Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Neighborhood Federal Credit Union

Dallas, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciling/Research Fee$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay ATM or VISA Debit Card$34Above the typical range ($25–$32 nationally)
$4 above the national median
per item · Source
Returned Check or ACH NSF$34Above the typical range ($25–$31 nationally)
$4 above the national median
per item · Source

ATM & CardVerified

Debit Card Chargeback Fee$37Above the typical range ($8.75–$25 nationally)
$27 above the national median
Source
Debit Card Replacement$8Within the typical range ($5–$10 nationally)
$2 below the national median
Source

Wire TransfersVerified

Domestic Wire Transfer (Incoming)$10Within the typical range ($5–$15 nationally)
At the national median
Source
Domestic Wire Transfer (Outgoing)$30Above the typical range ($20–$25 nationally)
$5 above the national median
Source

Check ServicesVerified

Non-member (on-us) Check Cashing$8Within the typical range ($5–$10 nationally)
$3 above the national median
per item · Source
Official Check$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
per item · Source
Zelle®/Stop Payment$34Above the typical range ($20–$30 nationally)
$8 above the national median
Source

Account ServicesVerified

(See Truth-in-Savings Disclosure for requirements.) | Size: 10x10$175Above the typical range ($25–$80 nationally)
$130 above the national median
per year · Source
Garnishment$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
Size: 3x10$85Above the typical range ($25–$80 nationally)
$40 above the national median
per year · Source
Size: 3x5$55Within the typical range ($25–$80 nationally)
$10 above the national median
per year · Source
Size: 5x10$125Above the typical range ($25–$80 nationally)
$80 above the national median
per year · Source
Verification of Deposit$15Within the typical range ($10–$15 nationally)
$5 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciling/Research Fee	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Minimum Balance Fee	$10Within the typical range ($3–$10 nationally)	$5 above the national median	per month	—	Source
Paper Statement Fee	$4.95Within the typical range ($2–$5 nationally)	$1.95 above the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay ATM or VISA Debit Card	$34Above the typical range ($25–$32 nationally)	$4 above the national median	per item	—	Source
Returned Check or ACH NSF	$34
ATM & CardVerified
Debit Card Chargeback Fee	$37Above the typical range ($8.75–$25 nationally)	$27 above the national median	—	—	Source
Debit Card Replacement	$8
Wire TransfersVerified
Domestic Wire Transfer (Incoming)	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Domestic Wire Transfer (Outgoing)	$30
Check ServicesVerified
Non-member (on-us) Check Cashing	$8Within the typical range ($5–$10 nationally)	$3 above the national median	per item	—	Source
Official Check	$10
Digital & ElectronicVerified
per month \| Bill Pay Fee	$5.95Within the typical range ($0–$11.48 nationally)	$0.98 above the national median	per month	—	Source
Account ServicesVerified
(See Truth-in-Savings Disclosure for requirements.) \| Size: 10x10	$175Above the typical range ($25–$80 nationally)	$130 above the national median	per year	—	Source
Garnishment	$100
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$34

Overdraft fee: $34

13% above the national median overdraft fee

Total fees: 20 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$1.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.1B

Total deposits

$998.1M

Service charge income (year to date)

$7.8M

Fee income ratio

19.6%

Return on assets

0.66%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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