Compared with Texas
21 of 23
compared fees are above the median.
2 below, 0 about the same.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
98th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Texas median
of 23 compared; 2 below, 0 about the same
See the feesFee schedule read Feb 17, 2026
Call-report figures are for Neighborhood Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Texas median | Published fees above the Texas median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Neighborhood Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Feb 17, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 20% of revenue, above the 6.6% median of 452 credit unions with $1B to $10B in assets (98th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $4.1M in Q2 2026, 14% below the same quarter a year earlier ($4.7M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
21 of 23 compared published fees sit above the Texas median; 2 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Texas medians for fees published by banks and credit unions.
Monthly Maintenance
Priority Checking $11.99 · Fresh Start Checking $20
Compared at $16.00, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 24% from Q3 2025 to Q2 2026, to $4.1M. Its share of revenue, 20%, is above the 6.6% median for credit unions with $1B to $10B in assets.
$4.1M
Neighborhood Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $11.99 to $20; we compare the midpoint.
Neighborhood Federal Credit Union · $1.1B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Neighborhood Federal Credit Union(this institution) | Dallas, TX | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| 1St Advantage Federal Credit Union | Newport News, VA | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Abbott Laboratories Federal Credit Union | Gurnee, IL | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Alliance Federal Credit Union | Lubbock, TX | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Atlantic Regional Federal Credit Union | South Portland, ME | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Blupeak Federal Credit Union | San Diego, CA | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Community 1St Federal Credit Union | Ottumwa, IA | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Family Security Federal Credit Union | Decatur, AL | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Source Federal Credit Union | New Hartford, NY | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Fivepoint Federal Credit Union | Nederland, TX | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hawaiian Financial Federal Credit Union | Honolulu, HI | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hfs Federal Credit Union | Hilo, HI | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Justice Federal Credit Union | Chantilly, VA | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Kirtland Federal Credit Union | Albuquerque, NM | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lafcu Federal Credit Union | Lansing, MI | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Marine Federal Credit Union | La Crosse, WI | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Michigan Educational Federal Credit Union | Plymouth, MI | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| North Country Federal Credit Union | Burlington, VT | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Peach State Federal Credit Union | Lawrenceville, GA | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Radiant Federal Credit Union | Gainesville, FL | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Raiz Federal Credit Union | El Paso, TX | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Salal Federal Credit Union | Seattle, WA | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Topline Financial Federal Credit Union | Maple Grove, MN | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Utah Power Federal Credit Union | Murray, UT | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Velocity Federal Credit Union | Austin, TX | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Vermont Federal Credit Union | So Burlington, VT | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $16, the middle of its two prices, against a peer median of $6.25 among 10 publishing peers.
Its two checking prices are $11.99 and $20.
$16 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for Neighborhood Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $4.1M | +$293K | +7.8% |
| Q1 2026 | $3.8M | −$410K | −9.8% |
| Q4 2025 | $4.2M | −$1.2M | −21.9% |
| Q3 2025 | $5.3M | +$645K | +13.7% |
| Q2 2025 | $4.7M | +$798K | +20.5% |
| Q1 2025 | $3.9M | −$661K | −14.5% |
| Q4 2024 | $4.6M | −$58K | −1.3% |
| Q3 2024 | $4.6M | −$267K | −5.5% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Neighborhood Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Neighborhood Federal Credit Union by share.
Amounts from Neighborhood Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Fresh Start Checking Monthly service charge | $20Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Priority Checking Monthly service charge | $11.99Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Minimum Balance Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Reconciling/Research Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Debit Card Chargeback Fee | $37Above the U.S. middle 50% ($6.63 to $25 nationally) | Not stated | None |
| Paper Statement Fee | $4.95Inside the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
| Excess Withdrawal(s) Fee | $12Above the U.S. middle 50% ($3 to $10 nationally) | per transaction | None |
| Excessive Withdrawal(s) Fee | $12Above the U.S. middle 50% ($3 to $10 nationally) | per transaction | None |
| Undeliverable Statement Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Courtesy Pay ACH or Check Item | $34Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Courtesy Pay ATM or VISA Debit Card | $34Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Returned Check or ACH NSF | $34Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
ATM & Card | |||
| ATM Withdrawal/Inquiry | $1.95Inside the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Debit Card Replacement | $8Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
Wire Transfers | |||
| Domestic Wire Transfer (Outgoing) | $30Above the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Domestic Wire Transfer (Incoming) | $10Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| International Wire Transfer (Outgoing) | $45Inside the U.S. middle 50% ($40 to $50 nationally) | per item | None |
| International Wire Transfer (Incoming) | $10Inside the U.S. middle 50% ($10 to $25 nationally) | per item | None |
Check Services | |||
| Official Check | $10Above the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Zelle®/Stop Payment | $34Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Non-member (on-us) Check Cashing | $8Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Foreign Check Held for Collection | $40Above the U.S. middle 50% ($10 to $26 nationally) | per item | None |
Digital & Electronic | |||
| Bill Pay Fee | $5.95Inside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
Account Services | |||
| Change Lock/Box Drilling | $200Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box | $175Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Size: 3x10 | $85Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Size: 3x5 | $55Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Size: 5x10 | $125Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Garnishment | $100Above the U.S. middle 50% ($30 to $87.50 nationally) | per item | None |
| Tax Levy Fee | $100Above the U.S. middle 50% ($30 to $87.50 nationally) | Not stated | None |
| Verification of Deposit | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Other Fees | |||
| Statement Copy | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Boat Loan Documentation Fee | $130Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Collateralized Loan Documentation Fee | $75Above the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
| Returned Loan Payment Fee | $34Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Neighborhood Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
17 offices in 1 state (June 30, 2026)
Each dot is one office.
4 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Dallas, TX | 3 |
| Anna, TX | 1 |
| Arlington, TX | 1 |
| Coppell, TX | 1 |
| Duncanville, TX | 1 |
| Forney, TX | 1 |
| Grand Prairie, TX | 1 |
| Highland Village, TX | 1 |
Largest competitors nearby
Local market: Dallas, Collin and Denton counties, TX, around its headquarters.
| 186 in its local market | Deposit share |
|---|---|
| Charles Schwab Bank, SSB | 34.8% |
| Bank of America, National Association | 22.7% |
| JPMorgan Chase Bank, National Association | 13.5% |
| Charles Schwab Premier Bank, SSB | 3.8% |
| Wells Fargo Bank, National Association | 2.3% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.