P.I.A.S. Federal Credit Union

Headquarters: Brentwood, Tennessee
Charter: Credit Union
Assets: $4.2M
Fed district: Atlanta

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
P.I.A.S. Federal Credit Union: $30
P.I.A.S. Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
P.I.A.S. Federal Credit Union: $20
P.I.A.S. Federal Credit Union: $20
U.S. median: no median
Stop Payment
P.I.A.S. Federal Credit Union: $20
P.I.A.S. Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from P.I.A.S. Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$10
per month
Excessive withdrawals (over 2 per month)$10
per item
Incorrect Address Fee$10

Overdraft & NSF

NSF ACH$30
per item
NSF Draft$30
per item
NSF POS$30
per item
Overdraft Transfer Fee$10
per item

Wire Transfers

Outgoing Wire Transfer Fee$20
per item

Check Services

Stop Payment Fee$20
per item
Draft Copies$5
per item

Account Services

Verification of deposits$10

Lending Fees

Loan Origination Fee$20
per item

Other Fees

Statement Copies$5
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	per month	None
Excessive withdrawals (over 2 per month)	$10	per item	None
Incorrect Address Fee	$10	Not stated	None
Overdraft & NSF
NSF ACH	$30	per item	None
NSF Draft	$30	per item	None
NSF POS	$30	per item	None
Overdraft Transfer Fee	$10	per item	None
Wire Transfers
Outgoing Wire Transfer Fee	$20	per item	None
Check Services
Stop Payment Fee	$20	per item	None
Draft Copies	$5	per item	None
Account Services
Verification of deposits	$10	Not stated	None
Lending Fees
Loan Origination Fee	$20	per item	None
Other Fees
Statement Copies	$5Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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