BankSouth

Headquarters: Greensboro, Georgia
Charter: Bank
Assets: $1.6B
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a minimum daily balance of $5,000 or more.
BankSouth: $8
BankSouth: $8
U.S. median: no median
Overdraft (OD)
BankSouth: $20
BankSouth: $20
U.S. median: no median
NSF / Returned Item
BankSouth: $20
BankSouth: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from BankSouth’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee$8
per month
Account Research/Reconciliation$25
varies · $25 per hour + $3 per copy
Monthly paper statement fee$5
per month

Overdraft & NSF

Overdraft Item Fee$20
per item
Returned Item Fee$20
per item

ATM & Card

Transfers (Checking/Savings) at ATM not owned by BankSouth (includes international)$2
Withdrawals at ATM not owned by BankSouth (includes international)$3
Replacement Debit Card$6

Wire Transfers

Wire Transfers - Outgoing Domestic$30
Wire Transfers - Incoming$15
Wire Transfers - Outgoing International$50

Check Services

Official Checks$10
Money Orders$7
Stop Payment$30
per item
Counter Checks$5
per item · $5 for page of 4 checks + $1 for additional page

Digital & Electronic

Expedited Bill Payments$35

Account Services

Late fee$10
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$100
Safe Deposit Box 2x5$25
Safe Deposit Box 3x10$50
Safe Deposit Box 3x5$30
Safe Deposit Box 5x10$75
Safe Deposit Box 5x5$40
Garnishment Processing$50
per item
Levies Processing$50
per item

Lending Fees

Upon non-payment, a late fee$10

Gift & Prepaid Cards

Gift Cards$3

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	$8	per month	None
Account Research/Reconciliation	$25	varies	$25 per hour + $3 per copy
Monthly paper statement fee	$5	per month	None
Overdraft & NSF
Overdraft Item Fee	$20	per item	None
Returned Item Fee	$20	per item	None
ATM & Card
Transfers (Checking/Savings) at ATM not owned by BankSouth (includes international)	$2	Not stated	None
Withdrawals at ATM not owned by BankSouth (includes international)	$3	Not stated	None
Replacement Debit Card	$6	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic	$30	Not stated	None
Wire Transfers - Incoming	$15	Not stated	None
Wire Transfers - Outgoing International	$50	Not stated	None
Check Services
Official Checks	$10	Not stated	None
Money Orders	$7	Not stated	None
Stop Payment	$30	per item	None
Counter Checks	$5	per item	$5 for page of 4 checks + $1 for additional page
Digital & Electronic
Expedited Bill Payments	$35	Not stated	None
Account Services
Late fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$100	Not stated	None
Safe Deposit Box 2x5	$25	Not stated	None
Safe Deposit Box 3x10	$50	Not stated	None
Safe Deposit Box 3x5	$30	Not stated	None
Safe Deposit Box 5x10	$75	Not stated	None
Safe Deposit Box 5x5	$40	Not stated	None
Garnishment Processing	$50	per item	None
Levies Processing	$50	per item	None
Lending Fees
Upon non-payment, a late fee	$10	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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