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| West-Aircomm Federal Credit Union | Beaver, PA | $376M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $0, against a peer median of $6.45 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for St. Jean'S Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $210K | +$7K | +3.4% |
| Q1 2026 | $203K | −$31K | −13.2% |
| Q4 2025 | $234K | −$15K | −6.0% |
| Q3 2025 | $249K | +$48K | +23.9% |
| Q2 2025 | $201K | −$10K | −4.7% |
| Q1 2025 | $211K | −$47K | −18.2% |
| Q4 2024 | $258K | −$13K | −4.8% |
| Q3 2024 | $271K | +$50K | +22.6% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from St. Jean'S Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour · Account Research (per hour) | $50.00
per page · Account Research (per page) | $1.50
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge | No charge | per month | None |
| Low Balance Fee (Single Account Relationship & Balance Below $25) | $5 | per month | None |
| Account Research (per hour) | $50Not compared: Charged per hour; comparison unavailable | per hour | Account Research (per hour) | $50.00 |
| Account Research (per page) | $1.50Not compared: Charged per page; comparison unavailable | per page | Account Research (per page) | $1.50 |
| Copy of ATM / Debit Card Draft | $15 | Not stated | None |
Overdraft & NSF | |||
| Overdraft | $5 | per item | None |
| Overdraft Fee on Electronic Debit | $30 | Not stated | None |
| Online Banking - Returned Item Fee | $30 | Not stated | None |
| Return Item Fee (NSF, Insufficient Funds, Uncollected)+ | $30 | per item | None |
| Transfer Fee (Overdraft Transfer from a Deposit Source) | $5 | per item | None |
ATM & Card | |||
| ATM / Debit Card Denials | $1 | Not stated | None |
| ATM / Debit Card Inquiries - (Per Transaction after four (4) per month at foreign terminals) | $1 | per item | None |
| Withdrawal ATM Fee - (Per Transaction after four (4) per month at a foreign terminal) | $2 | per item | None |
| Replacement Cards | $25 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing Domestic | $30 | per item | None |
| Wire Transfers: Incoming Domestic | $10 | per item | None |
Check Services | |||
| Online Banking - Stop Payment | $25 | Not stated | None |
| Stop Payment on Electronic Debit | $25 | Not stated | None |
| Stop Payment Order (per check) | $25 | per item | None |
| Foreign Check Collection | $20 | Not stated | None |
| Photocopy of Check | No charge | Not stated | None |
Digital & Electronic | |||
| Online Banking - Bill Payment & Presentment | No charge | Not stated | None |
Cash & Deposit | |||
| Self-Service Coin Machine - Members | 3% | Not stated | None |
| Self-Service Coin Machine - Non-Members | 10% | Not stated | None |
Account Services | |||
| 10×10 Initial Fee and Annual Fee | $130 | per year | None |
| 3×10 Initial Fee and Annual Fee | $55 | per year | None |
| 3×5 Initial Fee and Annual Fee | $30 | per year | None |
| 5×10 Initial Fee and Annual Fee | $75 | per year | None |
| 5×5 Initial Fee and Annual Fee | $45 | per year | None |
| Notice of Government Levy | $50 | Not stated | None |
| Trustee Attachment | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee or Closeout Fee | $50 | Not stated | None |
Other Fees | |||
| Copy of Statement | $20 | Not stated | None |
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance Fee (MMF) | No charge | per month | None |
ATM & Card | |||
| ATM / Debit Card Denials | $1 | Not stated | None |
| ATM / Debit Card Inquiries | $1 | per item | None |
| Withdrawal ATM Fee | $2 | per item | None |
| Replacement Cards | $25 | Not stated | None |
Wire Transfers | |||
| Wire transfers: Outgoing Domestic | $30 | per item | None |
| Wire transfers: Incoming Domestic | $10 | per item | None |
| Wire transfers: Outgoing Foreign | $75 | per item | None |
| Wire transfers: Incoming Foreign | $25 | per item | None |
Check Services | |||
| Treasurer’s Check | $5 | Not stated | None |
| Money Order | $3 | Not stated | None |
| Stop Payment on Electronic Debit | $25 | Not stated | None |
| Stop Payment Order (per check) | $25 | per item | None |
| Treasurer’s Check Stop Payment | $25 | Not stated | None |
| Temporary Checks (limit of 6) | $1 | Not stated | None |
| Copy of Treasurer’s Check | $10 | Not stated | None |
| Photocopy of Check | No charge | Not stated | None |
Cash & Deposit | |||
| Self-Service Coin Machine - Members | 3% | Not stated | None |
| Self-Service Coin Machine - Non-Members | 10% | Not stated | None |
Account Services | |||
| 10×10 Initial Fee and Annual Fee | $130 | per year | None |
| 3×10 Initial Fee and Annual Fee | $55 | per year | None |
| 3×5 Initial Fee and Annual Fee | $30 | per year | None |
| 5×10 Initial Fee and Annual Fee | $75 | per year | None |
| 5×5 Initial Fee and Annual Fee | $45 | per year | None |
| Notice of Government Levy | $50 | Not stated | None |
| Trustee Attachment | $75 | Not stated | None |
Other Fees | |||
| Copy of Statement | $20 | Not stated | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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