20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Non-Network ATM
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Metro Medical Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Share Draft Monthly Fee | No charge | per month | None |
| Money Market 78 Monthly Fee (if balance falls below $2,500) | $15 | per month | None |
| Money Market 79 Monthly Fee (if balance falls below $25,000) | $25 | per month | None |
| Early Account Closure Fee | $15 | Not stated | None |
| Account Research/Balancing (per hour) | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $5 | Not stated | None |
| Returned Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Transfer | $5 | Not stated | None |
ATM & Card | |||
| ATM Balance Inquiry | $2 | Not stated | None |
| ATM Balance Transfer | $2 | Not stated | None |
| ATM Withdrawal Fee | $2 | Not stated | None |
| Debit Card Replacement | $15 | Not stated | None |
Check Services | |||
| Credit Union Teller Check (Mailed to Member) | $5 | Not stated | None |
| Money Order | $2 | Not stated | None |
| Stop Payment | $35 | Not stated | None |
| Temporary Checks (per 4 checks) | $5 | Not stated | None |
| Check Cashing Fee (Non-member) | 2% | Not stated | None |
| Check Cashing Fee (Non-member) (audience not stated, treated as personal) | 2% | Not stated | None |
| Draft/Check Copy | $5 | per item | None |
Digital & Electronic | |||
| Check/ACH Return & Courtesy Pay | $35 | Not stated | None |
| Bill Pay/Zelle | No charge | Not stated | None |
Cash & Deposit | |||
| Deposit Item Returned | $35 | Not stated | None |
Account Services | |||
| Notary Services | No charge | Not stated | None |
| Levy Fee | $100 | Not stated | None |
Other Fees | |||
| Statement Copy | $5 | Not stated | None |
| Loan Payment Online by ACH | No charge | Not stated | None |
| Loan Skip-a-Pay (per loan, two per year) | $40Not compared: Annual charge, not per item | per year | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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