Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Westex Community Federal Credit Union

Kermit, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$10Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median
per item · Source
NSF Penalty (For items returned unpaid)$25Within the typical range ($25–$31.50 nationally)
$5 below the national median
per item · Source
Overdraft Penalty (Item paid)$15Below the typical range ($25–$32 nationally)
$15 below the national median
per item · Source
Overdraft Transfer Penalty$2Below the typical range ($3–$5 nationally)
$3 below the national median
per item · Source

Check ServicesVerified

Cashier’s Checks$1Below the typical range ($3–$6 nationally)
$4 below the national median
per item · Source
Money Orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median
Source
Share Draft Copy (Checks)$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Stop Payment Requests$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Basic Checking Monthly Fee	$7Within the typical range ($3–$10 nationally)	$1.50 above the national median	per month	—	Source
Early account closure penalty of	$15Within the typical range ($10–$25 nationally)	At the national median	—	—	Source
GEM Account Monthly Fee	$10Within the typical range ($3–$10 nationally)	$4.50 above the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$25Within the typical range ($25–$32 nationally)	$5 below the national median	per item	—	Source
NSF Penalty (For items returned unpaid)	$25
ATM & CardVerified
Expedited Debit Card Fee	$20Below the typical range ($30–$50 nationally)	$20 below the national median	—	—	Source
Wire TransfersVerified
Outgoing Wire Fee	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Check ServicesVerified
Cashier’s Checks	$1Below the typical range ($3–$6 nationally)	$4 below the national median	per item	—	Source
Money Orders	$1Below the typical range ($1.50–$3 nationally)
Other FeesVerified
Statement Copy	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 15 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$231.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$231.4M

Total deposits

$193.9M

Service charge income (year to date)

$802K

Fee income ratio

9.4%

Return on assets

2.55%

Financial profile · Pro

Performance from regulator filings

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Based on 41,224 published fee entries from 2,667 institutions

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