Lakeside Federal Credit Union

Headquarters: New Johnsonville, Tennessee
Charter: Credit Union
Assets: $44.7M
Fed district: St. Louis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lakeside Federal Credit Union: $35
Lakeside Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Lakeside Federal Credit Union: $35
Lakeside Federal Credit Union: $35
U.S. median: no median
Stop Payment
Compared at $15, the middle of its prices
Lakeside Federal Credit Union: $10 to $20
Lakeside Federal Credit Union: $10 to $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lakeside Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure if Closed Within 90 Days of Opening (Member or Credit Union Request)$25
Dormancy (After 2 years) Quarterly - Contact member first - IRA Exempt$25
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

POS (Member is Opted In under Courtesy Pay)$35
Each insufficient fund or return check$35
per item
Returned Check Fee (not-on-us checks)$35

ATM & Card

Replacement Debit Card (Lost/Stolen)$15

Check Services

Cashier Checks (1 free per month)$2
Stop Payment$20
Stop payment charge$10
Check cashing fee (non-member)$5
Check Copies$5

Digital & Electronic

Bill PayNo charge

Account Services

Levy/Garnishment$50
Verification of Deposit (Charge Bank)$10

Lending Fees

UCC Release Fee$15

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Copies of statement (First 3 months are Free)$5
Fax Charge Incoming & Outgoing (Not Credit Union Related)$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Account Closure if Closed Within 90 Days of Opening (Member or Credit Union Request)	$25	Not stated	None
Dormancy (After 2 years) Quarterly - Contact member first - IRA Exempt	$25Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
POS (Member is Opted In under Courtesy Pay)	$35	Not stated	None
Each insufficient fund or return check	$35	per item	None
Returned Check Fee (not-on-us checks)	$35	Not stated	None
ATM & Card
Replacement Debit Card (Lost/Stolen)	$15	Not stated	None
Check Services
Cashier Checks (1 free per month)	$2	Not stated	None
Stop Payment	$20	Not stated	None
Stop payment charge	$10	Not stated	None
Check cashing fee (non-member)	$5	Not stated	None
Check Copies	$5	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Account Services
Levy/Garnishment	$50	Not stated	None
Verification of Deposit (Charge Bank)	$10	Not stated	None
Lending Fees
UCC Release Fee	$15	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Copies of statement (First 3 months are Free)	$5	Not stated	None
Fax Charge Incoming & Outgoing (Not Credit Union Related)	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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