Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

C & R Federal Credit Union

Clay Center, KansasCredit UnionKansas City Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly service charge$5Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft$25Within the typical range ($25–$33 nationally)
$5 below the national median$2 below the Kansas median
Source
NSF$25Within the typical range ($25–$32 nationally)
$5 below the national medianAt the Kansas median
Source

Check ServicesVerified

Stop Payment$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Kansas median
Source

Cash & DepositVerified

Deposited Item Return$25Within the typical range ($8–$25 nationally)
$10 above the national median$15 above the Kansas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly service charge	$5Within the typical range ($4–$10 nationally)	$1 below the national median$0.98 below the Kansas median	per month	—	Source
Overdraft & NSFVerified
Overdraft	$25Within the typical range ($25–$33 nationally)	$5 below the national median$2 below the Kansas median	—	—	Source
NSF	$25
Check ServicesVerified
Stop Payment	$20Within the typical range ($20–$30 nationally)	$7.50 below the national median$5 below the Kansas median	—	—	Source
Cash & DepositVerified
Deposited Item Return	$25Within the typical range ($8–$25 nationally)	$10 above the national median$15 above the Kansas median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

5 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$4.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$4.3M

Total deposits

$3.8M

Service charge income (year to date)

$6K

Fee income ratio

3.6%

Return on assets

0.13%

Financial profile · Pro

Performance from regulator filings

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Based on 65,408 published fee entries from 3,595 institutions

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