Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
39th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Feb 17, 2026
Call-report figures are for Midwestern State University Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Midwestern State University Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Feb 17, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 5.7% of revenue, below the 7.2% median of 2,932 credit unions with under $300M in assets (39th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $4K in Q2 2026, 33% above the same quarter a year earlier ($3K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Midwestern State University Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $4K | +$1K | +33.3% |
| Q1 2026 | $3K | $0 | 0.0% |
| Q4 2025 | $3K | $0 | 0.0% |
| Q3 2025 | $3K | $0 | 0.0% |
| Q2 2025 | $3K | +$1K | +50.0% |
| Q1 2025 | $2K | +$1K | +100.0% |
| Q4 2024 | $1K | $0 | 0.0% |
| Q3 2024 | $1K | −$1K | −50.0% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Midwestern State University Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Midwestern State University Federal Credit Union by share.
They stay out of every comparison until review is done.
per item · per page
per item
per item · per page
per item · all fees passed on to member
one time
per month
per month
per item
per item
per item
per item · after 10 day grace
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Account Inquiry (audience not stated, treated as personal) | $1 | per item | per page |
| ATM/Debit Card Pin Reissue (audience not stated, treated as personal) | $10 | per item | None |
| Copies (audience not stated, treated as personal) | $0.25 | per item | per page |
| Foreign Transaction Fees (audience not stated, treated as personal) | Not stated | per item | all fees passed on to member |
| Real Estate Application Fee (audience not stated, treated as personal) | $60 | one time | None |
| Share Drafts Average Daily Balance (audience not stated, treated as personal) | $50 | per month | None |
| Share Drafts Monthly Service Charge (audience not stated, treated as personal) | $2 | per month | None |
| Share Drafts Overdraft Line of Credit (audience not stated, treated as personal) | $10 | per item | None |
| Share Drafts Overdraft Transfer (audience not stated, treated as personal) | $1 | per item | None |
| VISA CC Insufficient Payment Fee (audience not stated, treated as personal) | $27 | per item | None |
| VISA CC Late Fee (audience not stated, treated as personal) | $27 | per item | after 10 day grace |
| VISA CC Replacement Card (audience not stated, treated as personal) | $10 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Midwestern State University Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Wichita Falls, TX | 2 |
| Iowa Park, TX | 1 |
Largest competitors nearby
Local market: Wichita county, TX, around its headquarters.
| 19 in its local market | Deposit share |
|---|---|
| American National Bank & Trust | 42.8% |
| Investar Bank, National Association | 13.6% |
| First Bank | 12.5% |
| Wells Fargo Bank, National Association | 9.4% |
| JPMorgan Chase Bank, National Association | 8% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows