Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Luso-American Federal Credit Union

Peabody, MassachusettsCredit UnionBoston Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$15Below the typical range ($20–$25 nationally)

Wire TransfersVerified

Wire Transfers: Incoming$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source
Wire Transfers: Outgoing: Domestic$15Below the typical range ($20–$25 nationally)
$10 below the national median
Source

Check ServicesVerified

Cashier’s Checks$2Below the typical range ($3–$5 nationally)
$3 below the national median
Source
Certified Checks$5Within the typical range ($3–$5 nationally)
At the national median
Source
Money Orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median
Source
Stop Payment$10Below the typical range ($20–$30 nationally)
$15 below the national median
Source
Stop Payment on Money Order$5Below the typical range ($20–$30 nationally)
$20 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Annual Dormant Account Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per year	—	Source
Service Charge	$3Within the typical range ($3–$10 nationally)	$3 below the national median	—	—	Source
Overdraft & NSFVerified
Insufficient Funds	$20Below the typical range ($25–$31 nationally)	$10 below the national median	—	—	Source
Wire TransfersVerified
Wire Transfers: Incoming	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Wire Transfers: Outgoing: Domestic	$15
Check ServicesVerified
Cashier’s Checks	$2Below the typical range ($3–$5 nationally)	$3 below the national median	—	—	Source
Certified Checks	$5Within the typical range ($3–$5 nationally)
Cash & DepositVerified
Returned Deposit Item	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Account ServicesVerified
Notary Fee (members only)	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	—	Source
Other FeesVerified
Statement Copies	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

33% below the national median NSF fee

Total fees: 14 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$123.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$123.0M

Total deposits

$102.4M

Service charge income (year to date)

$62K

Fee income ratio

2.3%

Return on assets

0.47%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 32,718 verified fees from 2,439 institutions

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