Under review
A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.
per month · Source
per month · Source
Knox held for review (unclassified) from Rosetta artifact #9107. canonical_hint=none; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="APPLICABLE TO ALL SMART FINANCIAL PRODUCTS: IF YOU'RE A NEW MEMBER, YOU WILL PAY A ONE-TIME $5 ENTRANCE FEE IN ADDITION TO THE MINIMUM OPENING DEPOSIT REQUIRED BY THE ACCOUNT." · Source
per item · Within first six days of account opening equals seven days' interest. On partial withdrawals prior to maturity, penalty equals the interest earned. Prior to maturity on full redemption: 91-day CDs equal all interest earned, 6-month CDs equal 90 days' interest, 12/18/24-month CDs equal 180 days' interest, 30/36/48/60-month CDs equal 270 days' interest
per month · Waived when combined average balance of deposits & loans exceed $15,000/month or direct deposit > $3K/month
per month · Waived if direct deposit > $500/month or 20+ debit card transactions/month or 65+ years of age
per month · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #9107. canonical_hint=monthly_maintenance; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Choice | $50 | 0.00% | $10 Monthly Service Charge (waived if direct deposit > $500/month or 20+ debit card transactions/month or 65+ years of age)" · Source
per month · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #9107. canonical_hint=monthly_maintenance; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Premier | $100 | < $2,500.00 | 0.05% | $15 Monthly Service Charge (waived when combined average balance of deposits & loans exceed $15,000/month or direct deposit > $3K/month" · Source
per month · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #9107. canonical_hint=monthly_maintenance; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Scholar | $25 | 0.00% | $10 Monthly Service Charge (waived for ages 14-17)" · Source
per month · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #9107. canonical_hint=monthly_maintenance; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Start | $25 | 0.00% | $10 Monthly Service Charge (waived for ages under 26)" · Source
per month · Knox held for review (unclassified) from Rosetta artifact #9107. canonical_hint=none; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Choice | $50 | 0.00% | $10 Monthly Service Charge (waived if direct deposit > $500/month or 20+ debit card transactions/month or 65+ years of age)" · Source
per month · Knox held for review (unclassified) from Rosetta artifact #9107. canonical_hint=none; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Premier | $100 | < $2,500.00 | 0.05% | $15 Monthly Service Charge (waived when combined average balance of deposits & loans exceed $15,000/month or direct deposit > $3K/month" · Source
per month · Knox held for review (unclassified) from Rosetta artifact #9107. canonical_hint=none; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Scholar | $25 | 0.00% | $10 Monthly Service Charge (waived for ages 14-17)" · Source
per month · Knox held for review (unclassified) from Rosetta artifact #9107. canonical_hint=none; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Start | $25 | 0.00% | $10 Monthly Service Charge (waived for ages under 26)" · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceUnder review | |||||
| Monthly Service Charge (Smart Premier) | $15 | — | per month | — | Source |
| Monthly Service Charge (Smart Scholar) | $10 | — | per month | — | Source |
Other feesUnder review | |||||
| APPLICABLE TO ALL SMART FINANCIAL PRODUCTS: IF YOU'RE A NEW MEMBER, YOU WILL PAY A ONE-TIME | $5 | — | — | Knox held for review (unclassified) from Rosetta artifact #9107. canonical_hint=none; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="APPLICABLE TO ALL SMART FINANCIAL PRODUCTS: IF YOU'RE A NEW MEMBER, YOU WILL PAY A ONE-TIME $5 ENTRANCE FEE IN ADDITION TO THE MINIMUM OPENING DEPOSIT REQUIRED BY THE ACCOUNT." | Source |
| Early Withdrawal Penalty - Certificate of Deposit | — | — | per item | Within first six days of account opening equals seven days' interest. On partial withdrawals prior to maturity, penalty equals the interest earned. Prior to maturity on full redemption: 91-day CDs equal all interest earned, 6-month CDs equal 90 days' interest, 12/18/24-month CDs equal 180 days' interest, 30/36/48/60-month CDs equal 270 days' interest | |
Fee change alerts
We'll write once its fee schedule is verified, and again whenever a verified fee changes. Nothing else.
Headline fees published
0 of 15
Published fees
0
Under review
13
Assets
$807.5M
Status: Under review
No verified fees yet, so there is nothing to benchmark on this page.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$807.5M
Total deposits
$700.6M
Service charge income (year to date)
$2.2M
Fee income ratio
8.1%
Return on assets
1.20%
Financial profile · Pro
| — |
| Monthly Service Charge | $15 | — | per month | Waived when combined average balance of deposits & loans exceed $15,000/month or direct deposit > $3K/month | — |
| Monthly Service Charge | $10 | — | per month | Waived if direct deposit > $500/month or 20+ debit card transactions/month or 65+ years of age | — |
| Monthly Service Charge (Smart Choice) | $10 | — | per month | Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #9107. canonical_hint=monthly_maintenance; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Choice | $50 | 0.00% | $10 Monthly Service Charge (waived if direct deposit > $500/month or 20+ debit card transactions/month or 65+ years of age)" | Source |
| Monthly Service Charge (Smart Premier) | $15 | — | per month | Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #9107. canonical_hint=monthly_maintenance; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Premier | $100 | < $2,500.00 | 0.05% | $15 Monthly Service Charge (waived when combined average balance of deposits & loans exceed $15,000/month or direct deposit > $3K/month" | Source |
| Monthly Service Charge (Smart Scholar) | $10 | — | per month | Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #9107. canonical_hint=monthly_maintenance; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Scholar | $25 | 0.00% | $10 Monthly Service Charge (waived for ages 14-17)" | Source |
| Monthly Service Charge (Smart Start) | $10 | — | per month | Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #9107. canonical_hint=monthly_maintenance; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Start | $25 | 0.00% | $10 Monthly Service Charge (waived for ages under 26)" | Source |
| Smart Choice | $50 | — | per month | Knox held for review (unclassified) from Rosetta artifact #9107. canonical_hint=none; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Choice | $50 | 0.00% | $10 Monthly Service Charge (waived if direct deposit > $500/month or 20+ debit card transactions/month or 65+ years of age)" | Source |
| Smart Premier | $100 | — | per month | Knox held for review (unclassified) from Rosetta artifact #9107. canonical_hint=none; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Premier | $100 | < $2,500.00 | 0.05% | $15 Monthly Service Charge (waived when combined average balance of deposits & loans exceed $15,000/month or direct deposit > $3K/month" | Source |
| Smart Scholar | $25 | — | per month | Knox held for review (unclassified) from Rosetta artifact #9107. canonical_hint=none; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Scholar | $25 | 0.00% | $10 Monthly Service Charge (waived for ages 14-17)" | Source |
| Smart Start | $25 | — | per month | Knox held for review (unclassified) from Rosetta artifact #9107. canonical_hint=none; text_hash=46a8412131690b12b4fc882e96befaaa68b8fba69316a4f7d2cf7ea49dd80404; excerpt="Smart Start | $25 | 0.00% | $10 Monthly Service Charge (waived for ages under 26)" | Source |
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