East Texas Professional Federal Credit Union

Headquarters: Longview, Texas
Charter: Credit Union
Assets: $1.4B
Fed district: Dallas
Regulator: NCUA

Explore Hamilton View published fees

Compared with the U.S.

2 of 16

compared fees are above the median.

12 below, 2 about the same.

About the same: within 1% of the median.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
of 16 compared; 12 below, 2 about the same
See the fees
Fee schedule read Nov 4, 2026

How these figures are measured

Call-report figures are for East Texas Professional Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	East Texas Professional Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Nov 4, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: East Texas Professional Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $4.2M in Q2 2026, 7.7% above the same quarter a year earlier ($3.9M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
2 of 16 compared published fees sit above the U.S. median; 12 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
East Texas Professional Federal Credit Union: $10
East Texas Professional Federal Credit Union: $10
U.S. median: $302,859 publish
Monthly Maintenance
Compared at $6.75, the middle of its prices
East Texas Professional Federal Credit Union: $5 to $10
East Texas Professional Federal Credit Union: $5 to $10
U.S. median: $71,900 publish
Non-Network ATM
East Texas Professional Federal Credit Union: $1
East Texas Professional Federal Credit Union: $1
U.S. median: $1.501,650 publish

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 3.7% from Q3 2025 to Q2 2026, to $4.2M.

Fee income, Q2 2026

$4.2M

$4.0MQ3 2025

$4.2MQ4 2025

$4.0MQ1 2026

$4.2MQ2 2026

Against the median (U.S. for fees)

Non‑network ATM$1 / $1.50
Monthly maintenance$6.75* / $7

East Texas Professional Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $5 to $10; we compare the midpoint.

Which fees make up most of fee income, and has that mix changed?

Among its peers

East Texas Professional Federal Credit Union · $1.4B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$1.4B to $1.5B in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
East Texas Professional Federal Credit Union(this institution)	Longview, TX	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Amoco Federal Credit Union	Texas City, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Avadian Federal Credit Union	Birmingham, AL	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Centris Federal Credit Union	Omaha, NE	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Community Credit Union of Florida	Rockledge, FL	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Financial Federal Credit Union	Plymouth, MI	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union West	Glendale, AZ	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Directions Federal Credit Union	Toledo, OH	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Educational Systems Federal Credit Union	Greenbelt, MD	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Commonwealth Federal Credit Union	Lehigh Valley, PA	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Great Lakes Federal Credit Union	Bannockburn, IL	$1.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Launch Credit Union	Merritt Island, FL	$1.4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Leaders Credit Union	Jackson, TN	$1.4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Listerhill Federal Credit Union	Sheffield, AL	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Multipli Federal Credit Union	Jefferson City, MO	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Neighbors Federal Credit Union	Baton Rouge, LA	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Onpath Federal Credit Union	Metairie, LA	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Park Federal Credit Union	Louisville, KY	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
S. C. State Federal Credit Union	Columbia, SC	$1.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Sandia Area Federal Credit Union	Albuquerque, NM	$1.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sharon & Crescent United Federal Credit Union	Sharon, MA	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sikorsky Financial Federal Credit Union	Stratford, CT	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Summit Federal Credit Union	Rochester, NY	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
U.S. Eagle Federal Credit Union	Albuquerque, NM	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
United States Senate Federal Credit Union	Alexandria, VA	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
University Of Michigan Federal Credit Union	Ann Arbor, MI	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.25 (16%) below the median of similar-sized credit unions.

Compared at $6.75, the middle of its four prices, against a peer median of $8 among 18 publishing peers.

Its four checking prices are $5, $6, $7.50 and $10.

$6.75 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

East Texas Professional F…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for East Texas Professional Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $4.2M
vs prior quarter: +$152K+3.8%; from Q1 2026
vs a year earlier: +$299K+7.7%; from Q2 2025
vs start of range: −$12K−0.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: East Texas Professional Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$4.2M	+$152K	+3.8%
Q1 2026	$4.0M	−$128K	−3.1%
Q4 2025	$4.2M	+$127K	+3.2%
Q3 2025	$4.0M	+$148K	+3.8%
Q2 2025	$3.9M	+$69K	+1.8%
Q1 2025	$3.8M	−$74K	−1.9%
Q4 2024	$3.9M	−$306K	−7.3%
Q3 2024	$4.2M	+$136K	+3.4%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from East Texas Professional Federal Credit Union’s own schedules, with a source for each figure.

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

Monthly Service Fee (audience not stated, treated as personal)$7.50
Inside the U.S. middle 50% ($5 to $10 nationally)
per month
Platinum Checking Monthly Service Fee$5
Inside the U.S. middle 50% ($5 to $10 nationally)
per month
Platinum Secure Checking Monthly Service Fee$6
Inside the U.S. middle 50% ($5 to $10 nationally)
per month
Priority Checking Monthly Service Fee$10
Inside the U.S. middle 50% ($5 to $10 nationally)
per month
Low Balance Fee(1) (single service / balance below $100)$1
Not compared: Quarterly charge, not monthly
per quarter
Account Closing(1) (within 90 days of opening)$5
Below the U.S. middle 50% ($10 to $25 nationally)
Account Services (research / reconciliation)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper statements available$3
Inside the U.S. middle 50% ($2 to $4.98 nationally)
per month

Overdraft & NSF

Insufficient Funds (5 fees max per share suffix each calendar day)$10
Below the U.S. middle 50% ($25 to $32 nationally)
per item
Overdraft Transfer Fee (from Share Savings)$1
Below the U.S. middle 50% ($2 to $5 nationally)
per item

ATM & Card

Withdrawals, Transfers at other ATM Locations$1
Inside the U.S. middle 50% ($1 to $2 nationally)
MasterCard® Debit Card Foreign Transaction Fee (audience not stated, treated as personal)1.1%of the transaction

Wire Transfers

U.S. Outgoing Wire Transfer$20
Inside the U.S. middle 50% ($20 to $25 nationally)
U.S. Incoming Wire Transfer$5
Inside the U.S. middle 50% ($5 to $15 nationally)

Check Services

Cashier Checks$5
Inside the U.S. middle 50% ($3 to $6 nationally)
Money Orders$1
Below the U.S. middle 50% ($2 to $3 nationally)
per item
Stop Payment$25
Inside the U.S. middle 50% ($20 to $30 nationally)
per item
Temporary Checks$2.50
Inside the U.S. middle 50% ($1 to $4 nationally)
per item · per 4 checks
Check Copy$2
Inside the U.S. middle 50% ($2 to $5 nationally)

Cash & Deposit

Coin Counter Fee9.9%

Account Services

Drilling of Box$300
Not compared: Box drilling or key fee
Replacement Key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10 X 22$80
Above the U.S. middle 50% ($32.50 to $60 nationally)
per year
Safe Deposit Box 18 X 10 X 22$100
Above the U.S. middle 50% ($32.50 to $60 nationally)
per year
Safe Deposit Box 3 X 10 X 22$30
Below the U.S. middle 50% ($32.50 to $60 nationally)
per year
Safe Deposit Box 3 X 5 X 22$15
Below the U.S. middle 50% ($32.50 to $60 nationally)
per year
Safe Deposit Box 5 X 10 X 22$50
Inside the U.S. middle 50% ($32.50 to $60 nationally)
per year
Levy / Garnishment Processing Fee$25
Below the U.S. middle 50% ($30 to $87.50 nationally)

Gift & Prepaid Cards

MasterCard® Gift Cards$2.50
Below the U.S. middle 50% ($3 to $4.95 nationally)
per item

Other Fees

Copy of Statement$2
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee (audience not stated, treated as personal)	$7.50Inside the U.S. middle 50% ($5 to $10 nationally)	per month	None
Platinum Checking Monthly Service Fee	$5Inside the U.S. middle 50% ($5 to $10 nationally)	per month	None
Platinum Secure Checking Monthly Service Fee	$6Inside the U.S. middle 50% ($5 to $10 nationally)	per month	None
Priority Checking Monthly Service Fee	$10Inside the U.S. middle 50% ($5 to $10 nationally)	per month	None
Low Balance Fee(1) (single service / balance below $100)	$1Not compared: Quarterly charge, not monthly	per quarter	None
Account Closing(1) (within 90 days of opening)	$5Below the U.S. middle 50% ($10 to $25 nationally)	Not stated	None
Account Services (research / reconciliation)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statements available	$3Inside the U.S. middle 50% ($2 to $4.98 nationally)	per month	None
Overdraft & NSF
Insufficient Funds (5 fees max per share suffix each calendar day)	$10Below the U.S. middle 50% ($25 to $32 nationally)	per item	None
Overdraft Transfer Fee (from Share Savings)	$1Below the U.S. middle 50% ($2 to $5 nationally)	per item	None
ATM & Card
Withdrawals, Transfers at other ATM Locations	$1Inside the U.S. middle 50% ($1 to $2 nationally)	Not stated	None
MasterCard® Debit Card Foreign Transaction Fee (audience not stated, treated as personal)	1.1%of the transaction	Not stated	None
Wire Transfers
U.S. Outgoing Wire Transfer	$20Inside the U.S. middle 50% ($20 to $25 nationally)	Not stated	None
U.S. Incoming Wire Transfer	$5Inside the U.S. middle 50% ($5 to $15 nationally)	Not stated	None
Check Services
Cashier Checks	$5Inside the U.S. middle 50% ($3 to $6 nationally)	Not stated	None
Money Orders	$1Below the U.S. middle 50% ($2 to $3 nationally)	per item	None
Stop Payment	$25Inside the U.S. middle 50% ($20 to $30 nationally)	per item	None
Temporary Checks	$2.50Inside the U.S. middle 50% ($1 to $4 nationally)	per item	per 4 checks
Check Copy	$2Inside the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
Cash & Deposit
Coin Counter Fee	9.9%	Not stated	None
Account Services
Drilling of Box	$300Not compared: Box drilling or key fee	Not stated	None
Replacement Key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10 X 22	$80Above the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Safe Deposit Box 18 X 10 X 22	$100Above the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Safe Deposit Box 3 X 10 X 22	$30Below the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Safe Deposit Box 3 X 5 X 22	$15Below the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Safe Deposit Box 5 X 10 X 22	$50Inside the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Levy / Garnishment Processing Fee	$25Below the U.S. middle 50% ($30 to $87.50 nationally)	Not stated	None
Gift & Prepaid Cards
MasterCard® Gift Cards	$2.50Below the U.S. middle 50% ($3 to $4.95 nationally)	per item	None
Other Fees
Copy of Statement	$2Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where East Texas Professional Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

22 offices in 1 state (June 30, 2026)

Each dot is one office.

This credit unionOther banks and credit unions

4 are shown at the middle of their town until the exact address is found.

Cities with the most offices

Longview, TX	6
Marshall, TX	2
Mt Pleasant, TX	2
Carthage, TX	1
Daingerfield, TX	1
Diana, TX	1
Gilmer, TX	1
Hallsville, TX	1

Largest competitors nearby

Local market: Gregg and Harrison counties, TX, around its headquarters.

28 in its local market	Deposit share
Texas Bank and Trust Company	31.8%
Austin Bank, Texas National Association	10.3%
VeraBank, National Association	9.6%
JPMorgan Chase Bank, National Association	9.6%
The Huntington National Bank	6.3%

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

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