Alliance Bank

Headquarters: Sulphur Springs, Texas
Charter: Bank
Assets: $1.4B
Fed district: Dallas

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Alliance Bank: $1 to $10
Alliance Bank: $1 to $10
U.S. median: no median
Overdraft (OD)
Alliance Bank: $30
Alliance Bank: $30
U.S. median: no median
NSF / Returned Item
Alliance Bank: $30
Alliance Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alliance Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$5
per month
Monthly service charge$1
per month
Monthly service charge$10
per month
Account Closing Fee (within 90 days)$30
Account Reconciliation (balancing assistance-per hour, min. 1 hr)$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour, min. 1 hr) (audience not stated, treated as personal)$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$5
Fees - An excessive activity fee$3
per item
Fees - An excessive activity fee$15
per item

Overdraft & NSF

Overdraft Fee$30
per item
Return Item Fee (audience not stated, treated as personal)$30
per item
Returned Item Fee$30
Automatic Transfers - Overdraft (Personal)$10

ATM & Card

Non-Proprietary ATM Transaction/Inquiry Fee$2
per item
Replacement Debit Card$5

Wire Transfers

Wire Transfers: Domestic Outgoing$20
Wire Transfers: Domestic Incoming$5
Wire Transfers: Foreign Outgoing$35
Wire Transfers: Foreign Incoming$10

Check Services

Cashier's Checks and Official Checks$5
Money Orders$3
Stop Payment$30
Photocopies (other than item copies-per page)$1
per item

Digital & Electronic

Alliance Online Expedited Bill Payment Convenience Fee$25

Cash & Deposit

Deposited Item Charge Back$5

Account Services

Lost Key Charge$10
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10$100
Safe Deposit Box 2 X 5$10
Safe Deposit Box 3 X 10$40
Safe Deposit Box 3 X 5$20
Safe Deposit Box 5 X 10$60
Safe Deposit Box 5 X 5$30
Safe Deposit Box 5 X 8$35
Safe Deposit Box 6 X 10$45
Legal Processing Fee (garnishments, levies, etc.)$100

Other Fees

Fax Transmission (per page)$2
per item
Statement Reprint$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$5	per month	None
Monthly service charge	$1	per month	None
Monthly service charge	$10	per month	None
Account Closing Fee (within 90 days)	$30	Not stated	None
Account Reconciliation (balancing assistance-per hour, min. 1 hr)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour, min. 1 hr) (audience not stated, treated as personal)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$5	Not stated	None
Fees - An excessive activity fee	$3	per item	None
Fees - An excessive activity fee	$15	per item	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
Return Item Fee (audience not stated, treated as personal)	$30	per item	None
Returned Item Fee	$30	Not stated	None
Automatic Transfers - Overdraft (Personal)	$10	Not stated	None
ATM & Card
Non-Proprietary ATM Transaction/Inquiry Fee	$2	per item	None
Replacement Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$20	Not stated	None
Wire Transfers: Domestic Incoming	$5	Not stated	None
Wire Transfers: Foreign Outgoing	$35	Not stated	None
Wire Transfers: Foreign Incoming	$10	Not stated	None
Check Services
Cashier's Checks and Official Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment	$30	Not stated	None
Photocopies (other than item copies-per page)	$1	per item	None
Digital & Electronic
Alliance Online Expedited Bill Payment Convenience Fee	$25	Not stated	None
Cash & Deposit
Deposited Item Charge Back	$5	Not stated	None
Account Services
Lost Key Charge	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10	$100	Not stated	None
Safe Deposit Box 2 X 5	$10	Not stated	None
Safe Deposit Box 3 X 10	$40	Not stated	None
Safe Deposit Box 3 X 5	$20	Not stated	None
Safe Deposit Box 5 X 10	$60	Not stated	None
Safe Deposit Box 5 X 5	$30	Not stated	None
Safe Deposit Box 5 X 8	$35	Not stated	None
Safe Deposit Box 6 X 10	$45	Not stated	None
Legal Processing Fee (garnishments, levies, etc.)	$100	Not stated	None
Other Fees
Fax Transmission (per page)	$2	per item	None
Statement Reprint	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Fee	Amount	Basis	Note
Overdraft & NSF
Automatic Transfers - Overdraft (Commercial)	$15	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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