vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.98 below the Michigan median
per month · Source
$8 above the national median$8.02 above the Michigan median
per month · Source
$5 above the national median$5 above the Michigan median
$118 above the national median$117.50 above the Michigan median
one time · Source
$47.50 above the national median$42.50 above the Michigan median
per year · Source
$52.50 above the national median$47.50 above the Michigan median
one time · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.98 below the Michigan median | per month | — | Source |
| Monthly Service Fee | $14Above the typical range ($4–$10 nationally) | $8 above the national median$8.02 above the Michigan median | per month | — | Source |
| Inactivity Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | — | — | Source |
Lending FeesVerified | |||||
| Underwriting fee | $150Above the typical range ($20.08–$71.25 nationally) | $118 above the national median$117.50 above the Michigan median | one time | — | Source |
Other FeesVerified | |||||
| Home Equity Line of Credit annual fee | $85Within the typical range ($25–$100 nationally) | $47.50 above the national median$42.50 above the Michigan median | per year | — | Source |
| Property tax service fee | $90 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees published
1 of 15
Published fees
6
Under review
0
Assets
$1.3B
Work at First State Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.3B
Total deposits
$1.2B
Service charge income
$473K
Fee income ratio
3.2%
Return on assets
1.26%
Branches
11
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $52.50 above the national median$47.50 above the Michigan median |
| one time |
| — |
| Source |