BankSouth

Headquarters: Greensboro, Georgia
Charter: Bank
Assets: $1.6B
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a minimum daily balance of $5,000 or more.
BankSouth: $8
BankSouth: $8
U.S. median: no median
Overdraft (OD)
BankSouth: $20
BankSouth: $20
U.S. median: no median
NSF / Returned Item
BankSouth: $20
BankSouth: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Among its peers

BankSouth · $1.6B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.

Banks only
$1.5B to $1.6B in assets
Headquartered in 21 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
BankSouth(this institution)	Greensboro, GA	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alma Bank	Astoria, NY	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
BOM Bank	Natchitoches, LA	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Chambers Bank	Danville, AR	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
CorTrust Bank National Association	Mitchell, SD	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dieterich Bank	Effingham, IL	$1.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bank Richmond	Richmond, IN	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First State Bank	Mendota, IL	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Forcht Bank, National Association	Lexington, KY	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Grasshopper Bank, N.A.	New York, NY	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
International Bank of Commerce	Oklahoma City, OK	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
International Finance Bank	Miami, FL	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Landmark National Bank	Manhattan, KS	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Main Street Bank Corp.	Wooster, OH	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Meredith Village Savings Bank	Meredith, NH	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Newburyport Five Cents Savings Bank	Newburyport, MA	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northfield Savings Bank	Northfield, VT	$1.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pacific National Bank	Miami, FL	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
PrimeSouth Bank	Blackshear, GA	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Citizens Bank of Philadelphia, Mississippi	Philadelphia, MS	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Moody National Bank	Galveston, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Nodaway Valley Bank	Maryville, MO	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Transportation Alliance Bank, Inc. d/b/a TAB Bank	Ogden, UT	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Union Bank	Morrisville, VT	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
US Metro Bank	Garden Grove, CA	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Virginia National Bank	Charlottesville, VA	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2 (20%) below the median of similar-sized banks.

Its published price is $8, against a peer median of $10 among 18 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

BankSouthPeer (equal prices stack)Peer medianInclude 2 outliers ($45, $50)Shown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from BankSouth’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee$8
per month
Account Research/Reconciliation$25
varies · $25 per hour + $3 per copy
Monthly paper statement fee$5
per month

Overdraft & NSF

Overdraft Item Fee$20
per item
Returned Item Fee$20
per item

ATM & Card

Transfers (Checking/Savings) at ATM not owned by BankSouth (includes international)$2
Withdrawals at ATM not owned by BankSouth (includes international)$3
Replacement Debit Card$6

Wire Transfers

Wire Transfers - Outgoing Domestic$30
Wire Transfers - Incoming$15
Wire Transfers - Outgoing International$50

Check Services

Official Checks$10
Money Orders$7
Stop Payment$30
per item
Counter Checks$5
per item · $5 for page of 4 checks + $1 for additional page

Digital & Electronic

Expedited Bill Payments$35

Account Services

Late fee$10
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$100
Safe Deposit Box 2x5$25
Safe Deposit Box 3x10$50
Safe Deposit Box 3x5$30
Safe Deposit Box 5x10$75
Safe Deposit Box 5x5$40
Garnishment Processing$50
per item
Levies Processing$50
per item

Lending Fees

Upon non-payment, a late fee$10

Gift & Prepaid Cards

Gift Cards$3

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	$8	per month	None
Account Research/Reconciliation	$25	varies	$25 per hour + $3 per copy
Monthly paper statement fee	$5	per month	None
Overdraft & NSF
Overdraft Item Fee	$20	per item	None
Returned Item Fee	$20	per item	None
ATM & Card
Transfers (Checking/Savings) at ATM not owned by BankSouth (includes international)	$2	Not stated	None
Withdrawals at ATM not owned by BankSouth (includes international)	$3	Not stated	None
Replacement Debit Card	$6	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic	$30	Not stated	None
Wire Transfers - Incoming	$15	Not stated	None
Wire Transfers - Outgoing International	$50	Not stated	None
Check Services
Official Checks	$10	Not stated	None
Money Orders	$7	Not stated	None
Stop Payment	$30	per item	None
Counter Checks	$5	per item	$5 for page of 4 checks + $1 for additional page
Digital & Electronic
Expedited Bill Payments	$35	Not stated	None
Account Services
Late fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$100	Not stated	None
Safe Deposit Box 2x5	$25	Not stated	None
Safe Deposit Box 3x10	$50	Not stated	None
Safe Deposit Box 3x5	$30	Not stated	None
Safe Deposit Box 5x10	$75	Not stated	None
Safe Deposit Box 5x5	$40	Not stated	None
Garnishment Processing	$50	per item	None
Levies Processing	$50	per item	None
Lending Fees
Upon non-payment, a late fee	$10	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when BankSouth's cashier's check changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a minimum daily balance of $5,000 or more.
BankSouth: $8
BankSouth: $8
U.S. median: no median
Overdraft (OD)
BankSouth: $20
BankSouth: $20
U.S. median: no median
NSF / Returned Item
BankSouth: $20
BankSouth: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

BankSouth · $1.6B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.

Banks only
$1.5B to $1.6B in assets
Headquartered in 21 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
BankSouth(this institution)	Greensboro, GA	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Alma Bank	Astoria, NY	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
BOM Bank	Natchitoches, LA	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Chambers Bank	Danville, AR	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
CorTrust Bank National Association	Mitchell, SD	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dieterich Bank	Effingham, IL	$1.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bank Richmond	Richmond, IN	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First State Bank	Mendota, IL	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Forcht Bank, National Association	Lexington, KY	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Grasshopper Bank, N.A.	New York, NY	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
International Bank of Commerce	Oklahoma City, OK	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
International Finance Bank	Miami, FL	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Landmark National Bank	Manhattan, KS	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Main Street Bank Corp.	Wooster, OH	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Meredith Village Savings Bank	Meredith, NH	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Newburyport Five Cents Savings Bank	Newburyport, MA	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northfield Savings Bank	Northfield, VT	$1.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pacific National Bank	Miami, FL	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
PrimeSouth Bank	Blackshear, GA	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Citizens Bank of Philadelphia, Mississippi	Philadelphia, MS	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Moody National Bank	Galveston, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Nodaway Valley Bank	Maryville, MO	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Transportation Alliance Bank, Inc. d/b/a TAB Bank	Ogden, UT	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Union Bank	Morrisville, VT	$1.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
US Metro Bank	Garden Grove, CA	$1.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Virginia National Bank	Charlottesville, VA	$1.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2 (20%) below the median of similar-sized banks.

Its published price is $8, against a peer median of $10 among 18 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

BankSouthPeer (equal prices stack)Peer medianInclude 2 outliers ($45, $50)Shown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from BankSouth’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee$8
per month
Account Research/Reconciliation$25
varies · $25 per hour + $3 per copy
Monthly paper statement fee$5
per month

Overdraft & NSF

Overdraft Item Fee$20
per item
Returned Item Fee$20
per item

ATM & Card

Transfers (Checking/Savings) at ATM not owned by BankSouth (includes international)$2
Withdrawals at ATM not owned by BankSouth (includes international)$3
Replacement Debit Card$6

Wire Transfers

Wire Transfers - Outgoing Domestic$30
Wire Transfers - Incoming$15
Wire Transfers - Outgoing International$50

Check Services

Official Checks$10
Money Orders$7
Stop Payment$30
per item
Counter Checks$5
per item · $5 for page of 4 checks + $1 for additional page

Digital & Electronic

Expedited Bill Payments$35

Account Services

Late fee$10
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$100
Safe Deposit Box 2x5$25
Safe Deposit Box 3x10$50
Safe Deposit Box 3x5$30
Safe Deposit Box 5x10$75
Safe Deposit Box 5x5$40
Garnishment Processing$50
per item
Levies Processing$50
per item

Lending Fees

Upon non-payment, a late fee$10

Gift & Prepaid Cards

Gift Cards$3

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	$8	per month	None
Account Research/Reconciliation	$25	varies	$25 per hour + $3 per copy
Monthly paper statement fee	$5	per month	None
Overdraft & NSF
Overdraft Item Fee	$20	per item	None
Returned Item Fee	$20	per item	None
ATM & Card
Transfers (Checking/Savings) at ATM not owned by BankSouth (includes international)	$2	Not stated	None
Withdrawals at ATM not owned by BankSouth (includes international)	$3	Not stated	None
Replacement Debit Card	$6	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic	$30	Not stated	None
Wire Transfers - Incoming	$15	Not stated	None
Wire Transfers - Outgoing International	$50	Not stated	None
Check Services
Official Checks	$10	Not stated	None
Money Orders	$7	Not stated	None
Stop Payment	$30	per item	None
Counter Checks	$5	per item	$5 for page of 4 checks + $1 for additional page
Digital & Electronic
Expedited Bill Payments	$35	Not stated	None
Account Services
Late fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$100	Not stated	None
Safe Deposit Box 2x5	$25	Not stated	None
Safe Deposit Box 3x10	$50	Not stated	None
Safe Deposit Box 3x5	$30	Not stated	None
Safe Deposit Box 5x10	$75	Not stated	None
Safe Deposit Box 5x5	$40	Not stated	None
Garnishment Processing	$50	per item	None
Levies Processing	$50	per item	None
Lending Fees
Upon non-payment, a late fee	$10	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.