Southwest 66 Federal Credit Union

Headquarters: Odessa, Texas
Charter: Credit Union
Assets: $112.2M
Fed district: Dallas
Regulator: NCUA

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 6, 2026

How these figures are measured

Call-report figures are for Southwest 66 Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Southwest 66 Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 6, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Southwest 66 Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $374K in Q2 2026, 2.5% above the same quarter a year earlier ($365K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Southwest 66 Federal Credit Union: $32
Southwest 66 Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Southwest 66 Federal Credit Union: $32
Southwest 66 Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Compared at $2, the middle of its prices
Southwest 66 Federal Credit Union: $1 to $3
Southwest 66 Federal Credit Union: $1 to $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $374K.

Fee income, Q2 2026

$374K

$376KQ3 2025

$399KQ4 2025

$351KQ1 2026

$374KQ2 2026

Against the median

Southwest 66 Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Southwest 66 Federal Credit Union · $112M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$109M to $115M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Southwest 66 Federal Credit Union(this institution)	Odessa, TX	$112M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chiphone Federal Credit Union	Elkhart, IN	$112M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cleveland Selfreliance Federal Credit Union	Parma, OH	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Credit Union of The Rockies	Golden, CO	$113M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Deepwater Industries Federal Credit Union	Deepwater, NJ	$114M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Explorers Federal Credit Union	Yankton, SD	$112M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First California Federal Credit Union	Fresno, CA	$110M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Eagle Federal Credit Union	Owings Mills, MD	$109M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Greater Pittsburgh Police Federal Credit Union	Pittsburgh, PA	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ibew & United Workers Federal Credit Union	Portland, OR	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
L G & W Federal Credit Union	Memphis, TN	$115M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Madison County Federal Credit Union	Anderson, IN	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Membersown Federal Credit Union	Lincoln, NE	$109M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Mercer County Community Federal Credit Union	Hermitage, PA	$115M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Metrum Community Federal Credit Union	Centennial, CO	$112M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mobile Educators Federal Credit Union	Mobile, AL	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New Alliance Federal Credit Union	Ambridge, PA	$113M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northridge Community Federal Credit Union	Virginia, MN	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
One Credit Union of Ny	Cheektowaga, NY	$114M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Palco Fcu Federal Credit Union	Muncy, PA	$109M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Riverview Federal Credit Union	Belpre, OH	$113M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Seaport Federal Credit Union	Elizabeth, NJ	$110M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Southern Lakes Federal Credit Union	Kenosha, WI	$113M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Total Community Federal Credit Union	Taylor, MI	$111M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Trunorthern Federal Credit Union	Malone, NY	$112M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Weld Community Federal Credit Union	Greeley, CO	$110M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(out-of-network atm)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Out-of-network ATM is $1 (100%) above the median of similar-sized credit unions.

Compared at $2, the middle of its two prices, against a peer median of $1 among 9 publishing peers.

Its two prices are $1 and $3.

$2 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Southwest 66 Federal Cred…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer medianInclude 3 outliers ($0.75, $2, $2)Shown past the axis break, not to scale, so the rest of the set has room.

Against this institution's out-of-network atm fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Southwest 66 Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $374K
vs prior quarter: +$23K+6.6%; from Q1 2026
vs a year earlier: +$9K+2.5%; from Q2 2025
vs start of range: −$6K−1.6%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Southwest 66 Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$374K	+$23K	+6.6%
Q1 2026	$351K	−$48K	−12.0%
Q4 2025	$399K	+$23K	+6.1%
Q3 2025	$376K	+$11K	+3.0%
Q2 2025	$365K	+$23K	+6.7%
Q1 2025	$342K	−$15K	−4.2%
Q4 2024	$357K	−$23K	−6.1%
Q3 2024	$380K	+$22K	+6.1%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Southwest 66 Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Reconciliation Fee$15
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$15
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$3
per month

Overdraft & NSF

ATM/Check Card Overdraft Fee$32
per item
EFT Return Item Fee$32
per item
NSF Fee$32
per item
Overdraft Protection from Shares to CheckingNo charge

ATM & Card

CO-OP ATM/Check Card Withdrawal, Transfer, Inquiry Fee$1
per item
Nonproprietary ATM/Check Card Withdrawal, Transfer$3
per item
ATM/Check Card Replacement$10
per item
Replacement Card (if lost/stolen)$10

Wire Transfers

Wire Transfer Fee (Outgoing)$25
per item
Wire Transfer Fee (Incoming)No charge

Check Services

Cashier’s Check Fee$5
per item
Money Order Fee$5
per item
EFT Stop Payment Fee$30
per item
Stop Payment Fee$30
per item
Temporary Checks FeeNo charge
varies
Check Copy Fee$5
per item

Digital & Electronic

ACH Return Items$32
per item
Bill Pay Fee$5
per month

Cash & Deposit

Cash Advance Fee (audience not stated, treated as personal)3%of the advance
Deposited Item Return Fees$30
per item

Account Services

Notary ServicesNo charge
Damaged Key Replacement$10
Not compared: Box drilling or key fee
Safe Deposit Box Large (10”x10”)$100
per year
Safe Deposit Box Medium (5”x10”)$75
per year
Safe Deposit Box Small (3”x10”)$50
per year
Levy & Garnishment Fee$30

Lending Fees

Consumer Late Fee (audience not stated, treated as personal)5%($30 maximum)
Home Equity Late Fee$20

Other Fees

Statement Copy Fee$5
per item
Skip-a-Payment/Loan Extension Processing Fee$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Reconciliation Fee	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$3	per month	None
Overdraft & NSF
ATM/Check Card Overdraft Fee	$32	per item	None
EFT Return Item Fee	$32	per item	None
NSF Fee	$32	per item	None
Overdraft Protection from Shares to Checking	No charge	Not stated	None
ATM & Card
CO-OP ATM/Check Card Withdrawal, Transfer, Inquiry Fee	$1	per item	None
Nonproprietary ATM/Check Card Withdrawal, Transfer	$3	per item	None
ATM/Check Card Replacement	$10	per item	None
Replacement Card (if lost/stolen)	$10	Not stated	None
Wire Transfers
Wire Transfer Fee (Outgoing)	$25	per item	None
Wire Transfer Fee (Incoming)	No charge	Not stated	None
Check Services
Cashier’s Check Fee	$5	per item	None
Money Order Fee	$5	per item	None
EFT Stop Payment Fee	$30	per item	None
Stop Payment Fee	$30	per item	None
Temporary Checks Fee	No charge	varies	None
Check Copy Fee	$5	per item	None
Digital & Electronic
ACH Return Items	$32	per item	None
Bill Pay Fee	$5	per month	None
Cash & Deposit
Cash Advance Fee (audience not stated, treated as personal)	3%of the advance	Not stated	None
Deposited Item Return Fees	$30	per item	None
Account Services
Notary Services	No charge	Not stated	None
Damaged Key Replacement	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Large (10”x10”)	$100	per year	None
Safe Deposit Box Medium (5”x10”)	$75	per year	None
Safe Deposit Box Small (3”x10”)	$50	per year	None
Levy & Garnishment Fee	$30	Not stated	None
Lending Fees
Consumer Late Fee (audience not stated, treated as personal)	5%($30 maximum)	Not stated	None
Home Equity Late Fee	$20	Not stated	None
Other Fees
Statement Copy Fee	$5	per item	None
Skip-a-Payment/Loan Extension Processing Fee	$35	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Southwest 66 Federal Credit Union's monthly maintenance changes in our data

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