Scott And White Employees Federal Credit Union

Headquarters: Temple, Texas
Charter: Credit Union
Assets: $71.7M
Fed district: Dallas

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Scott And White Employees Federal Credit Union: $25
Scott And White Employees Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Scott And White Employees Federal Credit Union: $25
Scott And White Employees Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Scott And White Employees Federal Credit Union: $2
Scott And White Employees Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Scott And White Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Share Draft Minimum Balance Fee$6
per month
Research Fee (one hour minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Non-Sufficient Funds (NSF)/Courtesy Pay Fee Preauthorized Payments$25
Non-Sufficient Funds Fee (NSF/Courtesy Pay Fee)$25
per item
Non-Sufficient Funds Fee$25
per item
Return Item Fee$25
per item
Overdraft Transfer Protection Fee$3
per transaction

ATM & Card

Non-owned ATM Balance Inquiry$2
per item
Non-owned ATM Cash Withdrawals$2
per transaction
Debit Card Replacement Fee$5
per item

Wire Transfers

Wire Transfer Fee (Outgoing): Domestic$20
Wire Transfer Fee (Incoming)$5

Check Services

Non-member check exchange for official check$10
Tellers Checks (in excess of one free per month)$1
per item
Stop Payment Fee$30
per item
Temporary Checks/Set of 6$2
Check Cashing Fee (audience not stated, treated as personal)1%
Non-member check cashing fee$5
Non-member check cashing fee over $5,000.00$10
Photocopy of Share Draft (in excess of two per month)$2
per item

Account Services

Notary ServiceNo charge
Safety Deposit Box Drill Fee$125
Not compared: Box drilling or key fee
Verification of Account Requests$5
per item

Other Fees

Fax Services (Incoming or Outgoing)$1
Not compared: Charged per page; comparison unavailable
per page
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page
Statement Copies$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Share Draft Minimum Balance Fee	$6	per month	None
Research Fee (one hour minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Non-Sufficient Funds (NSF)/Courtesy Pay Fee Preauthorized Payments	$25	Not stated	None
Non-Sufficient Funds Fee (NSF/Courtesy Pay Fee)	$25	per item	None
Non-Sufficient Funds Fee	$25	per item	None
Return Item Fee	$25	per item	None
Overdraft Transfer Protection Fee	$3	per transaction	None
ATM & Card
Non-owned ATM Balance Inquiry	$2	per item	None
Non-owned ATM Cash Withdrawals	$2	per transaction	None
Debit Card Replacement Fee	$5	per item	None
Wire Transfers
Wire Transfer Fee (Outgoing): Domestic	$20	Not stated	None
Wire Transfer Fee (Incoming)	$5	Not stated	None
Check Services
Non-member check exchange for official check	$10	Not stated	None
Tellers Checks (in excess of one free per month)	$1	per item	None
Stop Payment Fee	$30	per item	None
Temporary Checks/Set of 6	$2	Not stated	None
Check Cashing Fee (audience not stated, treated as personal)	1%	Not stated	None
Non-member check cashing fee	$5	Not stated	None
Non-member check cashing fee over $5,000.00	$10	Not stated	None
Photocopy of Share Draft (in excess of two per month)	$2	per item	None
Account Services
Notary Service	No charge	Not stated	None
Safety Deposit Box Drill Fee	$125Not compared: Box drilling or key fee	Not stated	None
Verification of Account Requests	$5	per item	None
Other Fees
Fax Services (Incoming or Outgoing)	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	None
Statement Copies	$1Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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