Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

First Basin Federal Credit Union

Odessa, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($20–$25 nationally)

Close Account (if closed within first 90 days)$25

$10 above the national median

Source

Minimum Balance to Avoid Service Fee$0

$5 below the national median

Source

Overdraft & NSFVerified

Courtesy Pay$30Within the typical range ($25–$32 nationally)
At the national median
per item · Source
Returned Check$30Within the typical range ($25–$31 nationally)
At the national median
per item · Source

ATM & CardVerified

Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Check Cashing, Non-Members$13.50Above the typical range ($5–$10 nationally)
$8.50 above the national median
Source
Share Draft Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
At the national median
per item · Source

Cash & DepositVerified

Returned Deposit$5Below the typical range ($10–$25 nationally)
$10 below the national median
per item · Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per month · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Close Account (if closed within first 90 days)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Minimum Balance to Avoid Service Fee	$0Below the typical range ($3–$10 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay	$30Within the typical range ($25–$32 nationally)	At the national median	per item	—	Source
Returned Check	$30Within the typical range ($25–$31 nationally)
ATM & CardVerified
Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Check ServicesVerified
Check Cashing, Non-Members	$13.50Above the typical range ($5–$10 nationally)	$8.50 above the national median	—	—	Source
Share Draft Copy	$5
Cash & DepositVerified
Returned Deposit	$5Below the typical range ($10–$25 nationally)	$10 below the national median	per item	—	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 11 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$343.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$343.2M

Total deposits

$278.5M

Service charge income (year to date)

$1.3M

Fee income ratio

12.9%

Return on assets

0.59%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 33,861 verified fees from 2,470 institutions

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