Westex Community Federal Credit Union

Headquarters: Kermit, Texas
Charter: Credit Union
Assets: $231.4M
Fed district: Dallas

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Basic Checking $7 · Checking Account Penalties $10 · GEM Account $10
Compared at $10, the middle of its prices
Westex Community Federal Credit Union: $7 to $10
Westex Community Federal Credit Union: $7 to $10
U.S. median: no median
Overdraft (OD)
Compared at $25, its standard fee, the highest of its prices
Westex Community Federal Credit Union: $15 to $25
Westex Community Federal Credit Union: $15 to $25
U.S. median: no median
NSF / Returned Item
Westex Community Federal Credit Union: $25
Westex Community Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Westex Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Basic Checking Monthly Fee$7
per month
GEM Account Monthly Fee$10
per month
GEM Account Monthly Fee$10
per month
Early account closure penalty$15
Account Reconciliation$10
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$3
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay Fee$25
per item
Overdraft Penalty (Item paid)$15
per item
NSF Penalty (For items returned unpaid)$25
per item
Overdraft Transfer Penalty$2
per item

ATM & Card

Expedited Debit Card Fee$20
per item

Wire Transfers

Outgoing Wire Fee$20
per item
International Wire Fee$30
per item

Check Services

Cashier’s Checks$1
per item
Money Orders$1
per item
Stop Payment Requests$25
per item
Share Draft Copy (Checks)$2
per item

Other Fees

Statement Copy$1
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy | $1.00 per statement

Fee	Amount	Basis	Note
Account Maintenance
Basic Checking Monthly Fee	$7	per month	None
GEM Account Monthly Fee	$10	per month	None
GEM Account Monthly Fee	$10	per month	None
Early account closure penalty	$15	Not stated	None
Account Reconciliation	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$3Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay Fee	$25	per item	None
Overdraft Penalty (Item paid)	$15	per item	None
NSF Penalty (For items returned unpaid)	$25	per item	None
Overdraft Transfer Penalty	$2	per item	None
ATM & Card
Expedited Debit Card Fee	$20	per item	None
Wire Transfers
Outgoing Wire Fee	$20	per item	None
International Wire Fee	$30	per item	None
Check Services
Cashier’s Checks	$1	per item	None
Money Orders	$1	per item	None
Stop Payment Requests	$25	per item	None
Share Draft Copy (Checks)	$2	per item	None
Other Fees
Statement Copy	$1Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy \| $1.00 per statement

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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