27 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 23, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 23, 2026
Call-report figures are for Scenic Community Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Scenic Community Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 23, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $311K in Q2 2026, 2.0% above the same quarter a year earlier ($305K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income was about level from Q3 2025 to Q2 2026, at $311K.
$311K
Scenic Community Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Scenic Community Federal Credit Union · $164M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Scenic Community Federal Credit Union(this institution) | Hixson, TN | $164M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Best Reward Federal Credit Union | Brook Park, OH | $163M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Buckeye State Federal Credit Union | Akron, OH | $167M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Communities Of Abilene Federal Credit Union | Abilene, TX | $161M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Community Service Federal Credit Union | Huntsville, TX | $164M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Epic Federal Credit Union | Metairie, LA | $164M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fd Community Federal Credit Union | Waterbury, CT | $163M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Choice Federal Credit Union | West Palm Beach, FL | $161M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Four Points Federal Credit Union | Omaha, NE | $165M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Georgia Heritage Federal Credit Union | Savannah, GA | $163M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hello Federal Credit Union | Panama City, FL | $160M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Heritage Grove Federal Credit Union | Salem, OR | $167M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jefferson Parish Employees Federal Credit Union | Harahan, LA | $166M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Kings Federal Credit Union | Hanford, CA | $162M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Lincoln Maine Federal Credit Union | Lincoln, ME | $163M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Minnesota Power Employees Federal Credit Union | Duluth, MN | $162M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Pioneer Valley Federal Credit Union | Springfield, MA | $167M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Priority One Credit Union | Sunrise, FL | $162M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Shoreline Federal Credit Union | Two Rivers, WI | $160M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| South Bay Federal Credit Union | Redondo Beach, CA | $161M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southern Chautauqua Federal Credit Union | Lakewood, NY | $163M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Focus Federal Credit Union | Oklahoma City, OK | $163M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tulare County Federal Credit Union | Tulare, CA | $167M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Utah Heritage Federal Credit Union | Moroni, UT | $167M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wayne-Westland Federal Credit Union | Westland, MI | $161M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wymar Federal Credit Union | Geismar, LA | $165M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.50 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026.
Monthly maintenance fee in dollars, one mark per institution
Scenic Community Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026. Total assets from FDIC and NCUA records.
Call reports for Scenic Community Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $311K | +$14K | +4.7% |
| Q1 2026 | $297K | −$28K | −8.6% |
| Q4 2025 | $325K | +$12K | +3.8% |
| Q3 2025 | $313K | +$8K | +2.6% |
| Q2 2025 | $305K | +$23K | +8.2% |
| Q1 2025 | $282K | −$23K | −7.5% |
| Q4 2024 | $305K | +$32K | +11.7% |
| Q3 2024 | $273K | +$17K | +6.6% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Scenic Community Federal Credit Union’s own schedules, with a source for each figure.
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Share Account Closing Within 180 Days of Opening | $10 | Not stated | None |
| Account Reconciliation – per hour (1 hour minimum) | $10Not compared: Charged per hour; comparison unavailable | per hour | None |
| Car Fax | $17 | Not stated | None |
| Debit Card Dispute with Merchant/Filing Fee | $25 | Not stated | None |
| Paper Statement | $2 | Not stated | None |
| Money Manager Excessive Withdrawal Fee | $3 | per item | None |
| Returned Statement or Document Due to Incorrect Address | $5 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay (opt-in required) | $30 | Not stated | None |
| Check Return Item on SCCU Payments | $30 | Not stated | None |
| Share Draft – Non-Sufficient Funds | $30 | Not stated | None |
| Overdraft Transfer from Share to Share Draft | $5 | Not stated | None |
ATM & Card | |||
| Use of ATM Card at merchant or non-SCCU or non-Co-Op ATMs – per transaction | $2 | per item | None |
| Use of Visa Debit card at non-SCCU or non-Co-Op ATMs – per transaction | $2 | per item | None |
| Reissue any plastic card – Lost, stolen, or reissued due to card cancellation | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfer – Domestic (Individual) | $20 | Not stated | None |
| Incoming Wire Transfer – Domestic (Individual) | $10 | Not stated | None |
| Outgoing Wire Transfer – International (Individual) | $50 | Not stated | None |
| Incoming Wire Transfer – International (Individual) | $10 | Not stated | None |
Check Services | |||
| Cashier’s Checks (Each) | $5 | per item | None |
| Converting On-Us Check to SCCU Cashier Check | $10 | Not stated | None |
| Money Orders (Each) | $5 | per item | None |
| Request a Stop Payment | $20 | Not stated | None |
| Stop Payment – Share Draft or ACH | $30 | Not stated | None |
| Counter Checks (MICR Checks) | $2 | per item | None |
| Check Cashing (non-members, per on-us check) | $5 | Not stated | None |
| Photocopy – Per Item | $2 | per item | None |
Account Services | |||
| Notary Service on non-SCCU related mortgage documents | $25 | Not stated | None |
| Account Garnishment/Levy | $50 | Not stated | None |
| Mortgage Subordination Agreement Fee | $250 | Not stated | None |
| Verification of Deposit | $10 | Not stated | None |
Lending Fees | |||
| Loan Late Charge | 5%($5 minimum) | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Cards | $5 | Not stated | None |
Other Fees | |||
| Fax Transmission Local | $0.50 | per item | None |
| Midmonth Statement Printout | $1 | per item | None |
| Statement Copy – older than 3 months – per statement fee, plus applicable research fee | $1 | per item | None |
| Non-Member Consumer Loan Application (fee waived upon SCCU loan funding) | $25 | Not stated | None |
Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.