Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Baylor Health Care System Federal Credit Union

Dallas, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Bad Address Fee$5Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=account_research; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Bad Address Fee | $5.00" · Source

Checking Monthly Service Fee$0

$5.95 below the national median

per month · Knox read a free fee from Rosetta artifact #7939. canonical_hint=monthly_maintenance; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Checking Monthly Service Fee | FREE" · Source

Mailed Paper Statement$5

$2 above the national median

Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=paper_statement; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Mailed Paper Statement | $5.00" · Source

Wire Transfer Research Fee$25

At the national median

Overdraft & NSFVerified

Courtesy Pay$30Within the typical range ($25–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=overdraft; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Courtesy Pay | $30.00" · Source
NSF | Returned Item$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=nsf; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="NSF | Returned Item | $30.00" · Source
Overdraft Transfer Fee (From CC, LOC, Savings, or Checking Account)$5Within the typical range ($2.38–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=od_protection_transfer; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Overdraft Transfer Fee (From CC, LOC, Savings, or Checking Account) | $5.00" · Source

ATM & CardVerified

ATM Surcharges (BHCSCU & All Point Network)$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #7939. canonical_hint=atm_non_network; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="ATM Surcharges (BHCSCU & All Point Network) | FREE" · Source
ATM Withdrawal (Non BHCSCU ATM or Allpoint Network)$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=atm_non_network; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="ATM Withdrawal (Non BHCSCU ATM or Allpoint Network) | $3.00" · Source
Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=card_replacement; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Card Replacement Fee | $5.00" · Source
Card Rush Delivery | Varies by delivery address >$85Above the typical range ($30–$50 nationally)
$41.25 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=rush_card; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Card Rush Delivery | Varies by delivery address >$85" · Source

Check ServicesVerified

Money Order$5Above the typical range ($2–$3.50 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=money_order; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Money Order | $5.00" · Source
Money Order$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=money_order; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Money Order | $3.00" · Source
STOP PAYMENT$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=stop_payment; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="STOP PAYMENT | $30.00" · Source

Digital & ElectronicVerified

Same-Day Bill Payment$9.95Within the typical range ($0–$10.73 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=bill_pay; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Same-Day Bill Payment | $9.95" · Source

Cash & DepositVerified

Cash Advance$10Within the typical range ($3.38–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=cash_advance; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Cash Advance | $10.00" · Source
Cash Advance$5Within the typical range ($3.38–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=cash_advance; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Cash Advance | $5.00" · Source
Coin Counting Machine$0Within the typical range ($0–$5 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #7939. canonical_hint=coin_counting; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Coin Counting Machine | FREE" · Source

Account ServicesVerified

Account Audits and Research | Reconciliation |Verification of Deposit$20Above the typical range ($8.98–$16.75 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=account_verification; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Account Audits and Research | Reconciliation |Verification of Deposit | $20/Hour ($20 minimum)" · Source
Garnishment & Levy$70Within the typical range ($30–$75 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=garnishment_levy; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Garnishment & Levy | $70.00" · Source
Notary$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=notary_fee; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Notary | $5.00" · Source
Notary Services$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #7939. canonical_hint=notary_fee; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Notary Services | FREE" · Source
Safe Deposit Box Annual Fee - 10x10x22$115Above the typical range ($25–$75 nationally)
$72.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=safe_deposit_box; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Safe Deposit Box Annual Fee - 10x10x22 | $115.00" · Source
Safe Deposit Box Annual Fee - 3x10x22$45Within the typical range ($25–$75 nationally)
$2.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=safe_deposit_box; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Safe Deposit Box Annual Fee - 3x10x22 | $45.00" · Source
Safe Deposit Box Annual Fee - 3x5x22$20Below the typical range ($25–$75 nationally)
$22.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=safe_deposit_box; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Safe Deposit Box Annual Fee - 3x5x22 | $20.00" · Source
Safe Deposit Box Annual Fee - 5x10x22$75Within the typical range ($25–$75 nationally)
$32.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=safe_deposit_box; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Safe Deposit Box Annual Fee - 5x10x22 | $75.00" · Source
Safe Deposit Box Annual Fee - 5x5x22$25Within the typical range ($25–$75 nationally)
$17.50 below the national median
per year · Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=safe_deposit_box; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Safe Deposit Box Annual Fee - 5x5x22 | $25.00" · Source

Lending FeesVerified

Loan Extension I Skip-a-payment Fees$25Within the typical range ($15–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=late_payment; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Loan Extension I Skip-a-payment Fees | $25.00" · Source
Loan Origination$35Within the typical range ($25–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=loan_origination; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Loan Origination | $35.00" · Source

Other FeesVerified

Check Photocopy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=document_reproduction; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Check Photocopy | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Bad Address Fee	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=account_research; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Bad Address Fee \| $5.00"	Source
Checking Monthly Service Fee	$0Below the typical range ($3–$10 nationally)	$5.95 below the national median	per month	Knox read a free fee from Rosetta artifact #7939. canonical_hint=monthly_maintenance; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Checking Monthly Service Fee \| FREE"	Source
Mailed Paper Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=paper_statement; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Mailed Paper Statement \| $5.00"	Source
Wire Transfer Research Fee	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=account_research; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Wire Transfer Research Fee \| $25.00"	Source
Overdraft & NSFVerified
Courtesy Pay	$30Within the typical range ($25–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=overdraft; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Courtesy Pay \| $30.00"	Source
NSF \| Returned Item	$30
ATM & CardVerified
ATM Surcharges (BHCSCU & All Point Network)	$0Below the typical range ($1–$2.50 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #7939. canonical_hint=atm_non_network; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="ATM Surcharges (BHCSCU & All Point Network) \| FREE"	Source
ATM Withdrawal (Non BHCSCU ATM or Allpoint Network)
Check ServicesVerified
Money Order	$5Above the typical range ($2–$3.50 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=money_order; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Money Order \| $5.00"	Source
Money Order	$3
Digital & ElectronicVerified
Same-Day Bill Payment	$9.95Within the typical range ($0–$10.73 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=bill_pay; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Same-Day Bill Payment \| $9.95"	Source
Cash & DepositVerified
Cash Advance	$10Within the typical range ($3.38–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=cash_advance; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Cash Advance \| $10.00"	Source
Cash Advance	$5
Account ServicesVerified
Account Audits and Research \| Reconciliation \|Verification of Deposit	$20Above the typical range ($8.98–$16.75 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=account_verification; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Account Audits and Research \| Reconciliation \|Verification of Deposit \| $20/Hour ($20 minimum)"	Source
Lending FeesVerified
Loan Extension I Skip-a-payment Fees	$25Within the typical range ($15–$25 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=late_payment; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Loan Extension I Skip-a-payment Fees \| $25.00"	Source
Loan Origination	$35
Other FeesVerified
Check Photocopy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #7939. canonical_hint=document_reproduction; text_hash=46ed0471d5208ff1efd05587261acbd0ec377264d57831fd982e01a13539aa27; excerpt="Check Photocopy \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 30

Published fees

Under review

Assets

$80.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$80.6M

Total deposits

$62.0M

Service charge income (year to date)

$139K

Fee income ratio

7.9%

Return on assets

0.66%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,624 verified fees from 2,223 institutions

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