Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Postel Family Federal Credit Union

Wichita Falls, TexasCredit UnionDallas Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure (within six months)$25Within the typical range ($10–$25 nationally)

ATM & CardVerified

Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Source
Transactions at Foreign ATM$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
Source

Check ServicesVerified

Cashier's Check$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Check Cashing Fee (Exceptions May Apply)$10Within the typical range ($5–$10 nationally)
$5 above the national median
Source
Check Copies (each)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Money Orders (each)$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Source
Stop Payment (Per Order)$35Above the typical range ($20–$30 nationally)
$9 above the national median
Source
Temporary Checks (Sheet of Four)$1Within the typical range ($1–$4 nationally)
$1 below the national median
Source

Account ServicesVerified

10 X 10$60Within the typical range ($25–$80 nationally)
$15 above the national median
Source
3 X 5$15Below the typical range ($25–$80 nationally)
$30 below the national median
Source
5 X 10$40Within the typical range ($25–$80 nationally)
$5 below the national median
Source
Garnishment/Impound Fee$60Within the typical range ($30–$75 nationally)
$10 above the national median
Source
Lost Key (key replacement)$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source
Notary Services$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source
Safe Deposit Box Drilling Fee$125Above the typical range ($25–$80 nationally)
$80 above the national median
Source

Retirement & IRAVerified

IRA Account Maintenance Fee$0Below the typical range ($10–$25 nationally)
$15 below the national median
Source
IRA Termination Fee$25Within the typical range ($25–$35 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure (within six months)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Account Reconciliation Fee	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Below Minimum Share Fee	$25Above the typical range ($3–$10 nationally)	$20 above the national median	—	—	Source
Mailed Paper Statement Fee	$5Above the typical range ($2–$4.50 nationally)	$2 above the national median	—	—	Source
Monthly Service Charge	$0Below the typical range ($3–$10 nationally)	$5.50 below the national median	per month	—	Source
Overdraft & NSFVerified
Insufficient Funds Check	$30Within the typical range ($25–$31.50 nationally)	At the national median	—	—	Source
ATM & CardVerified
Debit Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Transactions at Foreign ATM	$1
Wire TransfersVerified
Wire Transfer - Incoming	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Check ServicesVerified
Cashier's Check	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	—	Source
Check Cashing Fee (Exceptions May Apply)	$10
Cash & DepositVerified
Deposited Checks Returned	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Account ServicesVerified
10 X 10	$60Within the typical range ($25–$80 nationally)	$15 above the national median	—	—	Source
3 X 5	$15
Retirement & IRAVerified
IRA Account Maintenance Fee	$0Below the typical range ($10–$25 nationally)	$15 below the national median	—	—	Source
IRA Termination Fee	$25
Gift & Prepaid CardsVerified
Gift Cards	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	—	Source
Other FeesVerified
Overnight mail delivery	$50Above the typical range ($20–$42.50 nationally)	$20 above the national median	—	—	Source

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Headline fees published

10 of 15

Published fees

Under review

Assets

$85.2M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$85.2M

Total deposits

$74.9M

Service charge income (year to date)

$261K

Fee income ratio

9.9%

Return on assets

0.23%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,565 published fee entries from 2,624 institutions

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Published fees

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How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings