Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Worcester Fire Dept. Federal Credit Union

Worcester, MassachusettsCredit UnionBoston Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Reconciliation/Copies$10Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

NSF Fee (Returned Check)$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source
Overdraft Transfer Fee$4Within the typical range ($3–$5 nationally)
$1 below the national median
Source

ATM & CardVerified

ATM Withdrawals (excess of 5 per month)$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
per month · Source
Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Reconciliation/Copies	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Overdraft & NSFVerified
NSF Fee (Returned Check)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	—	Source
Overdraft Transfer Fee	$4
ATM & CardVerified
ATM Withdrawals (excess of 5 per month)	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	per month	—	Source
Card Replacement Fee	$10
Check ServicesVerified
Stop Payment Request	$20Within the typical range ($20–$30 nationally)	$6 below the national median	—	—	Source
Digital & ElectronicVerified
Online Bill Payment	$0Within the typical range ($0–$11.48 nationally)	$4.97 below the national median	—	—	Source
Cash & DepositVerified
Deposited Check Returned	$7.23Below the typical range ($10–$25 nationally)	$7.77 below the national median	—	—	Source
Account ServicesVerified
Notary Service	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	—	Source
Other FeesVerified
Copy of Statement	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 10 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$47.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$47.1M

Total deposits

$40.9M

Service charge income (year to date)

$49K

Fee income ratio

5.4%

Return on assets

0.85%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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