Holyoke Federal Credit Union

Headquarters: Holyoke, Massachusetts
Charter: Credit Union
Assets: $296.4M
Fed district: Boston

26 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Additional account $7 · REVIVE CHECKING ACCOUNT $10
Compared at $7, the middle of its prices
Holyoke Federal Credit Union: $7 to $10
Holyoke Federal Credit Union: $7 to $10
U.S. median: no median
NSF / Returned Item
Compared at $31.50, the middle of its prices
Holyoke Federal Credit Union: $30 to $33
Holyoke Federal Credit Union: $30 to $33
U.S. median: no median
Wire Transfer (Domestic Out)
Holyoke Federal Credit Union: $35
Holyoke Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Holyoke Federal Credit Union · $296M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$286M to $307M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Holyoke Federal Credit Union(this institution)	Holyoke, MA	$296M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
1St Community Federal Credit Union	Sparta, WI	$288M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Advantage Plus Federal Credit Union	Pocatello, ID	$292M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alive Federal Credit Union	Jacksonville, FL	$296M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bangor Federal Credit Union	Bangor, ME	$293M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bowater Employees Federal Credit Union	Calhoun, TN	$303M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bronco Federal Credit Union	Franklin, VA	$292M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Century Heritage Federal Credit Union	Pittsburgh, PA	$289M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cottonwood Community Federal Credit Union	Cottonwood, ID	$286M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Cross Valley Federal Credit Union	Wilkes Barre, PA	$300M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glacier Hills Federal Credit Union	West Bend, WI	$286M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Har-Co Federal Credit Union	Bel Air, MD	$286M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Homebase Federal Credit Union	Prince George, VA	$298M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jetstream Federal Credit Union	Miami Lakes, FL	$307M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kalsee Federal Credit Union	Kalamazoo, MI	$292M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Loyalty Federal Credit Union	Pensacola, FL	$300M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Maine Family Federal Credit Union	Lewiston, ME	$288M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Membersalliance Federal Credit Union	Rockford, IL	$304M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mtc Federal Credit Union	Greenville, SC	$303M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New Horizons Federal Credit Union	Mobile, AL	$304M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Northwestern Mutual Federal Credit Union	Milwaukee, WI	$286M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Otis Federal Credit Union	Jay, ME	$300M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peninsula Community Federal Credit Union	Shelton, WA	$304M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tct Federal Credit Union	Ballston Spa, NY	$296M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
United Federal Credit Union	Mexico, MO	$302M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Valley Communities Federal Credit Union	Mosinee, WI	$307M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2 (40%) above the median of similar-sized credit unions.

Compared at $7, the middle of its three prices, against a peer median of $5 among 9 publishing peers.

Its three checking prices are $7, $7 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Holyoke Federal Credit Un…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Holyoke Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Maintenance service charge fee$10
per month
Monthly Maintenance$7
Monthly maintenance service charge$7
per month
Early Closeout Fee (180 days)$25
Dormant Account$25
Escheatment$25
Inactive Accounts$10
Account Research (per hour)$50
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (per hour) | $50.00
Checkbook Reconciliation (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour · Checkbook Reconciliation (per hour) | $30.00
Reg D Excessive Transaction Fee$10

Overdraft & NSF

Insufficient Funds/Uncollected Funds/Retry Items$33
Returned ACH Credit/Debit (Origination)$30
Overdraft Protection Transfer$5

ATM & Card

Replacement of ATM/Debit Card$15
Replacement of ATM/Debit Card (Rush)$75

Wire Transfers

Wire Transfer Fees: Domestic Outgoing$35
Wire Transfer Fees: Foreign Outgoing$50
Domestic/Foreign Incoming$10

Check Services

Official Checks$7
Money Orders$5
Stop Payment$30
Stop Payment Official Check$40
Collection Item$20
Copy of Check (Including Deposited)$3

Digital & Electronic

Online Bill PaymentNo charge

Cash & Deposit

Return Deposit Item$6
Night Deposit (per drop)No charge

Account Services

Notary Service$1.25
Lock Drilling$129
Not compared: Box drilling or key fee
Lost Safe Deposit Box Key$149
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$175
Safe Deposit Box 3 x 10$100
Safe Deposit Box 3 x 5$75
Safe Deposit Box 5 x 10$125
Tax Liens/Levies$50
Verification Letter$10
Verification of Deposit (other lender)$10
Verification of Deposit (social service)No charge

Retirement & IRA

IRA Trustee Transfer (outgoing)$30

Other Fees

Statement Copy$10
Non-Member Loan Application Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Maintenance service charge fee	$10	per month	None
Monthly Maintenance	$7	Not stated	None
Monthly maintenance service charge	$7	per month	None
Early Closeout Fee (180 days)	$25	Not stated	None
Dormant Account	$25	Not stated	None
Escheatment	$25	Not stated	None
Inactive Accounts	$10	Not stated	None
Account Research (per hour)	$50Not compared: Charged per hour; comparison unavailable	per hour	Account Research (per hour) \| $50.00
Checkbook Reconciliation (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	Checkbook Reconciliation (per hour) \| $30.00
Reg D Excessive Transaction Fee	$10	Not stated	None
Overdraft & NSF
Insufficient Funds/Uncollected Funds/Retry Items	$33	Not stated	None
Returned ACH Credit/Debit (Origination)	$30	Not stated	None
Overdraft Protection Transfer	$5	Not stated	None
ATM & Card
Replacement of ATM/Debit Card	$15	Not stated	None
Replacement of ATM/Debit Card (Rush)	$75	Not stated	None
Wire Transfers
Wire Transfer Fees: Domestic Outgoing	$35	Not stated	None
Wire Transfer Fees: Foreign Outgoing	$50	Not stated	None
Domestic/Foreign Incoming	$10	Not stated	None
Check Services
Official Checks	$7	Not stated	None
Money Orders	$5	Not stated	None
Stop Payment	$30	Not stated	None
Stop Payment Official Check	$40	Not stated	None
Collection Item	$20	Not stated	None
Copy of Check (Including Deposited)	$3	Not stated	None
Digital & Electronic
Online Bill Payment	No charge	Not stated	None
Cash & Deposit
Return Deposit Item	$6	Not stated	None
Night Deposit (per drop)	No charge	Not stated	None
Account Services
Notary Service	$1.25	Not stated	None
Lock Drilling	$129Not compared: Box drilling or key fee	Not stated	None
Lost Safe Deposit Box Key	$149Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$175	Not stated	None
Safe Deposit Box 3 x 10	$100	Not stated	None
Safe Deposit Box 3 x 5	$75	Not stated	None
Safe Deposit Box 5 x 10	$125	Not stated	None
Tax Liens/Levies	$50	Not stated	None
Verification Letter	$10	Not stated	None
Verification of Deposit (other lender)	$10	Not stated	None
Verification of Deposit (social service)	No charge	Not stated	None
Retirement & IRA
IRA Trustee Transfer (outgoing)	$30	Not stated	None
Other Fees
Statement Copy	$10	Not stated	None
Non-Member Loan Application Fee	$25	Not stated	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Holyoke Federal Credit Union's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Additional account $7 · REVIVE CHECKING ACCOUNT $10
Compared at $7, the middle of its prices
Holyoke Federal Credit Union: $7 to $10
Holyoke Federal Credit Union: $7 to $10
U.S. median: no median
NSF / Returned Item
Compared at $31.50, the middle of its prices
Holyoke Federal Credit Union: $30 to $33
Holyoke Federal Credit Union: $30 to $33
U.S. median: no median
Wire Transfer (Domestic Out)
Holyoke Federal Credit Union: $35
Holyoke Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Holyoke Federal Credit Union · $296M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$286M to $307M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Holyoke Federal Credit Union(this institution)	Holyoke, MA	$296M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
1St Community Federal Credit Union	Sparta, WI	$288M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Advantage Plus Federal Credit Union	Pocatello, ID	$292M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alive Federal Credit Union	Jacksonville, FL	$296M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bangor Federal Credit Union	Bangor, ME	$293M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bowater Employees Federal Credit Union	Calhoun, TN	$303M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bronco Federal Credit Union	Franklin, VA	$292M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Century Heritage Federal Credit Union	Pittsburgh, PA	$289M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cottonwood Community Federal Credit Union	Cottonwood, ID	$286M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Cross Valley Federal Credit Union	Wilkes Barre, PA	$300M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glacier Hills Federal Credit Union	West Bend, WI	$286M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Har-Co Federal Credit Union	Bel Air, MD	$286M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Homebase Federal Credit Union	Prince George, VA	$298M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jetstream Federal Credit Union	Miami Lakes, FL	$307M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kalsee Federal Credit Union	Kalamazoo, MI	$292M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Loyalty Federal Credit Union	Pensacola, FL	$300M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Maine Family Federal Credit Union	Lewiston, ME	$288M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Membersalliance Federal Credit Union	Rockford, IL	$304M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mtc Federal Credit Union	Greenville, SC	$303M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New Horizons Federal Credit Union	Mobile, AL	$304M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Northwestern Mutual Federal Credit Union	Milwaukee, WI	$286M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Otis Federal Credit Union	Jay, ME	$300M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peninsula Community Federal Credit Union	Shelton, WA	$304M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tct Federal Credit Union	Ballston Spa, NY	$296M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
United Federal Credit Union	Mexico, MO	$302M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Valley Communities Federal Credit Union	Mosinee, WI	$307M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2 (40%) above the median of similar-sized credit unions.

Compared at $7, the middle of its three prices, against a peer median of $5 among 9 publishing peers.

Its three checking prices are $7, $7 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Holyoke Federal Credit Un…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Holyoke Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Maintenance service charge fee$10
per month
Monthly Maintenance$7
Monthly maintenance service charge$7
per month
Early Closeout Fee (180 days)$25
Dormant Account$25
Escheatment$25
Inactive Accounts$10
Account Research (per hour)$50
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (per hour) | $50.00
Checkbook Reconciliation (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour · Checkbook Reconciliation (per hour) | $30.00
Reg D Excessive Transaction Fee$10

Overdraft & NSF

Insufficient Funds/Uncollected Funds/Retry Items$33
Returned ACH Credit/Debit (Origination)$30
Overdraft Protection Transfer$5

ATM & Card

Replacement of ATM/Debit Card$15
Replacement of ATM/Debit Card (Rush)$75

Wire Transfers

Wire Transfer Fees: Domestic Outgoing$35
Wire Transfer Fees: Foreign Outgoing$50
Domestic/Foreign Incoming$10

Check Services

Official Checks$7
Money Orders$5
Stop Payment$30
Stop Payment Official Check$40
Collection Item$20
Copy of Check (Including Deposited)$3

Digital & Electronic

Online Bill PaymentNo charge

Cash & Deposit

Return Deposit Item$6
Night Deposit (per drop)No charge

Account Services

Notary Service$1.25
Lock Drilling$129
Not compared: Box drilling or key fee
Lost Safe Deposit Box Key$149
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$175
Safe Deposit Box 3 x 10$100
Safe Deposit Box 3 x 5$75
Safe Deposit Box 5 x 10$125
Tax Liens/Levies$50
Verification Letter$10
Verification of Deposit (other lender)$10
Verification of Deposit (social service)No charge

Retirement & IRA

IRA Trustee Transfer (outgoing)$30

Other Fees

Statement Copy$10
Non-Member Loan Application Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Maintenance service charge fee	$10	per month	None
Monthly Maintenance	$7	Not stated	None
Monthly maintenance service charge	$7	per month	None
Early Closeout Fee (180 days)	$25	Not stated	None
Dormant Account	$25	Not stated	None
Escheatment	$25	Not stated	None
Inactive Accounts	$10	Not stated	None
Account Research (per hour)	$50Not compared: Charged per hour; comparison unavailable	per hour	Account Research (per hour) \| $50.00
Checkbook Reconciliation (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	Checkbook Reconciliation (per hour) \| $30.00
Reg D Excessive Transaction Fee	$10	Not stated	None
Overdraft & NSF
Insufficient Funds/Uncollected Funds/Retry Items	$33	Not stated	None
Returned ACH Credit/Debit (Origination)	$30	Not stated	None
Overdraft Protection Transfer	$5	Not stated	None
ATM & Card
Replacement of ATM/Debit Card	$15	Not stated	None
Replacement of ATM/Debit Card (Rush)	$75	Not stated	None
Wire Transfers
Wire Transfer Fees: Domestic Outgoing	$35	Not stated	None
Wire Transfer Fees: Foreign Outgoing	$50	Not stated	None
Domestic/Foreign Incoming	$10	Not stated	None
Check Services
Official Checks	$7	Not stated	None
Money Orders	$5	Not stated	None
Stop Payment	$30	Not stated	None
Stop Payment Official Check	$40	Not stated	None
Collection Item	$20	Not stated	None
Copy of Check (Including Deposited)	$3	Not stated	None
Digital & Electronic
Online Bill Payment	No charge	Not stated	None
Cash & Deposit
Return Deposit Item	$6	Not stated	None
Night Deposit (per drop)	No charge	Not stated	None
Account Services
Notary Service	$1.25	Not stated	None
Lock Drilling	$129Not compared: Box drilling or key fee	Not stated	None
Lost Safe Deposit Box Key	$149Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$175	Not stated	None
Safe Deposit Box 3 x 10	$100	Not stated	None
Safe Deposit Box 3 x 5	$75	Not stated	None
Safe Deposit Box 5 x 10	$125	Not stated	None
Tax Liens/Levies	$50	Not stated	None
Verification Letter	$10	Not stated	None
Verification of Deposit (other lender)	$10	Not stated	None
Verification of Deposit (social service)	No charge	Not stated	None
Retirement & IRA
IRA Trustee Transfer (outgoing)	$30	Not stated	None
Other Fees
Statement Copy	$10	Not stated	None
Non-Member Loan Application Fee	$25	Not stated	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.