22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 6, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
Compared at $2, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Southwest 66 Federal Credit Union · $112M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Southwest 66 Federal Credit Union(this institution) | Odessa, TX | $112M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Chiphone Federal Credit Union | Elkhart, IN | $112M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cleveland Selfreliance Federal Credit Union | Parma, OH | $114M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Credit Union of The Rockies | Golden, CO | $113M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Deepwater Industries Federal Credit Union | Deepwater, NJ | $114M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Explorers Federal Credit Union | Yankton, SD | $112M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First California Federal Credit Union | Fresno, CA | $110M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Eagle Federal Credit Union | Owings Mills, MD | $109M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Greater Pittsburgh Police Federal Credit Union | Pittsburgh, PA | $110M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ibew & United Workers Federal Credit Union | Portland, OR | $113M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| L G & W Federal Credit Union | Memphis, TN | $115M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Madison County Federal Credit Union | Anderson, IN | $114M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Membersown Federal Credit Union | Lincoln, NE | $109M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Mercer County Community Federal Credit Union | Hermitage, PA | $115M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Metrum Community Federal Credit Union | Centennial, CO | $112M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mobile Educators Federal Credit Union | Mobile, AL | $113M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| New Alliance Federal Credit Union | Ambridge, PA | $113M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northridge Community Federal Credit Union | Virginia, MN | $113M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| One Credit Union of Ny | Cheektowaga, NY | $114M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Palco Fcu Federal Credit Union | Muncy, PA | $109M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Riverview Federal Credit Union | Belpre, OH | $113M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Seaport Federal Credit Union | Elizabeth, NJ | $110M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Southern Lakes Federal Credit Union | Kenosha, WI | $113M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Total Community Federal Credit Union | Taylor, MI | $111M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Trunorthern Federal Credit Union | Malone, NY | $112M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Weld Community Federal Credit Union | Greeley, CO | $110M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(out-of-network atm)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $2, the middle of its two prices, against a peer median of $1 among 9 publishing peers.
Its two prices are $1 and $3.
$2 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026.
Out-of-network ATM fee in dollars, one mark per institution
Against this institution's out-of-network atm fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026. Total assets from FDIC and NCUA records.
Amounts from Southwest 66 Federal Credit Union’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Reconciliation Fee | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research Fee | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $3 | per month | None |
Overdraft & NSF | |||
| ATM/Check Card Overdraft Fee | $32 | per item | None |
| EFT Return Item Fee | $32 | per item | None |
| NSF Fee | $32 | per item | None |
| Overdraft Protection from Shares to Checking | No charge | Not stated | None |
ATM & Card | |||
| CO-OP ATM/Check Card Withdrawal, Transfer, Inquiry Fee | $1 | per item | None |
| Nonproprietary ATM/Check Card Withdrawal, Transfer | $3 | per item | None |
| ATM/Check Card Replacement | $10 | per item | None |
| Replacement Card (if lost/stolen) | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer Fee (Outgoing) | $25 | per item | None |
| Wire Transfer Fee (Incoming) | No charge | Not stated | None |
Check Services | |||
| Cashier’s Check Fee | $5 | per item | None |
| Money Order Fee | $5 | per item | None |
| EFT Stop Payment Fee | $30 | per item | None |
| Stop Payment Fee | $30 | per item | None |
| Temporary Checks Fee | No charge | varies | None |
| Check Copy Fee | $5 | per item | None |
Digital & Electronic | |||
| ACH Return Items | $32 | per item | None |
| Bill Pay Fee | $5 | per month | None |
Cash & Deposit | |||
| Cash Advance Fee (audience not stated, treated as personal) | 3%of the advance | Not stated | None |
| Deposited Item Return Fees | $30 | per item | None |
Account Services | |||
| Notary Services | No charge | Not stated | None |
| Damaged Key Replacement | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Large (10”x10”) | $100 | per year | None |
| Safe Deposit Box Medium (5”x10”) | $75 | per year | None |
| Safe Deposit Box Small (3”x10”) | $50 | per year | None |
| Levy & Garnishment Fee | $30 | Not stated | None |
Lending Fees | |||
| Consumer Late Fee (audience not stated, treated as personal) | 5%($30 maximum) | Not stated | None |
| Home Equity Late Fee | $20 | Not stated | None |
Other Fees | |||
| Statement Copy Fee | $5 | per item | None |
| Skip-a-Payment/Loan Extension Processing Fee | $35 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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