Alpha Federal Credit Union

Headquarters: Boston, Massachusetts
Charter: Credit Union
Assets: $35.1M
Fed district: Boston

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Alpha Federal Credit Union: $25
Alpha Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Compared at $0.73, the middle of its prices
Alpha Federal Credit Union: $0.50 to $0.95
Alpha Federal Credit Union: $0.50 to $0.95
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $25, the middle of its prices
Alpha Federal Credit Union: $20 to $30
Alpha Federal Credit Union: $20 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alpha Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant/Inactive Account$5
per month
Paper Statements$1
per month

Overdraft & NSF

Overdraft (OD)$25

ATM & Card

Balance inquires at ATM terminals$0.50
per item
Withdrawal from savings at ATM terminal$0.95
per item
Second replacement$10
Third or more replacement$25

Wire Transfers

Outgoing Wire Transfer$20
per item
Outgoing Wire Transfer Loan Proceeds$30
per item

Check Services

Alpha CU check stop payment$25
per item
Share draft check stop payment (personal check)$10
per item
Check copy-Main Share or Share Draft$4
per item
Research-Main share or Share Draft statement copy$2
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Deposit Return$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant/Inactive Account	$5	per month	None
Paper Statements	$1	per month	None
Overdraft & NSF
Overdraft (OD)	$25	Not stated	None
ATM & Card
Balance inquires at ATM terminals	$0.50	per item	None
Withdrawal from savings at ATM terminal	$0.95	per item	None
Second replacement	$10	Not stated	None
Third or more replacement	$25	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$20	per item	None
Outgoing Wire Transfer Loan Proceeds	$30	per item	None
Check Services
Alpha CU check stop payment	$25	per item	None
Share draft check stop payment (personal check)	$10	per item	None
Check copy-Main Share or Share Draft	$4	per item	None
Research-Main share or Share Draft statement copy	$2Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Deposit Return	$2	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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