Keystone Federal Credit Union

Headquarters: Tyler, Texas
Charter: Credit Union
Assets: $40.2M
Fed district: Dallas

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Keystone Federal Credit Union: $35
Keystone Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Keystone Federal Credit Union: $35
Keystone Federal Credit Union: $35
U.S. median: no median
Stop Payment
Share Draft of ACH
Keystone Federal Credit Union: $25
Keystone Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Keystone Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing (within 90 days of opening)$5
Account Services (research/reconciliation)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Fee (in excess of 3 monthly)$1
Not compared: Monthly charge, not per item
per month

Overdraft & NSF

Insufficient Funds$35
Return Check Fee$35

ATM & Card

Replacement of ATM/Debit Card$15

Wire Transfers

U.S. Outgoing Wire Fee$35
U.S. Incoming Wire Fee$15

Check Services

Teller Checks$1
Stop Payment (Share Draft of ACH)$25

Account Services

Safe Deposit Box – 3” X 10”$40
Safe Deposit Box – 3” X 5”$30

Other Fees

Copy of Statement$4
Copy Services (per page)$2
per item
Faxes (Incoming/Outgoing)$4

Fee	Amount	Basis	Note
Account Maintenance
Account Closing (within 90 days of opening)	$5	Not stated	None
Account Services (research/reconciliation)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Fee (in excess of 3 monthly)	$1Not compared: Monthly charge, not per item	per month	None
Overdraft & NSF
Insufficient Funds	$35	Not stated	None
Return Check Fee	$35	Not stated	None
ATM & Card
Replacement of ATM/Debit Card	$15	Not stated	None
Wire Transfers
U.S. Outgoing Wire Fee	$35	Not stated	None
U.S. Incoming Wire Fee	$15	Not stated	None
Check Services
Teller Checks	$1	Not stated	None
Stop Payment (Share Draft of ACH)	$25	Not stated	None
Account Services
Safe Deposit Box – 3” X 10”	$40	Not stated	None
Safe Deposit Box – 3” X 5”	$30	Not stated	None
Other Fees
Copy of Statement	$4	Not stated	None
Copy Services (per page)	$2	per item	None
Faxes (Incoming/Outgoing)	$4	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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