Alden Federal Credit Union

Headquarters: Chicopee, Massachusetts
Charter: Credit Union
Assets: $185.4M
Fed district: Boston

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $3.75, the middle of its prices
Alden Federal Credit Union: $0 to $7.50
Alden Federal Credit Union: $0 to $7.50
U.S. median: no median
NSF / Returned Item
Alden Federal Credit Union: $30
Alden Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $1, the middle of its prices
Alden Federal Credit Union: $0.50 to $1
Alden Federal Credit Union: $0.50 to $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alden Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly ServiceNo charge
per month
No Boundaries Checking Account Monthly Maintenance Fee$7.50
per month
Early Account Closing (90) Days$25
Inactive Account An account is considered inactive if it has been inactive, with no member-generated activity for one$25
Not compared: Annual charge, not monthly
per year
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement (mailed)$2
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Insufficient Funds Fee (NSF) (Check, ATM/POS or EFT)$30
per item
Sustained Overdraft Fee (After 5 days)$5
per day
Overdraft Protection Transfer$5
per item

ATM & Card

Foreign ATM Inquiry Fee$1
per item
Foreign ATM Inquiry Fee (Point of Sale Terminal)$0.50
per item
Foreign ATM Withdrawal Fee$1
per item
ATM / Debit Card Replacement Fee$15
per item
Lost Member Ownership Certificate/Card$10
per item

Wire Transfers

Wire Transfers: Domestic Outgoing$20
per item
Wire Transfers: Domestic Incoming$10
per item
Wire Transfers: International Outgoing (audience not stated, treated as personal)$55
per item
International Incoming$20
per item

Check Services

Official Check$5
per item
Money Order$3
per item
ACH Stop Payment$25
per item
Stop Payment Order$25
per item
Over the Counter Checks$1.25
per item
Canadian Item Processing Fee$5
per item
Check Copy$5
per item

Cash & Deposit

Coin Machine - Member8%
Coin Machine - Non-Member10%
Returned Deposit Item Fee$6.84
per item

Account Services

Notary - MemberNo charge
Notary - Non-Member$5
Box Drilling$250
Not compared: Box drilling or key fee
Key Replacement$25
Not compared: Box drilling or key fee
per item
Legal Processing - Child Support Levy Fee$35
per item
Legal Processing - Tax Levy Fee$35
per item
Subordination Request Fee$250

Lending Fees

Late Charge Assessment$10
Not compared: Monthly charge, not per item
per month

Retirement & IRA

IRA Transfer: Incoming (audience not stated, treated as personal)No charge
IRA Transfer: Outgoing$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service	No charge	per month	None
No Boundaries Checking Account Monthly Maintenance Fee	$7.50	per month	None
Early Account Closing (90) Days	$25	Not stated	None
Inactive Account An account is considered inactive if it has been inactive, with no member-generated activity for one	$25Not compared: Annual charge, not monthly	per year	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement (mailed)	$2	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Insufficient Funds Fee (NSF) (Check, ATM/POS or EFT)	$30	per item	None
Sustained Overdraft Fee (After 5 days)	$5	per day	None
Overdraft Protection Transfer	$5	per item	None
ATM & Card
Foreign ATM Inquiry Fee	$1	per item	None
Foreign ATM Inquiry Fee (Point of Sale Terminal)	$0.50	per item	None
Foreign ATM Withdrawal Fee	$1	per item	None
ATM / Debit Card Replacement Fee	$15	per item	None
Lost Member Ownership Certificate/Card	$10	per item	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$20	per item	None
Wire Transfers: Domestic Incoming	$10	per item	None
Wire Transfers: International Outgoing (audience not stated, treated as personal)	$55	per item	None
International Incoming	$20	per item	None
Check Services
Official Check	$5	per item	None
Money Order	$3	per item	None
ACH Stop Payment	$25	per item	None
Stop Payment Order	$25	per item	None
Over the Counter Checks	$1.25	per item	None
Canadian Item Processing Fee	$5	per item	None
Check Copy	$5	per item	None
Cash & Deposit
Coin Machine - Member	8%	Not stated	None
Coin Machine - Non-Member	10%	Not stated	None
Returned Deposit Item Fee	$6.84	per item	None
Account Services
Notary - Member	No charge	Not stated	None
Notary - Non-Member	$5	Not stated	None
Box Drilling	$250Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$25Not compared: Box drilling or key fee	per item	None
Legal Processing - Child Support Levy Fee	$35	per item	None
Legal Processing - Tax Levy Fee	$35	per item	None
Subordination Request Fee	$250	Not stated	None
Lending Fees
Late Charge Assessment	$10Not compared: Monthly charge, not per item	per month	None
Retirement & IRA
IRA Transfer: Incoming (audience not stated, treated as personal)	No charge	Not stated	None
IRA Transfer: Outgoing	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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