Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Bcbst Employees Federal Credit Union

Chattanooga, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Charge (Balance less than$25Above the typical range ($5–$10 nationally)

per year · Knox deterministic extraction from Rosetta artifact #2326. canonical_hint=dormant_account; text_hash=5b8671f0af4286abf33efa6e79e8a85b53db73c39d832200541d896243d3ecb2; excerpt="Dormant Account Charge (Balance less than $25 and more than 1 year with no activity) | $10.00 per year" · Source

Overdraft & NSFVerified

NSF Fees$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #2326. canonical_hint=nsf; text_hash=5b8671f0af4286abf33efa6e79e8a85b53db73c39d832200541d896243d3ecb2; excerpt="NSF Fees | $35.00" · Source

ATM & CardVerified

Re-Issue ATM / Mastercard Check Card$5Above the typical range ($1–$3 nationally)
$3.50 above the national median
Knox deterministic extraction from Rosetta artifact #2326. canonical_hint=atm_non_network; text_hash=5b8671f0af4286abf33efa6e79e8a85b53db73c39d832200541d896243d3ecb2; excerpt="Re-Issue ATM / Mastercard Check Card | $5.00" · Source

Wire TransfersVerified

Incoming Wire Transfers$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2326. canonical_hint=wire_domestic_incoming; text_hash=5b8671f0af4286abf33efa6e79e8a85b53db73c39d832200541d896243d3ecb2; excerpt="Incoming Wire Transfers | $10.00" · Source
Outgoing Wire Transfers$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2326. canonical_hint=wire_domestic_outgoing; text_hash=5b8671f0af4286abf33efa6e79e8a85b53db73c39d832200541d896243d3ecb2; excerpt="Outgoing Wire Transfers | $20.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Charge (Balance less than	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per year	Knox deterministic extraction from Rosetta artifact #2326. canonical_hint=dormant_account; text_hash=5b8671f0af4286abf33efa6e79e8a85b53db73c39d832200541d896243d3ecb2; excerpt="Dormant Account Charge (Balance less than $25 and more than 1 year with no activity) \| $10.00 per year"	Source
Overdraft & NSFVerified
NSF Fees	$35Above the typical range ($25–$32 nationally)	$6 above the national median	—	Knox deterministic extraction from Rosetta artifact #2326. canonical_hint=nsf; text_hash=5b8671f0af4286abf33efa6e79e8a85b53db73c39d832200541d896243d3ecb2; excerpt="NSF Fees \| $35.00"	Source
ATM & CardVerified
Re-Issue ATM / Mastercard Check Card	$5Above the typical range ($1–$3 nationally)	$3.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2326. canonical_hint=atm_non_network; text_hash=5b8671f0af4286abf33efa6e79e8a85b53db73c39d832200541d896243d3ecb2; excerpt="Re-Issue ATM / Mastercard Check Card \| $5.00"	Source
Wire TransfersVerified
Incoming Wire Transfers	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2326. canonical_hint=wire_domestic_incoming; text_hash=5b8671f0af4286abf33efa6e79e8a85b53db73c39d832200541d896243d3ecb2; excerpt="Incoming Wire Transfers \| $10.00"	Source
Outgoing Wire Transfers	$20

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 5 — leaner than most institutions

Verified fees

Under review

Assets

$8.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.3M

Total deposits

$6.2M

Service charge income (year to date)

$33K

Fee income ratio

13.4%

Return on assets

0.82%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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