Vatat Federal Credit Union

Headquarters: Austin, Texas
Charter: Credit Union
Assets: $11.0M
Fed district: Dallas

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
SHARE DRAFT ACCOUNT (Checking)
Vatat Federal Credit Union: $5
Vatat Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Vatat Federal Credit Union: $28
Vatat Federal Credit Union: $28
U.S. median: no median
Wire Transfer (Domestic Out)
Vatat Federal Credit Union: $15
Vatat Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Vatat Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$5
per month
Closed Account (within 90 days of opening)$10
Dormant Account$5
Account Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour
Monthly Paper Statements$3
per month
Return Statement$3
Not compared: Charged per statement; comparison unavailable
per statement · Return Statement | $3.00/statement

Overdraft & NSF

NSF$28
per item

Wire Transfers

Wire Transfer (Outgoing)$15

Check Services

Stop Payment – Check or ACH$25
per item
Check Copies$8
per item

Other Fees

Statement Copy$2
per item
Skip-A-Payment$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$5	per month	None
Closed Account (within 90 days of opening)	$10	Not stated	None
Dormant Account	$5	Not stated	None
Account Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly Paper Statements	$3	per month	None
Return Statement	$3Not compared: Charged per statement; comparison unavailable	per statement	Return Statement \| $3.00/statement
Overdraft & NSF
NSF	$28	per item	None
Wire Transfers
Wire Transfer (Outgoing)	$15	Not stated	None
Check Services
Stop Payment – Check or ACH	$25	per item	None
Check Copies	$8	per item	None
Other Fees
Statement Copy	$2	per item	None
Skip-A-Payment	$25	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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