City Of Boston Federal Credit Union

Headquarters: South Boston, Massachusetts
Charter: Credit Union
Assets: $544.5M
Fed district: Boston
Regulator: NCUA

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 16, 2026

How these figures are measured

Call-report figures are for City Of Boston Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	City Of Boston Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 16, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: City Of Boston Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $332K in Q2 2026, 6.8% above the same quarter a year earlier ($311K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $6, the middle of its prices
City Of Boston Federal Credit Union: $5 to $25
City Of Boston Federal Credit Union: $5 to $25
U.S. median: no median
Wire Transfer (Domestic Out)
City Of Boston Federal Credit Union: $25
City Of Boston Federal Credit Union: $25
U.S. median: no median
Stop Payment
Compared at $10, the middle of its prices
City Of Boston Federal Credit Union: $0 to $10
City Of Boston Federal Credit Union: $0 to $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 15% from Q3 2025 to Q2 2026, to $332K.

Fee income, Q2 2026

$332K

$391KQ3 2025

$346KQ4 2025

$311KQ1 2026

$332KQ2 2026

Against the median

City Of Boston Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

City Of Boston Federal Credit Union · $544M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$520M to $572M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
City Of Boston Federal Credit Union(this institution)	South Boston, MA	$544M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Argent Federal Credit Union	Chesterfield, VA	$572M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Arlington Community Federal Credit Union	Arlington, VA	$538M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coastlife Federal Credit Union	Corpus Christi, TX	$520M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dutch Point Federal Credit Union	Wethersfield, CT	$565M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First U.S. Community Federal Credit Union	Sacramento, CA	$548M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Freedom Of Maryland Federal Credit Union	Bel Air, MD	$557M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lebanon Federal Credit Union	Lebanon, PA	$540M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mid American Federal Credit Union	Wichita, KS	$532M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mutual Federal Credit Union	Vicksburg, MS	$529M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Otero Federal Credit Union	Alamogordo, NM	$535M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oucu Financial Credit Union, Inc.	Athens, OH	$527M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Partners 1St Federal Credit Union	Fort Wayne, IN	$546M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peake Federal Credit Union	Towson, MD	$534M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pearl Hawaii Federal Credit Union	Waipahu, HI	$545M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Pittsford Federal Credit Union	Pittsford, NY	$542M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Resource One Federal Credit Union	Dallas, TX	$555M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Servu Federal Credit Union	Painted Post, NY	$529M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Simplicity Federal Credit Union	Marshfield, WI	$547M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Soarion Federal Credit Union	San Antonio, TX	$556M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Spectra Federal Credit Union	Alexandria, VA	$544M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Sunwest Federal Credit Union	Glendale, AZ	$525M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
The Southern Federal Credit Union	Fayetteville, GA	$560M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
U. T. Federal Credit Union	Knoxville, TN	$554M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
University Federal Credit Union	Orono, ME	$538M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Westerly Community Federal Credit Union	Wakefield, RI	$520M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

City Of Boston Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 16 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026.

Monthly maintenance fee in dollars, one mark per institution

City Of Boston Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

City Of Boston Federal Cr…Peer (equal prices stack)Peer medianInclude $15 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for City Of Boston Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $332K
vs prior quarter: +$21K+6.8%; from Q1 2026
vs a year earlier: +$21K+6.8%; from Q2 2025
vs start of range: −$1K−0.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: City Of Boston Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$332K	+$21K	+6.8%
Q1 2026	$311K	−$35K	−10.1%
Q4 2025	$346K	−$45K	−11.5%
Q3 2025	$391K	+$80K	+25.7%
Q2 2025	$311K	−$4K	−1.3%
Q1 2025	$315K	−$52K	−14.2%
Q4 2024	$367K	+$34K	+10.2%
Q3 2024	$333K	+$31K	+10.3%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from City Of Boston Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Checking Account after 365 days$2
per month
Account Reconciliation, if Member error, per hr$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient Funds (NSF/Uncollected) per item$25
per item
Miscellaneous Fees Return Check charge$6
NSF / Returned Item$5
per item
Overdraft (OD) Protection Transfer Fee$2

ATM & Card

First Replacement CardNo charge
Replacement ATM/Debit Card after 1 free$10

Wire Transfers

Outgoing Domestic Wire$25
Incoming Domestic WireNo charge
Not compared: Annual charge, not per item
per year
Outgoing International Wire$35
Incoming International WireNo charge

Check Services

Treasurer’s checkNo charge
Not compared: Annual charge, not per item
per year
Money Order$2
Bill Payment Stop Payment$10
Stop Payment on Treasurer’s CheckNo charge
Stop Payment order$10
Checking Account – check copy$5

Digital & Electronic

Bill Pay Expedited Payment$9.95
Not compared: Per-item charge, not monthly
per item
Bill Pay ServiceNo charge

Cash & Deposit

Coin Machine Use - MemberNo charge

Account Services

Notary ServiceNo charge
Safe Deposit Box 10 x 10$150
Safe Deposit Box 3 x 10$65
Safe Deposit Box 3 x 5$35
Safe Deposit Box 5 x 10$100
Safe Deposit Box 5 x 5$50
Tax/Levy/Garnishment$50

Fee	Amount	Basis	Note
Account Maintenance
Dormant Checking Account after 365 days	$2	per month	None
Account Reconciliation, if Member error, per hr	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds (NSF/Uncollected) per item	$25	per item	None
Miscellaneous Fees Return Check charge	$6	Not stated	None
NSF / Returned Item	$5	per item	None
Overdraft (OD) Protection Transfer Fee	$2	Not stated	None
ATM & Card
First Replacement Card	No charge	Not stated	None
Replacement ATM/Debit Card after 1 free	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Incoming Domestic Wire	No chargeNot compared: Annual charge, not per item	per year	None
Outgoing International Wire	$35	Not stated	None
Incoming International Wire	No charge	Not stated	None
Check Services
Treasurer’s check	No chargeNot compared: Annual charge, not per item	per year	None
Money Order	$2	Not stated	None
Bill Payment Stop Payment	$10	Not stated	None
Stop Payment on Treasurer’s Check	No charge	Not stated	None
Stop Payment order	$10	Not stated	None
Checking Account – check copy	$5	Not stated	None
Digital & Electronic
Bill Pay Expedited Payment	$9.95Not compared: Per-item charge, not monthly	per item	None
Bill Pay Service	No charge	Not stated	None
Cash & Deposit
Coin Machine Use - Member	No charge	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Safe Deposit Box 10 x 10	$150	Not stated	None
Safe Deposit Box 3 x 10	$65	Not stated	None
Safe Deposit Box 3 x 5	$35	Not stated	None
Safe Deposit Box 5 x 10	$100	Not stated	None
Safe Deposit Box 5 x 5	$50	Not stated	None
Tax/Levy/Garnishment	$50	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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