24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 4, 2026
Call-report figures are for Capitol Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Capitol Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 4, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $221K in Q2 2026, 3.1% below the same quarter a year earlier ($228K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
Compared at $34.50, its standard fee, the highest of its prices
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 8.7% from Q3 2025 to Q2 2026, to $221K.
$221K
Capitol Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Capitol Federal Credit Union · $234M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Capitol Federal Credit Union(this institution) | Austin, TX | $234M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bull Dog Federal Credit Union | Hagerstown, MD | $238M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Cal-Com Federal Credit Union | Port Lavaca, TX | $226M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Campco Federal Credit Union | Gillette, WY | $228M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Carolina Foothills Federal Credit Union | Spartanburg, SC | $224M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Chaffey Federal Credit Union | Upland, CA | $230M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Clearpath Federal Credit Union | Burbank, CA | $229M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community First Guam Federal Credit Union | Hagatna, GU | $233M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Corazo Federal Credit Union | El Centro, CA | $244M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Encompass Federal Credit Union | Tipton, IN | $241M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Service Federal Credit Union | Groveport, OH | $236M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fort Mcclellan Federal Credit Union | Anniston, AL | $224M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Hawaii Law Enforcement Federal Credit Union | Honolulu, HI | $230M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Michigan One Community Federal Credit Union | Ionia, MI | $240M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Midwest Members Federal Credit Union | Wood River, IL | $227M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| New Cumberland Federal Credit Union | New Cumberland, PA | $229M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Northern Skies Federal Credit Union | Anchorage, AK | $232M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Ohio Valley Community Federal Credit Union | Clarington, OH | $244M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pantex Federal Credit Union | Borger, TX | $233M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Sabine Federal Credit Union | Orange, TX | $235M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Skypoint Federal Credit Union | Germantown, MD | $243M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Southbridge Federal Credit Union | Southbridge, MA | $242M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The People'S Federal Credit Union | Amarillo, TX | $229M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| True North Federal Credit Union | Juneau, AK | $236M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Urw Community Federal Credit Union | Danville, VA | $224M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Westex Community Federal Credit Union | Kermit, TX | $231M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.50 among 11 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Capitol Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Capitol Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $221K | −$9K | −3.9% |
| Q1 2026 | $230K | −$21K | −8.4% |
| Q4 2025 | $251K | +$9K | +3.7% |
| Q3 2025 | $242K | +$14K | +6.1% |
| Q2 2025 | $228K | +$13K | +6.0% |
| Q1 2025 | $215K | −$3K | −1.4% |
| Q4 2024 | $218K | −$10K | −4.4% |
| Q3 2024 | $228K | +$25K | +12.3% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Capitol Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per hour
per item
per item
per item
per item
per transaction
per item
per transaction
per transaction
per item
per item
per item
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Capitol Business Plus Checking Account Average Daily Balance below $2,500 | $25 | per month | None |
| Capitol Plus Money Market Account Average Daily Balance below $2,500 | $10 | per month | None |
| Account Closed within 6 Months | $5 | Not stated | None |
| Inactive Account Processing Fee | $5 | per month | None |
| Research (per hour, min. 1 hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Statement Processing Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| ATM/Debit Card Overdraft Fee | $34.50 | per item | None |
| Overdraft Privilege Fee for paid items greater than Avail Balance of negative | $31 | per item | None |
| Overdraft Privilege Fee for paid items up to an Avail Balances of negative | $12.50 | per item | None |
| Overdrawn NSF Fee | $34.50 | per item | None |
| Overdraft Protection link to another deposit account | No charge | per transaction | None |
ATM & Card | |||
| Fee for Non-CCU owned/affiliated machine transactions | $2 | Not stated | None |
| Replacement of ATM or VISA® | $5 | Not stated | None |
| Rushed Card Mailer | $60 | per item | None |
| Foreign Transaction Fee | 1%of the transaction | per transaction | None |
| Foreign Transaction Fee (audience not stated, treated as personal) | 1%of the transaction | per transaction | None |
Wire Transfers | |||
| Wire Transfers (outgoing domestic) | $15 | Not stated | None |
Check Services | |||
| Official Check | $3 | Not stated | None |
| Money Order Fee | $2 | Not stated | None |
| Check Reorder without Reorder Form | $3 | Not stated | None |
| Official Check Stop Payment | $30 | Not stated | None |
| Stop Payment | $30 | Not stated | None |
| Stop Payment Fee - In person/Phone | $30 | per item | None |
| Stop Payment Fee - Online | $20 | per item | None |
| Temporary Checks (Set of 8) | $5 | Not stated | None |
| Collection Item | $10 | Not stated | None |
| Fax Copy of Paid Item | $5 | Not stated | None |
| Photocopy of Paid Item (after 2 per month) | $3 | Not stated | None |
Cash & Deposit | |||
| Cash Advance Fee | 1%of the advance | Not stated | None |
| Cash Advance Fee (audience not stated, treated as personal) | 1%of the advance | Not stated | None |
Account Services | |||
| All notarial acts not provided | $10 | per item | None |
| Lost Safe Deposit Box Key | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 | $70 | per year | None |
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $70 | Not stated | None |
| Safe Deposit Box 3 x 10 | $30 | per year | None |
| Safe Deposit Box 3 x 10 (audience not stated, treated as personal) | $30 | Not stated | None |
| Safe Deposit Box 3 x 5 | $15 | per year | None |
| Safe Deposit Box 3 x 5 (audience not stated, treated as personal) | $15 | Not stated | None |
| Safe Deposit Box 5 x 10 | $45 | per year | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $45 | Not stated | None |
| Safe Deposit Box 5 x 5 | $25 | per year | None |
| Safe Deposit Box 5 x 5 (audience not stated, treated as personal) | $25 | Not stated | None |
| Safe Deposit Box Drilling | $100Not compared: Box drilling or key fee | Not stated | None |
Lending Fees | |||
| Late Payment | $25 | Not stated | None |
| Late Payment Fee | 5% | Not stated | None |
| Late Payment Fee (audience not stated, treated as personal) | 5% | Not stated | None |
Gift & Prepaid Cards | |||
| VISA® Gift Card (not re-loadable) | $3.50 | Not stated | None |
Other Fees | |||
| FedEx® Mail Fee | $40 | Not stated | None |
| Copy of History, Per Month (Statement) | $3Not compared: Charged per statement; comparison unavailable | per statement | Copy of History, Per Month (Statement) | $3.00 |
| Copy of History, Per Month (Statement) | $3Not compared: Monthly charge, not per item | per month | None |
| Skip-a-Payment Fee | $25 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.