Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Keystone Federal Credit Union

Tyler, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing (within 90 days of opening)$5Below the typical range ($10–$25 nationally)

Wire TransfersVerified

U.S. Incoming Wire Fee$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
U.S. Outgoing Wire Fee$35Above the typical range ($20–$25 nationally)
$12 above the national median
Source

Check ServicesVerified

Stop Payment (Share Draft of ACH)$25Within the typical range ($20–$30 nationally)
At the national median
Source
Teller Checks$1Below the typical range ($3–$5.50 nationally)
$4 below the national median
Source

Account ServicesVerified

Safe Deposit Box – 3” X 10”$40Within the typical range ($25–$80 nationally)
$5 below the national median
Source
Safe Deposit Box – 3” X 5”$30Within the typical range ($25–$80 nationally)
$15 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing (within 90 days of opening)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Account Services (research/reconciliation)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Insufficient Funds	$35Above the typical range ($25–$31 nationally)	$5 above the national median	—	—	Source
ATM & CardVerified
Replacement of ATM/Debit Card	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Wire TransfersVerified
U.S. Incoming Wire Fee	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	—	Source
U.S. Outgoing Wire Fee	$35
Check ServicesVerified
Stop Payment (Share Draft of ACH)	$25Within the typical range ($20–$30 nationally)	At the national median	—	—	Source
Teller Checks	$1
Account ServicesVerified
Safe Deposit Box – 3” X 10”	$40Within the typical range ($25–$80 nationally)	$5 below the national median	—	—	Source
Safe Deposit Box – 3” X 5”	$30
Other FeesVerified
Copy of Statement	$4Within the typical range ($2–$5 nationally)	$1 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 11 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$40.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$40.2M

Total deposits

$29.1M

Service charge income (year to date)

$63K

Fee income ratio

6.3%

Return on assets

0.87%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 31,319 verified fees from 2,405 institutions

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