Worcester Fire Dept. Federal Credit Union

Headquarters: Worcester, Massachusetts
Charter: Credit Union
Assets: $47.1M
Fed district: Boston

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Worcester Fire Dept. Federal Credit Union: $25
Worcester Fire Dept. Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Worcester Fire Dept. Federal Credit Union: $15
Worcester Fire Dept. Federal Credit Union: $15
U.S. median: no median
Stop Payment
Worcester Fire Dept. Federal Credit Union: $20
Worcester Fire Dept. Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Worcester Fire Dept. Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Research/Reconciliation/Copies$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF Fee (Returned Check)$25
Overdraft Transfer Fee$4

ATM & Card

ATM Withdrawals (excess of 5 per month)$1
Not compared: Monthly charge, not per item
per month
Card Replacement Fee$10

Wire Transfers

Domestic Wire Transfer$15
International Wire Transfer$30

Check Services

Stop Payment Request$20

Digital & Electronic

Online Bill PaymentNo charge

Cash & Deposit

Deposited Check Returned$7.23

Account Services

Notary ServiceNo charge
Safe Deposit Box 10″x10″$110
Safe Deposit Box 3″x10″$45
Safe Deposit Box 5″x10″$65

Other Fees

Copy of Statement$2

Fee	Amount	Basis	Note
Account Maintenance
Account Research/Reconciliation/Copies	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF Fee (Returned Check)	$25	Not stated	None
Overdraft Transfer Fee	$4	Not stated	None
ATM & Card
ATM Withdrawals (excess of 5 per month)	$1Not compared: Monthly charge, not per item	per month	None
Card Replacement Fee	$10	Not stated	None
Wire Transfers
Domestic Wire Transfer	$15	Not stated	None
International Wire Transfer	$30	Not stated	None
Check Services
Stop Payment Request	$20	Not stated	None
Digital & Electronic
Online Bill Payment	No charge	Not stated	None
Cash & Deposit
Deposited Check Returned	$7.23	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Safe Deposit Box 10″x10″	$110	Not stated	None
Safe Deposit Box 3″x10″	$45	Not stated	None
Safe Deposit Box 5″x10″	$65	Not stated	None
Other Fees
Copy of Statement	$2	Not stated	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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