City Of Boston Federal Credit Union

Headquarters: South Boston, Massachusetts
Charter: Credit Union
Assets: $544.5M
Fed district: Boston

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $6, the middle of its prices
City Of Boston Federal Credit Union: $5 to $25
City Of Boston Federal Credit Union: $5 to $25
U.S. median: no median
Wire Transfer (Domestic Out)
City Of Boston Federal Credit Union: $25
City Of Boston Federal Credit Union: $25
U.S. median: no median
Stop Payment
Compared at $10, the middle of its prices
City Of Boston Federal Credit Union: $0 to $10
City Of Boston Federal Credit Union: $0 to $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from City Of Boston Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Checking Account after 365 days$2
per month
Account Reconciliation, if Member error, per hr$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient Funds (NSF/Uncollected) per item$25
per item
Miscellaneous Fees Return Check charge$6
NSF / Returned Item$5
per item
Overdraft (OD) Protection Transfer Fee$2

ATM & Card

First Replacement CardNo charge
Replacement ATM/Debit Card after 1 free$10

Wire Transfers

Outgoing Domestic Wire$25
Incoming Domestic WireNo charge
Not compared: Annual charge, not per item
per year
Outgoing International Wire$35
Incoming International WireNo charge

Check Services

Treasurer’s checkNo charge
Not compared: Annual charge, not per item
per year
Money Order$2
Bill Payment Stop Payment$10
Stop Payment on Treasurer’s CheckNo charge
Stop Payment order$10
Checking Account – check copy$5

Digital & Electronic

Bill Pay Expedited Payment$9.95
Not compared: Per-item charge, not monthly
per item
Bill Pay ServiceNo charge

Cash & Deposit

Coin Machine Use - MemberNo charge

Account Services

Notary ServiceNo charge
Safe Deposit Box 10 x 10$150
Safe Deposit Box 3 x 10$65
Safe Deposit Box 3 x 5$35
Safe Deposit Box 5 x 10$100
Safe Deposit Box 5 x 5$50
Tax/Levy/Garnishment$50

Fee	Amount	Basis	Note
Account Maintenance
Dormant Checking Account after 365 days	$2	per month	None
Account Reconciliation, if Member error, per hr	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds (NSF/Uncollected) per item	$25	per item	None
Miscellaneous Fees Return Check charge	$6	Not stated	None
NSF / Returned Item	$5	per item	None
Overdraft (OD) Protection Transfer Fee	$2	Not stated	None
ATM & Card
First Replacement Card	No charge	Not stated	None
Replacement ATM/Debit Card after 1 free	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Incoming Domestic Wire	No chargeNot compared: Annual charge, not per item	per year	None
Outgoing International Wire	$35	Not stated	None
Incoming International Wire	No charge	Not stated	None
Check Services
Treasurer’s check	No chargeNot compared: Annual charge, not per item	per year	None
Money Order	$2	Not stated	None
Bill Payment Stop Payment	$10	Not stated	None
Stop Payment on Treasurer’s Check	No charge	Not stated	None
Stop Payment order	$10	Not stated	None
Checking Account – check copy	$5	Not stated	None
Digital & Electronic
Bill Pay Expedited Payment	$9.95Not compared: Per-item charge, not monthly	per item	None
Bill Pay Service	No charge	Not stated	None
Cash & Deposit
Coin Machine Use - Member	No charge	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Safe Deposit Box 10 x 10	$150	Not stated	None
Safe Deposit Box 3 x 10	$65	Not stated	None
Safe Deposit Box 3 x 5	$35	Not stated	None
Safe Deposit Box 5 x 10	$100	Not stated	None
Safe Deposit Box 5 x 5	$50	Not stated	None
Tax/Levy/Garnishment	$50	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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