Us Community Federal Credit Union

Headquarters: Nashville, Tennessee
Charter: Credit Union
Assets: $345.7M
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Us Community Federal Credit Union: $3
Us Community Federal Credit Union: $3
U.S. median: no median
Overdraft (OD)
Us Community Federal Credit Union: $35
Us Community Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Us Community Federal Credit Union: $35
Us Community Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Us Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$3
per month
Early Account Closing Fee$25
one time
Inactive Account Fee$5
per month
Account Research$25
Monthly or Quarterly Paper Statements$3
per month

Overdraft & NSF

Courtesy Pay Fee$35
per item
Nonsufficient Funds Fee$35
per item
Returned Item Fee$35
per item

ATM & Card

ATM/Debit Card/PIN Rush Order$50
per item

Wire Transfers

Outgoing Wire Transfer - Domestic$15
per transaction

Check Services

Cashier's Check$5
per item
Cashier's Check non-member$10
per item
Teller Check Fee$5
per item
Money Order$3
per item
Stop Payment Fee$35
per item
Foreign Check/Money Order Collection Fee$25
per item

Digital & Electronic

Same Day ACH Origination Fee$5
Unauthorized ACH Origination Fee$35

Cash & Deposit

Coin Counting (audience not stated, treated as personal)5%

Account Services

Notary service Fee$10
per item

Retirement & IRA

IRA Transfer$25
Not compared: One-time charge, not annual
one time
IRA Closure$25
one time

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$3	per month	None
Early Account Closing Fee	$25	one time	None
Inactive Account Fee	$5	per month	None
Account Research	$25	Not stated	None
Monthly or Quarterly Paper Statements	$3	per month	None
Overdraft & NSF
Courtesy Pay Fee	$35	per item	None
Nonsufficient Funds Fee	$35	per item	None
Returned Item Fee	$35	per item	None
ATM & Card
ATM/Debit Card/PIN Rush Order	$50	per item	None
Wire Transfers
Outgoing Wire Transfer - Domestic	$15	per transaction	None
Check Services
Cashier's Check	$5	per item	None
Cashier's Check non-member	$10	per item	None
Teller Check Fee	$5	per item	None
Money Order	$3	per item	None
Stop Payment Fee	$35	per item	None
Foreign Check/Money Order Collection Fee	$25	per item	None
Digital & Electronic
Same Day ACH Origination Fee	$5	Not stated	None
Unauthorized ACH Origination Fee	$35	Not stated	None
Cash & Deposit
Coin Counting (audience not stated, treated as personal)	5%	Not stated	None
Account Services
Notary service Fee	$10	per item	None
Retirement & IRA
IRA Transfer	$25Not compared: One-time charge, not annual	one time	None
IRA Closure	$25	one time	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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