Postel Family Federal Credit Union

Headquarters: Wichita Falls, Texas
Charter: Credit Union
Assets: $85.2M
Fed district: Dallas
Regulator: NCUA

29 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 5, 2026

How these figures are measured

Call-report figures are for Postel Family Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Postel Family Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 5, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Postel Family Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $131K in Q2 2026, 10% above the same quarter a year earlier ($119K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Postel Family Federal Credit Union: No fee
Postel Family Federal Credit Union: No fee
U.S. median: no median
NSF / Returned Item
Postel Family Federal Credit Union: $30
Postel Family Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Postel Family Federal Credit Union: $1
Postel Family Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $131K.

Fee income, Q2 2026

$131K

$132KQ3 2025

$132KQ4 2025

$130KQ1 2026

$131KQ2 2026

Against the median

Postel Family Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Postel Family Federal Credit Union · $85M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$83M to $87M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Postel Family Federal Credit Union(this institution)	Wichita Falls, TX	$85M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
City Federal Credit Union	Amarillo, TX	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union For Robertson County	Springfield, TN	$85M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Curis Financial Federal Credit Union	Columbia, SC	$84M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Dakota Plains Federal Credit Union	Lemmon, SD	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Domino Federal Credit Union	Texarkana, TX	$87M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Dynamic Federal Credit Union	Celina, OH	$83M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
First Education Federal Credit Union	Cheyenne, WY	$87M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Great Meadow Federal Credit Union	Hudson Falls, NY	$84M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Limestone Financial Federal Credit Union	Manistique, MI	$83M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Lower East Side People'S Federal Credit Union	New York, NY	$85M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Memorial Federal Credit Union	Houston, TX	$84M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Power Co-Op Employees Federal Credit Union	Humboldt, IA	$86M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Primesource Federal Credit Union	Spokane, WA	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Public Service #3 Federal Credit Union	Fort Wayne, IN	$87M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pwc Employees Federal Credit Union	Woodbridge, VA	$86M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Radius Federal Credit Union	Kenmore, NY	$87M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sabattus Regional Federal Credit Union	Sabattus, ME	$85M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
South Central Federal Credit Union	Jackson, MI	$85M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Spokane Firefighters Federal Credit Union	Spokane, WA	$86M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
State Police Credit Union Inc.	Meriden, CT	$84M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Susquehanna Valley Federal Credit Union	Camp Hill, PA	$87M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Triboro Postal Federal Credit Union	Flushing, NY	$84M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
U. S. Employees Federal Credit Union	Tomball, TX	$86M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Union Building Trades Federal Credit Union	Parsippany, NJ	$86M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Volt Federal Credit Union	Springfield, MO	$86M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $4 (100%) below the median of similar-sized credit unions.

Its published price is $0, against a peer median of $4 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Postel Family Federal Cre…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Postel Family Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $131K
vs prior quarter: +$1K+0.8%; from Q1 2026
vs a year earlier: +$12K+10.1%; from Q2 2025
vs start of range: −$8K−5.8%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Postel Family Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$131K	+$1K	+0.8%
Q1 2026	$130K	−$2K	−1.5%
Q4 2025	$132K	$0	0.0%
Q3 2025	$132K	+$13K	+10.9%
Q2 2025	$119K	−$4K	−3.3%
Q1 2025	$123K	−$11K	−8.2%
Q4 2024	$134K	−$5K	−3.6%
Q3 2024	$139K	+$8K	+6.1%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Postel Family Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Below Minimum Share Fee$25
Account Closure (within six months)$25
Account Reconciliation Fee$25
Mailed Paper Statement Fee$5
Returned Mail (each item)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Insufficient Funds Check$30
Overdraft Transfers$2

ATM & Card

Transactions at Foreign ATM$1
Debit Card Replacement Fee$10

Wire Transfers

Wire Transfer - Domestic$30
Wire Transfer - IncomingNo charge
Wire Transfer - Foreign$50

Check Services

Cashier's Check$5
Money Orders (each)$1
per item
Stop Payment (Per Order)$35
per item
Temporary Checks (Sheet of Four)$1
Check Cashing Fee (Exceptions May Apply)$10
Collection Item (outgoing/incoming)$25
Cancelled Check Copy$5
Check Copies (each)$5
per item

Cash & Deposit

Deposited Checks Returned$10

Account Services

Notary ServicesNo charge
Lost Key (key replacement)$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10$60
Safe Deposit Box 3 X 10$25
Safe Deposit Box 3 X 5$15
Safe Deposit Box 5 X 10$40
Safe Deposit Box Drilling Fee$125
Not compared: Box drilling or key fee
Garnishment/Impound Fee$60

Retirement & IRA

IRA Account Maintenance FeeNo charge
IRA Termination Fee$25

Gift & Prepaid Cards

Gift Cards$3

Other Fees

Overnight mail delivery$50
Copies (per page)$0.10
Not compared: Charged per page; comparison unavailable
per page
Internet Account Access Fax-IncomingNo charge
Returned Loan Payment Fee / Loan Payment Reversal$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Below Minimum Share Fee	$25	Not stated	None
Account Closure (within six months)	$25	Not stated	None
Account Reconciliation Fee	$25	Not stated	None
Mailed Paper Statement Fee	$5	Not stated	None
Returned Mail (each item)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Insufficient Funds Check	$30	Not stated	None
Overdraft Transfers	$2	Not stated	None
ATM & Card
Transactions at Foreign ATM	$1	Not stated	None
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer - Domestic	$30	Not stated	None
Wire Transfer - Incoming	No charge	Not stated	None
Wire Transfer - Foreign	$50	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Money Orders (each)	$1	per item	None
Stop Payment (Per Order)	$35	per item	None
Temporary Checks (Sheet of Four)	$1	Not stated	None
Check Cashing Fee (Exceptions May Apply)	$10	Not stated	None
Collection Item (outgoing/incoming)	$25	Not stated	None
Cancelled Check Copy	$5	Not stated	None
Check Copies (each)	$5	per item	None
Cash & Deposit
Deposited Checks Returned	$10	Not stated	None
Account Services
Notary Services	No charge	Not stated	None
Lost Key (key replacement)	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10	$60	Not stated	None
Safe Deposit Box 3 X 10	$25	Not stated	None
Safe Deposit Box 3 X 5	$15	Not stated	None
Safe Deposit Box 5 X 10	$40	Not stated	None
Safe Deposit Box Drilling Fee	$125Not compared: Box drilling or key fee	Not stated	None
Garnishment/Impound Fee	$60	Not stated	None
Retirement & IRA
IRA Account Maintenance Fee	No charge	Not stated	None
IRA Termination Fee	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3	Not stated	None
Other Fees
Overnight mail delivery	$50	Not stated	None
Copies (per page)	$0.10Not compared: Charged per page; comparison unavailable	per page	None
Internet Account Access Fax-Incoming	No charge	Not stated	None
Returned Loan Payment Fee / Loan Payment Reversal	$30	per item	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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