Neighborhood Federal Credit Union

Headquarters: Dallas, Texas
Charter: Credit Union
Assets: $1.1B
Fed district: Dallas

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Priority Checking $11.99 · Fresh Start Checking $20
Compared at $16.00, the middle of its prices
Neighborhood Federal Credit Union: $11.99 to $20
Neighborhood Federal Credit Union: $11.99 to $20
U.S. median: no median
Overdraft (OD)
Neighborhood Federal Credit Union: $34
Neighborhood Federal Credit Union: $34
U.S. median: no median
NSF / Returned Item
Neighborhood Federal Credit Union: $34
Neighborhood Federal Credit Union: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Neighborhood Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking Monthly service charge$20
per month
Priority Checking Monthly service charge$11.99
per month
Minimum Balance Fee$10
per month
Account Reconciling/Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Debit Card Chargeback Fee$37
Paper Statement Fee$4.95
Excess Withdrawal(s) Fee$12
per transaction
Excessive Withdrawal(s) Fee$12
per transaction
Undeliverable Statement Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay ACH or Check Item$34
per item
Courtesy Pay ATM or VISA Debit Card$34
per item
Returned Check or ACH NSF$34
per item

ATM & Card

ATM Withdrawal/Inquiry$1.95
per item
Debit Card Replacement$8
per item

Wire Transfers

Domestic Wire Transfer (Outgoing)$30
per item
Domestic Wire Transfer (Incoming)$10
per item
International Wire Transfer (Outgoing)$45
per item
International Wire Transfer (Incoming)$10
per item

Check Services

Official Check$10
per item
Zelle®/Stop Payment$34
per item
Non-member (on-us) Check Cashing$8
per item
Foreign Check Held for Collection$40
per item

Digital & Electronic

Bill Pay Fee$5.95
per month

Account Services

Change Lock/Box Drilling$200
Not compared: Box drilling or key fee
Safe Deposit Box$175
per year
Size: 3x10$85
per year
Size: 3x5$55
per year
Size: 5x10$125
per year
Garnishment$100
per item
Tax Levy Fee$100
Verification of Deposit$15

Other Fees

Statement Copy$5
per item
Boat Loan Documentation Fee$130
Collateralized Loan Documentation Fee$75
per item
Returned Loan Payment Fee$34
per item

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking Monthly service charge	$20	per month	None
Priority Checking Monthly service charge	$11.99	per month	None
Minimum Balance Fee	$10	per month	None
Account Reconciling/Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Debit Card Chargeback Fee	$37	Not stated	None
Paper Statement Fee	$4.95	Not stated	None
Excess Withdrawal(s) Fee	$12	per transaction	None
Excessive Withdrawal(s) Fee	$12	per transaction	None
Undeliverable Statement Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay ACH or Check Item	$34	per item	None
Courtesy Pay ATM or VISA Debit Card	$34	per item	None
Returned Check or ACH NSF	$34	per item	None
ATM & Card
ATM Withdrawal/Inquiry	$1.95	per item	None
Debit Card Replacement	$8	per item	None
Wire Transfers
Domestic Wire Transfer (Outgoing)	$30	per item	None
Domestic Wire Transfer (Incoming)	$10	per item	None
International Wire Transfer (Outgoing)	$45	per item	None
International Wire Transfer (Incoming)	$10	per item	None
Check Services
Official Check	$10	per item	None
Zelle®/Stop Payment	$34	per item	None
Non-member (on-us) Check Cashing	$8	per item	None
Foreign Check Held for Collection	$40	per item	None
Digital & Electronic
Bill Pay Fee	$5.95	per month	None
Account Services
Change Lock/Box Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$175	per year	None
Size: 3x10	$85	per year	None
Size: 3x5	$55	per year	None
Size: 5x10	$125	per year	None
Garnishment	$100	per item	None
Tax Levy Fee	$100	Not stated	None
Verification of Deposit	$15	Not stated	None
Other Fees
Statement Copy	$5	per item	None
Boat Loan Documentation Fee	$130	Not stated	None
Collateralized Loan Documentation Fee	$75	per item	None
Returned Loan Payment Fee	$34	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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