Keystone Federal Credit Union

Headquarters: Tyler, Texas
Charter: Credit Union
Assets: $40.2M
Fed district: Dallas

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Keystone Federal Credit Union: $35
Keystone Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Keystone Federal Credit Union: $35
Keystone Federal Credit Union: $35
U.S. median: no median
Stop Payment
Share Draft of ACH
Keystone Federal Credit Union: $25
Keystone Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Keystone Federal Credit Union · $40M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$39M to $41M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Keystone Federal Credit Union(this institution)	Tyler, TX	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
A & S Federal Credit Union	Aliquippa, PA	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Chaves County School Employees Federal Credit Union	Roswell, NM	$40M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Connection Federal Credit Union	Silverdale, WA	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union One of Oklahoma	Oklahoma City, OK	$40M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Diablo Valley Federal Credit Union	Concord, CA	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Erie Community Federal Credit Union	Sandusky, OH	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Golden Valley Federal Credit Union	Manteca, CA	$40M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Grand Trunk Battle Creek Emp Federal Credit Union	Battle Creek, MI	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hotel And Travel Industry Federal Credit Union	Honolulu, HI	$40M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jax Fire Federal Credit Union	Jacksonville, FL	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
M O Federal Credit Union	Huron, SD	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
M.P.D. Community Federal Credit Union	Nashville, TN	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Manchester Municipal Federal Credit Union	Manchester, CT	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Niagara Regional Federal Credit Union	North Tonawanda, NY	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Patent And Trademark Office Federal Credit Union	Alexandria, VA	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pee Dee Federal Credit Union	Florence, SC	$41M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Planites Federal Credit Union	Chicago, IL	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Public Service Federal Credit Union	Middlesex, NJ	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Red Oak Federal Credit Union	Tuscaloosa, AL	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
San Angelo Federal Credit Union	San Angelo, TX	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sioux Valley Coop Federal Credit Union	Watertown, SD	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Utica District Telephone Employees Federal Credit Union	Utica, NY	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Valex Federal Credit Union	Alexandria, LA	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Visionary Federal Credit Union	Bridgeville, PA	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Westchester Schools' Federal Credit Union	Rye Brook, NY	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(out-of-network atm)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Keystone Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Keystone Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

Keystone Federal Credit U…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Keystone Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing (within 90 days of opening)$5
Account Services (research/reconciliation)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Fee (in excess of 3 monthly)$1
Not compared: Monthly charge, not per item
per month

Overdraft & NSF

Insufficient Funds$35
Return Check Fee$35

ATM & Card

Replacement of ATM/Debit Card$15

Wire Transfers

U.S. Outgoing Wire Fee$35
U.S. Incoming Wire Fee$15

Check Services

Teller Checks$1
Stop Payment (Share Draft of ACH)$25

Account Services

Safe Deposit Box – 3” X 10”$40
Safe Deposit Box – 3” X 5”$30

Other Fees

Copy of Statement$4
Copy Services (per page)$2
per item
Faxes (Incoming/Outgoing)$4

Fee	Amount	Basis	Note
Account Maintenance
Account Closing (within 90 days of opening)	$5	Not stated	None
Account Services (research/reconciliation)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Fee (in excess of 3 monthly)	$1Not compared: Monthly charge, not per item	per month	None
Overdraft & NSF
Insufficient Funds	$35	Not stated	None
Return Check Fee	$35	Not stated	None
ATM & Card
Replacement of ATM/Debit Card	$15	Not stated	None
Wire Transfers
U.S. Outgoing Wire Fee	$35	Not stated	None
U.S. Incoming Wire Fee	$15	Not stated	None
Check Services
Teller Checks	$1	Not stated	None
Stop Payment (Share Draft of ACH)	$25	Not stated	None
Account Services
Safe Deposit Box – 3” X 10”	$40	Not stated	None
Safe Deposit Box – 3” X 5”	$30	Not stated	None
Other Fees
Copy of Statement	$4	Not stated	None
Copy Services (per page)	$2	per item	None
Faxes (Incoming/Outgoing)	$4	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Keystone Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Keystone Federal Credit Union: $35
Keystone Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Keystone Federal Credit Union: $35
Keystone Federal Credit Union: $35
U.S. median: no median
Stop Payment
Share Draft of ACH
Keystone Federal Credit Union: $25
Keystone Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Keystone Federal Credit Union · $40M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$39M to $41M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Keystone Federal Credit Union(this institution)	Tyler, TX	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
A & S Federal Credit Union	Aliquippa, PA	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Chaves County School Employees Federal Credit Union	Roswell, NM	$40M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Connection Federal Credit Union	Silverdale, WA	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union One of Oklahoma	Oklahoma City, OK	$40M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Diablo Valley Federal Credit Union	Concord, CA	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Erie Community Federal Credit Union	Sandusky, OH	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Golden Valley Federal Credit Union	Manteca, CA	$40M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Grand Trunk Battle Creek Emp Federal Credit Union	Battle Creek, MI	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hotel And Travel Industry Federal Credit Union	Honolulu, HI	$40M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jax Fire Federal Credit Union	Jacksonville, FL	$40M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
M O Federal Credit Union	Huron, SD	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
M.P.D. Community Federal Credit Union	Nashville, TN	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Manchester Municipal Federal Credit Union	Manchester, CT	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Niagara Regional Federal Credit Union	North Tonawanda, NY	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Patent And Trademark Office Federal Credit Union	Alexandria, VA	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pee Dee Federal Credit Union	Florence, SC	$41M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Planites Federal Credit Union	Chicago, IL	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Public Service Federal Credit Union	Middlesex, NJ	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Red Oak Federal Credit Union	Tuscaloosa, AL	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
San Angelo Federal Credit Union	San Angelo, TX	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Sioux Valley Coop Federal Credit Union	Watertown, SD	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Utica District Telephone Employees Federal Credit Union	Utica, NY	$40M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Valex Federal Credit Union	Alexandria, LA	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Visionary Federal Credit Union	Bridgeville, PA	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Westchester Schools' Federal Credit Union	Rye Brook, NY	$41M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(out-of-network atm)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Keystone Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Keystone Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

Keystone Federal Credit U…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Keystone Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing (within 90 days of opening)$5
Account Services (research/reconciliation)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Fee (in excess of 3 monthly)$1
Not compared: Monthly charge, not per item
per month

Overdraft & NSF

Insufficient Funds$35
Return Check Fee$35

ATM & Card

Replacement of ATM/Debit Card$15

Wire Transfers

U.S. Outgoing Wire Fee$35
U.S. Incoming Wire Fee$15

Check Services

Teller Checks$1
Stop Payment (Share Draft of ACH)$25

Account Services

Safe Deposit Box – 3” X 10”$40
Safe Deposit Box – 3” X 5”$30

Other Fees

Copy of Statement$4
Copy Services (per page)$2
per item
Faxes (Incoming/Outgoing)$4

Fee	Amount	Basis	Note
Account Maintenance
Account Closing (within 90 days of opening)	$5	Not stated	None
Account Services (research/reconciliation)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Fee (in excess of 3 monthly)	$1Not compared: Monthly charge, not per item	per month	None
Overdraft & NSF
Insufficient Funds	$35	Not stated	None
Return Check Fee	$35	Not stated	None
ATM & Card
Replacement of ATM/Debit Card	$15	Not stated	None
Wire Transfers
U.S. Outgoing Wire Fee	$35	Not stated	None
U.S. Incoming Wire Fee	$15	Not stated	None
Check Services
Teller Checks	$1	Not stated	None
Stop Payment (Share Draft of ACH)	$25	Not stated	None
Account Services
Safe Deposit Box – 3” X 10”	$40	Not stated	None
Safe Deposit Box – 3” X 5”	$30	Not stated	None
Other Fees
Copy of Statement	$4	Not stated	None
Copy Services (per page)	$2	per item	None
Faxes (Incoming/Outgoing)	$4	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.