Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Alden Federal Credit Union

Chicopee, MassachusettsCredit UnionBoston Fed districtFees collected Apr 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=account_research; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Account Research | $25.00 per hour ($25.00 minimum)" · Source

Inactive Account An account is considered inactive if it has been inactive, with no member-generated activity for one (1$25

$20 above the national median

per year · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=dormant_account; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Inactive Account An account is considered inactive if it has been inactive, with no member-generated activity for one (1) year. | $25.00 annually" · Source

Monthly Service$0

$5.99 below the national median

per month · Knox read a free fee from Rosetta artifact #7864. canonical_hint=monthly_maintenance; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Monthly Service | FREE" · Source

No Boundaries Checking Account Monthly Maintenance Fee$7.50

$1.51 above the national median

per month · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=monthly_maintenance; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="No Boundaries Checking Account Monthly Maintenance Fee | $7.50" · Source

Returned Mail Fee$5

$20 below the national median

per item · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=account_research; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Returned Mail Fee | $5.00 per item" · Source

Overdraft & NSFVerified

Insufficient Funds Fee (NSF) (Check, ATM/POS or EFT)$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=nsf; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Insufficient Funds Fee (NSF) (Check, ATM/POS or EFT) | $30.00 per item" · Source
Overdraft Protection Transfer$5Within the typical range ($2.88–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=od_protection_transfer; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Overdraft Protection Transfer | $5.00 per transfer" · Source
Sustained Overdraft Fee (After 5 days)$5Within the typical range ($5–$22.50 nationally)
$1 below the national median
per day · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=continuous_od; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Sustained Overdraft Fee (After 5 days) | $5.00 per day" · Source

ATM & CardVerified

ATM / Debit Card Replacement Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=card_replacement; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="ATM / Debit Card Replacement Fee | $15.00 per card" · Source
ATM Transactions for Members$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #7864. canonical_hint=atm_non_network; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="ATM Transactions for Members | FREE" · Source
Foreign ATM Withdrawal Fee$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=atm_non_network; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Foreign ATM Withdrawal Fee | $1.00 per withdrawal" · Source
Lost Member Ownership Certificate/Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=card_replacement; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Lost Member Ownership Certificate/Card | $10.00 replacement fee" · Source

Wire TransfersVerified

International Incoming$20Within the typical range ($10–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=wire_intl_incoming; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="International Incoming | $20.00 per wire" · Source

Check ServicesVerified

Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=check_image; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Check Copy | $5.00 per check" · Source
Money Order$3Within the typical range ($2–$3 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=money_order; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Money Order | $3.00 per item" · Source
Official Check$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=cashiers_check; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Official Check | $5.00 per item" · Source
Over the Counter Checks$1.25Within the typical range ($1–$4 nationally)
$0.75 below the national median
Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=counter_check; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Over the Counter Checks | $1.25 per sheet" · Source
Stop Payment Order$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=stop_payment; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Stop Payment Order | $25.00 per item" · Source

Cash & DepositVerified

Returned Deposit Item Fee$6.84Below the typical range ($10–$25 nationally)
$8.16 below the national median
per item · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=deposited_item_return; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Returned Deposit Item Fee | $6.84 per item" · Source

Account ServicesVerified

Box Drilling$250Above the typical range ($25–$75 nationally)
$207.50 above the national median
Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=safe_deposit_box; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Box Drilling | $250.00" · Source
Key Replacement$25Within the typical range ($25–$75 nationally)
$17.50 below the national median
Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=safe_deposit_box; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Key Replacement | $25.00 per key" · Source
Legal Processing - Tax Levy Fee$35Within the typical range ($30–$75 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=garnishment_levy; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Legal Processing - Tax Levy Fee | $35.00 per levy" · Source
Notary - Member$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #7864. canonical_hint=notary_fee; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Notary - Member | FREE" · Source
Notary - Non-Member$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=notary_fee; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Notary - Non-Member | $5.00" · Source
Subordination Request Fee$250Above the typical range ($30–$125 nationally)
$175 above the national median
Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=legal_process; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Subordination Request Fee | $250.00" · Source

Lending FeesVerified

Late Charge Assessment$10Below the typical range ($15–$25 nationally)
$12.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=late_payment; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Late Charge Assessment | $10.00 per month" · Source

Retirement & IRAVerified

IRA Transfer: Incoming$0Below the typical range ($25–$35 nationally)
$25 below the national median
Knox read a free fee from Rosetta artifact #7864. canonical_hint=ira_termination; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Incoming | FREE" · Source
IRA Transfer: Outgoing$25Within the typical range ($25–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=ira_termination; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Outgoing | $25.00 per account" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=account_research; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Account Research \| $25.00 per hour ($25.00 minimum)"	Source
Inactive Account An account is considered inactive if it has been inactive, with no member-generated activity for one (1	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per year	Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=dormant_account; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Inactive Account An account is considered inactive if it has been inactive, with no member-generated activity for one (1) year. \| $25.00 annually"	Source
Monthly Service	$0Below the typical range ($3–$10 nationally)	$5.99 below the national median	per month	Knox read a free fee from Rosetta artifact #7864. canonical_hint=monthly_maintenance; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Monthly Service \| FREE"	Source
No Boundaries Checking Account Monthly Maintenance Fee	$7.50Within the typical range ($3–$10 nationally)	$1.51 above the national median	per month	Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=monthly_maintenance; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="No Boundaries Checking Account Monthly Maintenance Fee \| $7.50"	Source
Returned Mail Fee	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	per item	Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=account_research; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Returned Mail Fee \| $5.00 per item"	Source
Overdraft & NSFVerified
Insufficient Funds Fee (NSF) (Check, ATM/POS or EFT)	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=nsf; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Insufficient Funds Fee (NSF) (Check, ATM/POS or EFT) \| $30.00 per item"	Source
Overdraft Protection Transfer
ATM & CardVerified
ATM / Debit Card Replacement Fee	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=card_replacement; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="ATM / Debit Card Replacement Fee \| $15.00 per card"	Source
ATM Transactions for Members
Wire TransfersVerified
International Incoming	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=wire_intl_incoming; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="International Incoming \| $20.00 per wire"	Source
Check ServicesVerified
Check Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=check_image; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Check Copy \| $5.00 per check"	Source
Money Order	$3
Cash & DepositVerified
Returned Deposit Item Fee	$6.84Below the typical range ($10–$25 nationally)	$8.16 below the national median	per item	Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=deposited_item_return; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Returned Deposit Item Fee \| $6.84 per item"	Source
Account ServicesVerified
Box Drilling	$250Above the typical range ($25–$75 nationally)	$207.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=safe_deposit_box; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Box Drilling \| $250.00"	Source
Key Replacement	$25
Lending FeesVerified
Late Charge Assessment	$10Below the typical range ($15–$25 nationally)	$12.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #7864. canonical_hint=late_payment; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Late Charge Assessment \| $10.00 per month"	Source
Retirement & IRAVerified
IRA Transfer: Incoming	$0Below the typical range ($25–$35 nationally)	$25 below the national median	—	Knox read a free fee from Rosetta artifact #7864. canonical_hint=ira_termination; text_hash=4536bfee0606d1e03ab8b6d6c3ac14d2ae0d4d079abb17959926793d445803d8; excerpt="Incoming \| FREE"	Source
IRA Transfer: Outgoing	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 28

Headline fees published

8 of 15

Published fees

Under review

Assets

$185.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$185.4M

Total deposits

$151.1M

Service charge income (year to date)

$475K

Fee income ratio

10.5%

Return on assets

0.25%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 27,539 verified fees from 2,277 institutions

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