Liberty Bay Federal Credit Union

Headquarters: Braintree, Massachusetts
Charter: Credit Union
Assets: $827.4M
Fed district: Boston

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Liberty Bay Federal Credit Union: $25
Liberty Bay Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Liberty Bay Federal Credit Union: $20
Liberty Bay Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Int'l Out)
Liberty Bay Federal Credit Union: $50
Liberty Bay Federal Credit Union: $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Liberty Bay Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Paid Overdraft$25

ATM & Card

Lost ATM/Debit Card Replacement$10
Lost ATM/Debit Card Overnight Replacement$50

Wire Transfers

Wire Transfer - Domestic Outgoing$20
Wire Transfer - International Outgoing$50

Check Services

Official Bank Checks or Other Party Checks 1 Free/Day; then$5
per item
Check Cashing (non-member)$10

Cash & Deposit

Deposited Checks ReturnedNo charge

Account Services

Safe Deposit Box Annual Rental Fee$30
per year
Tax Levy/Attachment$25

Fee	Amount	Basis	Note
Account Maintenance
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Paid Overdraft	$25	Not stated	None
ATM & Card
Lost ATM/Debit Card Replacement	$10	Not stated	None
Lost ATM/Debit Card Overnight Replacement	$50	Not stated	None
Wire Transfers
Wire Transfer - Domestic Outgoing	$20	Not stated	None
Wire Transfer - International Outgoing	$50	Not stated	None
Check Services
Official Bank Checks or Other Party Checks 1 Free/Day; then	$5	per item	None
Check Cashing (non-member)	$10	Not stated	None
Cash & Deposit
Deposited Checks Returned	No charge	Not stated	None
Account Services
Safe Deposit Box Annual Rental Fee	$30	per year	None
Tax Levy/Attachment	$25	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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